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Legacy Education Inc. (LGCY) Stock Fundamental Analysis & AI Rating 2026

LGCY NYSE Services-Educational Services NV CIK: 0001836754
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
71% Confidence
STRONG AGREEMENT
BUY
70% Conf
BUY
72% Conf

📊 LGCY Key Takeaways

Revenue: $38.6M
Net Margin: 11.0%
Free Cash Flow: $1.3M
Current Ratio: 2.98x
Debt/Equity: 0.01x
EPS: $0.30
AI Rating: BUY with 70% confidence
Legacy Education Inc. (LGCY) receives a BUY rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $38.6M, net profit margin of 11.0%, and return on equity (ROE) of 9.2%, Legacy Education Inc. demonstrates strong fundamentals in the Services sector. Below is our complete LGCY stock analysis for 2026.

Is Legacy Education Inc. (LGCY) a Good Investment?

Claude

Legacy Education demonstrates strong fundamental growth with 39.5% revenue expansion and 47.3% net income growth, supported by an exceptionally healthy balance sheet (2.98x current ratio, 0.01x debt/equity, $21.1M cash). However, operating cash flow conversion remains weak at only 50% of net income, raising concerns about earnings quality and sustainability that warrant close monitoring.

ChatGPT

Fundamentals show resilient, profitable growth with double‑digit operating and net margins, supported by a cash‑rich, minimally levered balance sheet. While results are improving, cash conversion trails earnings and FCF margin is modest, warranting monitoring of working‑capital dynamics. If growth and margins hold while cash conversion improves, the business profile strengthens meaningfully.

Why Buy Legacy Education Inc. Stock? LGCY Key Strengths

Claude
  • + Strong revenue growth of 39.5% YoY with accelerating net income growth of 47.3%
  • + Fortress balance sheet with minimal leverage (0.01x debt/equity), excellent liquidity (2.98x current ratio), and $21.1M cash position
  • + Solid profitability margins with 13.6% operating margin and 11.0% net margin in educational services sector
ChatGPT
  • + Strong revenue growth with double-digit margins
  • + Robust liquidity and near-zero leverage with sizable cash
  • + Solid ROE with modest capex needs

LGCY Stock Risks: Legacy Education Inc. Investment Risks

Claude
  • ! Significant cash flow conversion problem: operating cash flow of only $2.1M on $4.2M net income indicates potential earnings quality or working capital issues
  • ! Weak free cash flow margin of 3.4% despite strong profitability suggests limited cash generation relative to reported earnings
  • ! Modest return metrics (ROE 9.2%, ROA 5.8%) relative to growth rates, and limited insider buying activity (1 Form 4 in 90 days)
ChatGPT
  • ! OCF and FCF lag net income, indicating weaker cash conversion
  • ! Enrollment/regulatory cyclicality could pressure growth and margins
  • ! Data gaps (e.g., gross margin, interest coverage) raise earnings-quality questions

Key Metrics to Watch

Claude
  • * Operating cash flow conversion ratio - must improve toward 75%+ of net income
  • * Free cash flow margin trend and absolute FCF generation
  • * Working capital changes (receivables, payables) driving cash flow timing
  • * Revenue growth sustainability and customer retention rates
  • * Return on equity and asset trends relative to earnings growth
ChatGPT
  • * Operating cash flow to net income ratio
  • * Deferred revenue and receivables trends

Legacy Education Inc. (LGCY) Financial Metrics & Key Ratios

Revenue
$38.6M
Net Income
$4.2M
EPS (Diluted)
$0.30
Free Cash Flow
$1.3M
Total Assets
$73.1M
Cash Position
$21.1M

💡 AI Analyst Insight

The relatively thin 3.4% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.98x current ratio provides a solid financial cushion.

