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Stride, Inc. (LRN) Stock Fundamental Analysis & AI Rating 2026

LRN NYSE Services-Educational Services DE CIK: 0001157408
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
68% Confidence
AGREEMENT
HOLD
62% Conf
BUY
75% Conf

📊 LRN Key Takeaways

Revenue: $1.3B
Net Margin: 13.4%
Free Cash Flow: $-104.0M
Current Ratio: 7.27x
Debt/Equity: 0.27x
EPS: $3.49
AI Rating: HOLD with 62% confidence
Stride, Inc. (LRN) receives a BUY rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.3B, net profit margin of 13.4%, and return on equity (ROE) of 10.9%, Stride, Inc. demonstrates strong fundamentals in the Services sector. Below is our complete LRN stock analysis for 2026.

Is Stride, Inc. (LRN) a Good Investment?

Claude

Stride demonstrates solid revenue growth (17.9% YoY) and healthy profitability margins (40.1% gross, 17.2% operating) with conservative leverage (0.27x Debt/Equity), but the severe disconnect between GAAP profitability and negative operating cash flow (-$103.9M) raises material questions about earnings quality and cash generation sustainability that must be resolved before higher conviction can be established.

ChatGPT

Stride delivers double-digit revenue growth with solid profitability (17% operating margin, 13% net margin) and a very strong balance sheet marked by ample liquidity and modest leverage. However, flat net income YoY and negative operating cash flow flag cash conversion and working-capital timing risks. If cash generation normalizes, fundamentals support continued compounding.

Why Buy Stride, Inc. Stock? LRN Key Strengths

Claude
  • + Strong revenue growth of 17.9% YoY with scale to $1.3B
  • + Excellent balance sheet with $497.1M cash, low Debt/Equity of 0.27x, and exceptional interest coverage of 298.9x
  • + Solid profitability with 40.1% gross margin and 17.2% operating margin demonstrating operational leverage
ChatGPT
  • + Sustained revenue growth (+17.9% YoY)
  • + Healthy margins (40% gross, 17% operating, 13% net)
  • + Robust liquidity and low leverage (current ratio 7.3x, D/E 0.27x, interest coverage ~299x)

LRN Stock Risks: Stride, Inc. Investment Risks

Claude
  • ! Critical cash flow warning: Operating cash flow of -$103.9M contradicts profitable $168.3M net income, indicating potential earnings quality issues or working capital distress
  • ! Net income growth stalled at 0.0% YoY despite 17.9% revenue growth, suggesting margin compression or potential non-recurring gains in prior period
  • ! Negative free cash flow of -$104.0M with FCF margin of -8.3% raises sustainability concerns about the business model despite strong GAAP profitability
ChatGPT
  • ! Negative operating cash flow and FCF margin (-8.3%)
  • ! Flat net income YoY despite strong top-line growth
  • ! Working-capital intensity/seasonality may pressure cash conversion

Key Metrics to Watch

Claude
  • * Operating cash flow trend and working capital dynamics in next quarter
  • * Net margin evolution and breakdown of cost structure changes
  • * Cash conversion cycle and accounts receivable aging to diagnose FCF deterioration
ChatGPT
  • * Operating cash flow-to-net income (cash conversion)
  • * Operating margin sustainability

Stride, Inc. (LRN) Financial Metrics & Key Ratios

Revenue
$1.3B
Net Income
$168.3M
EPS (Diluted)
$3.49
Free Cash Flow
$-104.0M
Total Assets
$2.3B
Cash Position
$497.1M

💡 AI Analyst Insight

Strong liquidity with a 7.27x current ratio provides a solid financial cushion.

LRN Profit Margin, ROE & Profitability Analysis

Gross Margin 40.1%
Operating Margin 17.2%
Net Margin 13.4%
ROE 10.9%
ROA 7.3%
FCF Margin -8.3%

LRN vs Services Sector: How Stride, Inc. Compares

How Stride, Inc. compares to Services sector averages

Net Margin
LRN 13.4%
vs
Sector Avg 10.0%
LRN Sector
ROE
LRN 10.9%
vs
Sector Avg 16.0%
LRN Sector
Current Ratio
LRN 7.3x
vs
Sector Avg 1.5x
LRN Sector
Debt/Equity
LRN 0.3x
vs
Sector Avg 0.7x
LRN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Stride, Inc. Stock Overvalued? LRN Valuation Analysis 2026

Based on fundamental analysis, Stride, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
10.9%
Sector avg: 16%
Net Profit Margin
13.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.27x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Stride, Inc. Balance Sheet: LRN Debt, Cash & Liquidity

Current Ratio
7.27x
Quick Ratio
7.19x
Debt/Equity
0.27x
Debt/Assets
32.9%
Interest Coverage
298.94x
Long-term Debt
$417.2M

LRN Revenue & Earnings Growth: 5-Year Financial Trend

LRN 5-year financial data: Year 2022: Revenue $1.7B, Net Income $24.5M, EPS $0.60. Year 2023: Revenue $1.8B, Net Income $71.5M, EPS $1.71. Year 2024: Revenue $2.0B, Net Income $107.1M, EPS $2.52. Year 2025: Revenue $2.4B, Net Income $126.9M, EPS $2.97.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Stride, Inc.'s revenue has grown significantly by 43% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.97 reflects profitable operations.

LRN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-8.3%
Free cash flow / Revenue

LRN Quarterly Earnings & Performance

Quarterly financial performance data for Stride, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $587.2M $40.9M $2.03
Q1 2026 $551.1M $40.9M $0.94
Q3 2025 $520.8M $4.9M $1.60
Q2 2025 $504.9M $4.9M $1.54
Q1 2025 $480.2M $4.9M $0.11
Q3 2024 $470.3M $4.9M $1.30
Q2 2024 $458.4M $4.9M $0.66
Q1 2024 $425.2M $4.9M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Stride, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$103.9M
Cash generated from operations
Stock Buybacks
$88.6M
Shares repurchased (TTM)
Capital Expenditures
$52.0K
Investment in assets
Dividends
None
No dividend program

LRN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Stride, Inc. (CIK: 0001157408)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 4 xslF345X05/form4-03172026_090306.xml View →
Feb 20, 2026 4 xslF345X05/form4-02202026_100213.xml View →
Feb 20, 2026 4 xslF345X05/form4-02202026_100242.xml View →
Feb 20, 2026 4 xslF345X05/form4-02202026_100246.xml View →
Feb 10, 2026 4 xslF345X05/form4-02102026_100217.xml View →

Frequently Asked Questions about LRN

What is the AI rating for LRN?

Stride, Inc. (LRN) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LRN's key strengths?

Claude: Strong revenue growth of 17.9% YoY with scale to $1.3B. Excellent balance sheet with $497.1M cash, low Debt/Equity of 0.27x, and exceptional interest coverage of 298.9x. ChatGPT: Sustained revenue growth (+17.9% YoY). Healthy margins (40% gross, 17% operating, 13% net).

What are the risks of investing in LRN?

Claude: Critical cash flow warning: Operating cash flow of -$103.9M contradicts profitable $168.3M net income, indicating potential earnings quality issues or working capital distress. Net income growth stalled at 0.0% YoY despite 17.9% revenue growth, suggesting margin compression or potential non-recurring gains in prior period. ChatGPT: Negative operating cash flow and FCF margin (-8.3%). Flat net income YoY despite strong top-line growth.

What is LRN's revenue and growth?

Stride, Inc. reported revenue of $1.3B.

Does LRN pay dividends?

Stride, Inc. does not currently pay dividends.

Where can I find LRN SEC filings?

Official SEC filings for Stride, Inc. (CIK: 0001157408) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LRN's EPS?

Stride, Inc. has a diluted EPS of $3.49.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LRN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Stride, Inc. has a BUY rating with 68% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is LRN stock overvalued or undervalued?

Valuation metrics for LRN: ROE of 10.9% (sector avg: 16%), net margin of 13.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy LRN stock in 2026?

Our dual AI analysis gives Stride, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is LRN's free cash flow?

Stride, Inc.'s operating cash flow is $-103.9M, with capital expenditures of $52.0K. FCF margin is -8.3%.

How does LRN compare to other Services stocks?

Vs Services sector averages: Net margin 13.4% (avg: 10%), ROE 10.9% (avg: 16%), current ratio 7.27 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI