📊 EQH-PC Key Takeaways
Is Equitable Holdings, Inc. (EQH-PC) a Good Investment?
Equitable Holdings exhibits severe financial distress with negative stockholders' equity of -$74M, indicating the company is technically insolvent from an accounting perspective. The company posted a $1.4B net loss with negative operating margins of -10.2%, though modest operating cash flow of $714M provides a narrow lifeline. Without evidence of operational turnaround or equity restoration, the company faces existential financial risk despite substantial asset base of $318B.
The latest SEC-reported fundamentals show clear deterioration in earnings quality: revenue declined, operating income was deeply negative, and diluted EPS fell sharply into a loss. While the company still generates positive operating cash flow and holds substantial cash, the combination of negative net margin, weak interest coverage, and negative equity points to stressed financial health rather than durable fundamental strength.
Why Buy Equitable Holdings, Inc. Stock? EQH-PC Key Strengths
- Maintains positive operating cash flow of $714M despite massive net losses, suggesting some underlying business resilience
- Substantial asset base of $318B provides collateral value and recovery optionality
- High insider trading activity (27 Form 4 filings in 90 days) may indicate management confidence in turnaround efforts
- Positive operating cash flow of $714.00M despite reported net losses
- Large cash balance of $12.46B provides liquidity support
- Asset base remains substantial at $317.99B, which is typical for a large insurance-related balance sheet
EQH-PC Stock Risks: Equitable Holdings, Inc. Investment Risks
- Negative stockholders' equity of -$74M indicates technical insolvency and potential covenant violations
- Operating losses of $1.2B with negative net margin of -11.8% demonstrate fundamental business unprofitability
- Revenue decline of 6.1% YoY combined with deteriorating profitability suggests worsening operational performance
- Negative interest coverage ratio of -20.9x indicates inability to service debt from operating earnings
- Total liabilities of $316.2B nearly equal total assets, leaving minimal equity buffer for losses
- Negative stockholders equity indicates a very thin capital cushion and makes leverage metrics less reliable
- Profitability is weak, with negative operating margin (-10.2%) and net margin (-11.8%)
- Revenue fell 6.1% year over year while diluted EPS deteriorated sharply, suggesting poor growth quality and earnings pressure
Key Metrics to Watch
- Quarterly trend in net income and operating margin - need evidence of profitability restoration
- Stockholders' equity trajectory - critical to monitor whether company can return to positive equity
- Operating cash flow sustainability - verify if $714M level can be maintained amid losses
- Revenue stabilization - confirm whether 6.1% YoY decline reverses or accelerates
- Return to sustained positive operating income and net income
- Stockholders equity/capital position and operating cash flow consistency
Equitable Holdings, Inc. (EQH-PC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
EQH-PC Profit Margin, ROE & Profitability Analysis
EQH-PC vs Finance Sector: How Equitable Holdings, Inc. Compares
How Equitable Holdings, Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Equitable Holdings, Inc. Stock Overvalued? EQH-PC Valuation Analysis 2026
Based on fundamental analysis, Equitable Holdings, Inc. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Equitable Holdings, Inc. Balance Sheet: EQH-PC Debt, Cash & Liquidity
EQH-PC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Equitable Holdings, Inc.'s revenue has shown modest growth of 0% over the 5-year period. The most recent EPS of $3.42 reflects profitable operations.
EQH-PC Revenue Growth, EPS Growth & YoY Performance
EQH-PC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.5B | -$132.0M | $-0.46 |
| Q2 2025 | $2.4B | -$286.0M | $-1.04 |
| Q1 2025 | $2.2B | $63.0M | $0.16 |
| Q3 2024 | $3.1B | -$134.0M | $-0.47 |
| Q2 2024 | $2.4B | $428.0M | $1.23 |
| Q1 2024 | $2.2B | $114.0M | $0.30 |
| Q3 2023 | $3.0B | $594.0M | $1.54 |
| Q2 2023 | $2.4B | $759.0M | $2.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Equitable Holdings, Inc. Dividends, Buybacks & Capital Allocation
EQH-PC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Equitable Holdings, Inc. (CIK: 0001333986)
📋 Recent SEC Filings
❓ Frequently Asked Questions about EQH-PC
What is the AI rating for EQH-PC?
Equitable Holdings, Inc. (EQH-PC) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 85% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are EQH-PC's key strengths?
Claude: Maintains positive operating cash flow of $714M despite massive net losses, suggesting some underlying business resilience. Substantial asset base of $318B provides collateral value and recovery optionality. ChatGPT: Positive operating cash flow of $714.00M despite reported net losses. Large cash balance of $12.46B provides liquidity support.
What are the risks of investing in EQH-PC?
Claude: Negative stockholders' equity of -$74M indicates technical insolvency and potential covenant violations. Operating losses of $1.2B with negative net margin of -11.8% demonstrate fundamental business unprofitability. ChatGPT: Negative stockholders equity indicates a very thin capital cushion and makes leverage metrics less reliable. Profitability is weak, with negative operating margin (-10.2%) and net margin (-11.8%).
What is EQH-PC's revenue and growth?
Equitable Holdings, Inc. reported revenue of $11.7B.
Does EQH-PC pay dividends?
Equitable Holdings, Inc. pays dividends, with $314.0M distributed to shareholders in the trailing twelve months.
Where can I find EQH-PC SEC filings?
Official SEC filings for Equitable Holdings, Inc. (CIK: 0001333986) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is EQH-PC's EPS?
Equitable Holdings, Inc. has a diluted EPS of $-4.83.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is EQH-PC a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Equitable Holdings, Inc. has a SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is EQH-PC stock overvalued or undervalued?
Valuation metrics for EQH-PC: ROE of N/A (sector avg: 12%), net margin of -11.8% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy EQH-PC stock in 2026?
Our dual AI analysis gives Equitable Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is EQH-PC's free cash flow?
Equitable Holdings, Inc.'s operating cash flow is $714.0M, with capital expenditures of N/A. FCF margin is 6.1%.
How does EQH-PC compare to other Finance stocks?
Vs Finance sector averages: Net margin -11.8% (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).