LGCY Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 13.6%
Net Margin 11.0%
ROE 9.2%
ROA 5.8%
FCF Margin 3.4%

LGCY vs Services Sector: How Legacy Education Inc. Compares

How Legacy Education Inc. compares to Services sector averages

Net Margin
LGCY 11.0%
vs
Sector Avg 10.0%
LGCY Sector
ROE
LGCY 9.2%
vs
Sector Avg 16.0%
LGCY Sector
Current Ratio
LGCY 3.0x
vs
Sector Avg 1.5x
LGCY Sector
Debt/Equity
LGCY 0.0x
vs
Sector Avg 0.7x
LGCY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Legacy Education Inc. Stock Overvalued? LGCY Valuation Analysis 2026

Based on fundamental analysis, Legacy Education Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
9.2%
Sector avg: 16%
Net Profit Margin
11.0%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Legacy Education Inc. Balance Sheet: LGCY Debt, Cash & Liquidity

Current Ratio
2.98x
Quick Ratio
2.98x
Debt/Equity
0.01x
Debt/Assets
37.0%
Interest Coverage
N/A
Long-term Debt
$660.3K

LGCY Revenue & Earnings Growth: 5-Year Financial Trend

LGCY 5-year financial data: Year 2024: Revenue $46.0M, Net Income $2.7M, EPS $0.28. Year 2025: Revenue $64.2M, Net Income $5.1M, EPS $0.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Legacy Education Inc.'s revenue has grown significantly by 39% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.53 reflects profitable operations.

LGCY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.4%
Free cash flow / Revenue

LGCY Quarterly Earnings & Performance

Quarterly financial performance data for Legacy Education Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $13.6M $1.4M $0.10
Q1 2026 $14.0M $2.1M $0.16
Q3 2025 $12.3M $1.1M $0.19
Q2 2025 $10.6M $1.1M $0.10
Q1 2025 $10.4M $1.1M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Legacy Education Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.1M
Cash generated from operations
Capital Expenditures
$789.5K
Investment in assets
Dividends Paid
$916.7K
Returned to shareholders

LGCY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Legacy Education Inc. (CIK: 0001836754)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K form8-k.htm View →
Mar 3, 2026 4 xslF345X05/ownership.xml View →
Feb 12, 2026 10-Q form10-q.htm View →
Jan 7, 2026 8-K form8-k.htm View →
Dec 16, 2025 8-K form8-k.htm View →

Frequently Asked Questions about LGCY

What is the AI rating for LGCY?

Legacy Education Inc. (LGCY) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LGCY's key strengths?

Claude: Strong revenue growth of 39.5% YoY with accelerating net income growth of 47.3%. Fortress balance sheet with minimal leverage (0.01x debt/equity), excellent liquidity (2.98x current ratio), and $21.1M cash position. ChatGPT: Strong revenue growth with double-digit margins. Robust liquidity and near-zero leverage with sizable cash.

What are the risks of investing in LGCY?

Claude: Significant cash flow conversion problem: operating cash flow of only $2.1M on $4.2M net income indicates potential earnings quality or working capital issues. Weak free cash flow margin of 3.4% despite strong profitability suggests limited cash generation relative to reported earnings. ChatGPT: OCF and FCF lag net income, indicating weaker cash conversion. Enrollment/regulatory cyclicality could pressure growth and margins.

What is LGCY's revenue and growth?

Legacy Education Inc. reported revenue of $38.6M.

Does LGCY pay dividends?

Legacy Education Inc. pays dividends, with $0.9M distributed to shareholders in the trailing twelve months.

Where can I find LGCY SEC filings?

Official SEC filings for Legacy Education Inc. (CIK: 0001836754) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LGCY's EPS?

Legacy Education Inc. has a diluted EPS of $0.30.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LGCY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Legacy Education Inc. has a BUY rating with 71% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is LGCY stock overvalued or undervalued?

Valuation metrics for LGCY: ROE of 9.2% (sector avg: 16%), net margin of 11.0% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy LGCY stock in 2026?

Our dual AI analysis gives Legacy Education Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is LGCY's free cash flow?

Legacy Education Inc.'s operating cash flow is $2.1M, with capital expenditures of $789.5K. FCF margin is 3.4%.

How does LGCY compare to other Services stocks?

Vs Services sector averages: Net margin 11.0% (avg: 10%), ROE 9.2% (avg: 16%), current ratio 2.98 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI