Insurance stocks cover property & casualty insurers, life insurance companies, and reinsurers. Our AI evaluates combined ratios, premium growth, investment returns, and reserve adequacy from SEC 10-K filings.
Top Insurance Stocks in 2026
Top-rated insurance stocks ranked by AI confidence score. Dual AI analysis (Claude + ChatGPT) based on SEC 10-K and 10-Q filings. Last Updated: June 2026
All Insurance Stocks (103)
| Ticker | Company | AI Rating | Confidence | Action |
|---|---|---|---|---|
| SUND | Sundance Strategies, Inc. | D | 95% | View Analysis → |
| PRHIZ | Presurance Holdings, Inc. | D | 95% | View Analysis → |
| MBI | MBIA INC | D | 94% | View Analysis → |
| MHNC | Maiden Holdings, Ltd. | D | 94% | View Analysis → |
| EZRA | Reliance Global Group, Inc. | D | 90% | View Analysis → |
| RDZNW | Roadzen Inc. | D | 89% | View Analysis → |
| GOCO | GoHealth, Inc. | D | 88% | View Analysis → |
| RHEPB | REGIONAL HEALTH PROPERTIES, INC | D | 86% | View Analysis → |
| KFS | KINGSWAY FINANCIAL SERVICES INC | D | 85% | View Analysis → |
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | C | 85% | View Analysis → |
| TIPT | TIPTREE INC. | D | 85% | View Analysis → |
| KNSL | Kinsale Capital Group, Inc. | A+ | 85% | View Analysis → |
| EQH-PC | Equitable Holdings, Inc. | C | 85% | View Analysis → |
| BWIN | Baldwin Insurance Group, Inc. | C | 84% | View Analysis → |
| STHO | Star Holdings | D | 82% | View Analysis → |
| HG | Hamilton Insurance Group, Ltd. | A | 80% | View Analysis → |
| MKL | MARKEL GROUP INC. | C | 80% | View Analysis → |
| MRSH | MARSH & MCLENNAN COMPANIES, INC. | B | 80% | View Analysis → |
| OXBRW | OXBRIDGE RE HOLDINGS Ltd | D | 79% | View Analysis → |
| HCIIP | HCI Group, Inc. | A | 79% | View Analysis → |
| CIA | CITIZENS, INC. | C | 78% | View Analysis → |
| ARX | Accelerant Holdings | C | 78% | View Analysis → |
| OSG | OCTAVE SPECIALTY GROUP INC | C | 78% | View Analysis → |
| PRA | PROASSURANCE CORP | C | 78% | View Analysis → |
| AON | Aon plc | A | 78% | View Analysis → |
| SLDE | Slide Insurance Holdings, Inc. | A | 78% | View Analysis → |
| WTW | WILLIS TOWERS WATSON PLC | C | 78% | View Analysis → |
| SIGIP | SELECTIVE INSURANCE GROUP INC | A | 78% | View Analysis → |
| RNR-PG | RENAISSANCERE HOLDINGS LTD | A | 78% | View Analysis → |
| GBLI | Global Indemnity Group, LLC | C | 77% | View Analysis → |
| KG | Kestrel Group Ltd | C | 76% | View Analysis → |
| ESNT | Essent Group Ltd. | A | 76% | View Analysis → |
| STC | STEWART INFORMATION SERVICES CORP | C | 76% | View Analysis → |
| L | LOEWS CORP | C | 76% | View Analysis → |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | B | 76% | View Analysis → |
| EIG | Employers Holdings, Inc. | C | 76% | View Analysis → |
| CINF | CINCINNATI FINANCIAL CORP | A | 76% | View Analysis → |
| BRO | BROWN & BROWN, INC. | A | 76% | View Analysis → |
| ERIE | ERIE INDEMNITY CO | A | 76% | View Analysis → |
| AMSF | AMERISAFE INC | C | 76% | View Analysis → |
| CB | Chubb Ltd | A | 76% | View Analysis → |
| TRV | TRAVELERS COMPANIES, INC. | A | 76% | View Analysis → |
| CRVL | CORVEL CORP | A | 75% | View Analysis → |
| AII | American Integrity Insurance Group, Inc. | A | 75% | View Analysis → |
| SAFT | SAFETY INSURANCE GROUP INC | C | 75% | View Analysis → |
| RDN | RADIAN GROUP INC | A | 75% | View Analysis → |
| PRI | Primerica, Inc. | A | 75% | View Analysis → |
| EHTH | eHealth, Inc. | B | 75% | View Analysis → |
| JRVR | James River Group Holdings, Inc. | C | 75% | View Analysis → |
| AGO | ASSURED GUARANTY LTD | A | 74% | View Analysis → |
| ASIC | Ategrity Specialty Insurance Co Holdings | A | 74% | View Analysis → |
| BOW | Bowhead Specialty Holdings Inc. | A | 74% | View Analysis → |
| ACT | Enact Holdings, Inc. | A | 74% | View Analysis → |
| MTG | MGIC INVESTMENT CORP | A | 74% | View Analysis → |
| PFG | PRINCIPAL FINANCIAL GROUP INC | C | 74% | View Analysis → |
| PGR | PROGRESSIVE CORP/OH/ | A | 74% | View Analysis → |
| FAF | First American Financial Corp | B | 74% | View Analysis → |
| HIT | Health In Tech, Inc. | C | 72% | View Analysis → |
| KINS | KINGSTONE COMPANIES, INC. | A | 72% | View Analysis → |
| ACIC | AMERICAN COASTAL INSURANCE Corp | A | 72% | View Analysis → |
| PLMR | Palomar Holdings, Inc. | A | 72% | View Analysis → |
| HGTY | Hagerty, Inc. | B | 72% | View Analysis → |
| AFL | AFLAC INC | C | 72% | View Analysis → |
| NMIH | NMI Holdings, Inc. | A | 72% | View Analysis → |
| ORI | OLD REPUBLIC INTERNATIONAL CORP | A | 72% | View Analysis → |
| RLI | RLI CORP | B | 72% | View Analysis → |
| UNMA | Unum Group | C | 72% | View Analysis → |
| QDMI | QDM International Inc. | A | 72% | View Analysis → |
| MET-PF | METLIFE INC | A | 72% | View Analysis → |
| NODK | NI Holdings, Inc. | C | 71% | View Analysis → |
| HMN | HORACE MANN EDUCATORS CORP /DE/ | A | 71% | View Analysis → |
| HRTG | Heritage Insurance Holdings, Inc. | A | 71% | View Analysis → |
| GNW | GENWORTH FINANCIAL INC | C | 71% | View Analysis → |
| EG | EVEREST GROUP, LTD. | A | 71% | View Analysis → |
| RZC | REINSURANCE GROUP OF AMERICA INC | B | 70% | View Analysis → |
| FNF | Fidelity National Financial, Inc. | B | 70% | View Analysis → |
| DGICB | DONEGAL GROUP INC | B | 70% | View Analysis → |
| CNA | CNA FINANCIAL CORP | A | 70% | View Analysis → |
| UTGN | UTG INC | C | 70% | View Analysis → |
| ROOT | Root, Inc. | A | 69% | View Analysis → |
| FGN | F&G Annuities & Life, Inc. | B | 69% | View Analysis → |
| LIFE | Ethos Technologies Inc. | B | 68% | View Analysis → |
| WTM | WHITE MOUNTAINS INSURANCE GROUP LTD | C | 68% | View Analysis → |
| UFCS | UNITED FIRE GROUP INC | B | 68% | View Analysis → |
| GLRE | GREENLIGHT CAPITAL RE, LTD. | A | 68% | View Analysis → |
| THG | HANOVER INSURANCE GROUP, INC. | B | 68% | View Analysis → |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | B | 68% | View Analysis → |
| NP | Neptune Insurance Holdings Inc. | C | 68% | View Analysis → |
| PRS | PRUDENTIAL FINANCIAL INC | B | 68% | View Analysis → |
| GSHD | Goosehead Insurance, Inc. | B | 67% | View Analysis → |
| KMPB | KEMPER Corp | B | 66% | View Analysis → |
| MCY | MERCURY GENERAL CORP | B | 65% | View Analysis → |
| AJG | Arthur J. Gallagher & Co. | A | 65% | View Analysis → |
| LMND | Lemonade, Inc. | C | 65% | View Analysis → |
| GOODO | GLADSTONE COMMERCIAL CORP | B | 63% | View Analysis → |
| ITIC | INVESTORS TITLE CO | B | 62% | View Analysis → |
| HIPOW | Hippo Holdings Inc. | A | 59% | View Analysis → |
| SKWD | Skyward Specialty Insurance Group, Inc. | C | 58% | View Analysis → |
| TWFG | TWFG, Inc. | B | 58% | View Analysis → |
| SPNT | SiriusPoint Ltd | B | 58% | View Analysis → |
| FRFFF | FAIRFAX FINANCIAL HOLDINGS LTD/ CAN | A | 48% | View Analysis → |
| FIHL | Fidelis Insurance Holdings Ltd | B | 40% | View Analysis → |
| MNUFF | MANULIFE FINANCIAL CORP | B | 18% | View Analysis → |
Frequently Asked Questions: Insurance Stocks
What are the best insurance stocks to buy in 2026?
Based on our dual AI fundamental analysis (Claude and ChatGPT), 39 insurance stocks have A+ or A grades in 2026. These are ranked by confidence score based on SEC 10-K and 10-Q filing analysis.
Which insurance stocks have A+ grades?
Currently, 1 insurance stocks have an A+ grade from our AI analysis. A+ indicates both Claude and ChatGPT agree on exceptional fundamentals with high confidence scores above 80%.
How does AI analyze insurance stocks?
Our dual AI system analyzes SEC EDGAR filings including revenue growth, profit margins, ROE, ROA, debt levels, and cash flow. Both Claude (Anthropic) and ChatGPT (OpenAI) independently evaluate each stock, then we combine their ratings for higher accuracy.
What is the AI confidence score?
AI confidence scores range from 0-100% and indicate how strongly the AI models agree on their rating. Higher confidence means clearer signals from SEC filing data. Insurance stocks with 80%+ confidence have the most reliable ratings.
Should I invest in insurance stocks in 2026?
Our AI analysis shows 39 Buy ratings vs 40 Sell ratings in the insurance sector. Individual stock fundamentals vary significantly - review each stock's detailed analysis. This is not investment advice.
How often are insurance stock ratings updated?
AI ratings are updated whenever companies file new SEC reports (10-K annually, 10-Q quarterly). Most insurance stocks are re-analyzed within 24-48 hours of new filings being published on SEC EDGAR.
What data sources are used for insurance stock analysis?
All analysis is based on official SEC EDGAR filings including Form 10-K (annual reports), Form 10-Q (quarterly reports), and other regulatory disclosures. We do not use price data or market sentiment - only fundamental financial data.
Compare Top Insurance Stocks
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