← Back to All US Stocks

Chegg, Inc. (CHGG) Stock Fundamental Analysis & AI Rating 2026

CHGG NYSE Services-Educational Services DE CIK: 0001364954
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
91% Conf

📊 CHGG Key Takeaways

Revenue: $376.9M
Net Margin: -27.4%
Free Cash Flow: $-12.6M
Current Ratio: 0.86x
Debt/Equity: 0.00x
EPS: $-0.96
AI Rating: STRONG SELL with 92% confidence
Chegg, Inc. (CHGG) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $376.9M, net profit margin of -27.4%, and return on equity (ROE) of -86.5%, Chegg, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete CHGG stock analysis for 2026.

Is Chegg, Inc. (CHGG) a Good Investment?

Claude

Chegg is in severe financial distress with deteriorating fundamentals across all key metrics. Revenue has collapsed 39% YoY while the company burns cash with negative operating margins of -31% and free cash flow of -12.6M, indicating structural profitability problems that extend beyond cyclical challenges. The liquidity crisis (0.86x current ratio) combined with persistent operating losses and negative returns on equity/assets suggests the business model is fundamentally broken.

ChatGPT

Chegg's fundamentals are very weak: revenue fell 39.0% year over year, operating margin is deeply negative at -31.0%, and net margin remains severely negative at -27.4%, indicating a business still struggling to stabilize after a major contraction. While losses improved year over year and the company still generated positive operating cash flow, negative free cash flow, sub-1.0x liquidity, and very poor returns on equity and assets suggest limited financial flexibility and weak growth quality.

Why Buy Chegg, Inc. Stock? CHGG Key Strengths

Claude
  • + Maintains positive gross margin of 59.6% indicating core service has some value
  • + Still generating $15.5M in operating cash flow despite losses, showing some cash generation ability
  • + Accumulated $31.1M in cash reserves providing short-term runway
ChatGPT
  • + Gross margin of 59.6% shows the core service still has meaningful unit-level profitability potential
  • + Net loss and diluted EPS improved materially year over year, indicating some cost adjustment progress
  • + No meaningful debt burden reduces balance-sheet leverage risk

CHGG Stock Risks: Chegg, Inc. Investment Risks

Claude
  • ! Revenue declined 39% YoY with accelerating business deterioration
  • ! Operating losses of $116.9M with negative operating margin of -31%, indicating inability to control costs
  • ! Current ratio of 0.86x signals liquidity crisis; company may struggle to meet short-term obligations
  • ! Free cash flow is negative at -12.6M; capital expenditures exceed operating cash generation
  • ! Negative ROE of -86.5% and ROA of -37.2% indicate shareholder value destruction
  • ! Interest coverage ratio of -15.8x shows operational performance insufficient to service any debt obligations
  • ! Massive revenue contraction suggests loss of competitive position or market demand disruption
ChatGPT
  • ! Revenue decline of 39.0% signals severe demand erosion and raises questions about business durability
  • ! Current and quick ratios of 0.86x indicate tight near-term liquidity and limited cushion
  • ! Negative free cash flow and deeply negative operating profitability suggest the company may keep consuming capital if trends persist

Key Metrics to Watch

Claude
  • * Revenue trend - stabilization vs. further decline would be critical inflection point
  • * Operating margin improvement - path to profitability is essential for survival
  • * Free cash flow - negative FCF is unsustainable; need to see positive conversion within 2-3 quarters
  • * Cash burn rate and cash runway - with $31.1M cash and negative FCF, company has limited time
  • * Gross margin sustainability - any decline below 59% would indicate pricing power loss
ChatGPT
  • * Year-over-year revenue trend and subscriber/customer stabilization
  • * Free cash flow generation and current ratio improvement

Chegg, Inc. (CHGG) Financial Metrics & Key Ratios

Revenue
$376.9M
Net Income
$-103.4M
EPS (Diluted)
$-0.96
Free Cash Flow
$-12.6M
Total Assets
$278.0M
Cash Position
$31.1M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CHGG Profit Margin, ROE & Profitability Analysis

Gross Margin 59.6%
Operating Margin -31.0%
Net Margin -27.4%
ROE -86.5%
ROA -37.2%
FCF Margin -3.4%

CHGG vs Services Sector: How Chegg, Inc. Compares

How Chegg, Inc. compares to Services sector averages

Net Margin
CHGG -27.4%
vs
Sector Avg 10.0%
CHGG Sector
ROE
CHGG -86.5%
vs
Sector Avg 16.0%
CHGG Sector
Current Ratio
CHGG 0.9x
vs
Sector Avg 1.5x
CHGG Sector
Debt/Equity
CHGG 0.0x
vs
Sector Avg 0.7x
CHGG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Chegg, Inc. Stock Overvalued? CHGG Valuation Analysis 2026

Based on fundamental analysis, Chegg, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
-86.5%
Sector avg: 16%
Net Profit Margin
-27.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Chegg, Inc. Balance Sheet: CHGG Debt, Cash & Liquidity

Current Ratio
0.86x
Quick Ratio
0.86x
Debt/Equity
0.00x
Debt/Assets
57.0%
Interest Coverage
-15.82x
Long-term Debt
N/A

CHGG Revenue & Earnings Growth: 5-Year Financial Trend

CHGG 5-year financial data: Year 2022: Revenue $776.3M, Net Income -$6.2M, EPS $-0.05. Year 2023: Revenue $776.3M, Net Income -$1.5M, EPS $-0.01. Year 2024: Revenue $766.9M, Net Income $266.6M, EPS $1.34. Year 2025: Revenue $716.3M, Net Income $18.2M, EPS $-0.34.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Chegg, Inc.'s revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $-0.34 indicates the company is currently unprofitable.

CHGG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-3.4%
Free cash flow / Revenue

CHGG Quarterly Earnings & Performance

Quarterly financial performance data for Chegg, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $77.7M -$17.5M $-0.16
Q2 2025 $105.1M -$35.7M $-0.33
Q1 2025 $121.4M -$1.4M $-0.01
Q3 2024 $136.6M $8.5M $-0.16
Q2 2024 $163.1M $24.6M $-0.08
Q1 2024 $174.4M -$1.4M $-0.01
Q3 2023 $157.9M $8.5M $-0.16
Q2 2023 $182.9M $7.5M $0.06

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Chegg, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$15.5M
Cash generated from operations
Capital Expenditures
$28.1M
Investment in assets
Dividends
None
No dividend program

CHGG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Chegg, Inc. (CIK: 0001364954)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 8-K chgg-20260413.htm View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776214645.xml View →
Mar 31, 2026 8-K chgg-20260325.htm View →
Mar 13, 2026 4 xslF345X05/wk-form4_1773450859.xml View →
Mar 9, 2026 10-K chgg-20251231.htm View →

Frequently Asked Questions about CHGG

What is the AI rating for CHGG?

Chegg, Inc. (CHGG) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHGG's key strengths?

Claude: Maintains positive gross margin of 59.6% indicating core service has some value. Still generating $15.5M in operating cash flow despite losses, showing some cash generation ability. ChatGPT: Gross margin of 59.6% shows the core service still has meaningful unit-level profitability potential. Net loss and diluted EPS improved materially year over year, indicating some cost adjustment progress.

What are the risks of investing in CHGG?

Claude: Revenue declined 39% YoY with accelerating business deterioration. Operating losses of $116.9M with negative operating margin of -31%, indicating inability to control costs. ChatGPT: Revenue decline of 39.0% signals severe demand erosion and raises questions about business durability. Current and quick ratios of 0.86x indicate tight near-term liquidity and limited cushion.

What is CHGG's revenue and growth?

Chegg, Inc. reported revenue of $376.9M.

Does CHGG pay dividends?

Chegg, Inc. does not currently pay dividends.

Where can I find CHGG SEC filings?

Official SEC filings for Chegg, Inc. (CIK: 0001364954) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHGG's EPS?

Chegg, Inc. has a diluted EPS of $-0.96.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CHGG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Chegg, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CHGG stock overvalued or undervalued?

Valuation metrics for CHGG: ROE of -86.5% (sector avg: 16%), net margin of -27.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CHGG stock in 2026?

Our dual AI analysis gives Chegg, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CHGG's free cash flow?

Chegg, Inc.'s operating cash flow is $15.5M, with capital expenditures of $28.1M. FCF margin is -3.4%.

How does CHGG compare to other Services stocks?

Vs Services sector averages: Net margin -27.4% (avg: 10%), ROE -86.5% (avg: 16%), current ratio 0.86 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI