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SS&C Technologies Holdings Inc (SSNC) Stock Fundamental Analysis & AI Rating 2026

SSNC Nasdaq Services-Prepackaged Software DE CIK: 0001402436
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2025-12-31
BUY
70% Conf
Pending
Analysis scheduled

📊 SSNC Key Takeaways

Revenue: $6.3B
Net Margin: 12.7%
Free Cash Flow: $1.7B
Current Ratio: 1.07x
Debt/Equity: 1.08x
EPS: $3.15
AI Rating: BUY with 70% confidence
SS&C Technologies Holdings Inc (SSNC) receives a BUY rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $6.3B, net profit margin of 12.7%, and return on equity (ROE) of 11.6%, SS&C Technologies Holdings Inc demonstrates strong fundamentals in the Technology sector. Below is our complete SSNC stock analysis for 2026.

Is SS&C Technologies Holdings Inc (SSNC) a Good Investment?

Claude

SS&C demonstrates strong fundamentals with 6.6% revenue growth and exceptional free cash flow generation (26.5% FCF margin), supported by healthy 22.9% operating margins in its software services business. However, elevated leverage (1.08x Debt/Equity) and tight liquidity (1.07x current ratio) present execution risks that require careful monitoring of debt management and margin sustainability.

Why Buy SS&C Technologies Holdings Inc Stock? SSNC Key Strengths

Claude
  • + Exceptional free cash flow generation of $1.7B (26.5% margin) provides substantial financial flexibility for debt reduction and shareholder returns
  • + Strong operating margins at 22.9% with healthy gross margins of 48.2% indicate pricing power and operational efficiency in software services
  • + Solid revenue growth of 6.6% YoY with high-quality earnings demonstrated by operating cash flow matching free cash flow ($1.7B)

SSNC Stock Risks: SS&C Technologies Holdings Inc Investment Risks

Claude
  • ! High leverage with $7.4B long-term debt versus $6.9B equity (1.08x D/E ratio) and low cash position of $462.1M limits financial flexibility
  • ! Tight liquidity position with current and quick ratios at 1.07x creates vulnerability to operational disruptions or working capital needs
  • ! Net income growth of 4.9% lagging revenue growth of 6.6% suggests potential margin compression or operational headwinds requiring investigation

Key Metrics to Watch

Claude
  • * Free cash flow generation and debt service coverage - fundamental to sustainability of current capital structure
  • * Operating margin trajectory - early warning indicator of competitive pressure or cost inflation
  • * Debt/Equity ratio progression and cash position improvement - critical for reducing financial risk

SS&C Technologies Holdings Inc (SSNC) Financial Metrics & Key Ratios

Revenue
$6.3B
Net Income
$796.9M
EPS (Diluted)
$3.15
Free Cash Flow
$1.7B
Total Assets
$20.7B
Cash Position
$462.1M

💡 AI Analyst Insight

The 26.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

SSNC Profit Margin, ROE & Profitability Analysis

Gross Margin 48.2%
Operating Margin 22.9%
Net Margin 12.7%
ROE 11.6%
ROA 3.8%
FCF Margin 26.5%

SSNC vs Technology Sector: How SS&C Technologies Holdings Inc Compares

How SS&C Technologies Holdings Inc compares to Technology sector averages

Net Margin
SSNC 12.7%
vs
Sector Avg 18.0%
SSNC Sector
ROE
SSNC 11.6%
vs
Sector Avg 22.0%
SSNC Sector
Current Ratio
SSNC 1.1x
vs
Sector Avg 2.5x
SSNC Sector
Debt/Equity
SSNC 1.1x
vs
Sector Avg 0.5x
SSNC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is SS&C Technologies Holdings Inc Stock Overvalued? SSNC Valuation Analysis 2026

Based on fundamental analysis, SS&C Technologies Holdings Inc shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
11.6%
Sector avg: 22%
Net Profit Margin
12.7%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.08x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

SS&C Technologies Holdings Inc Balance Sheet: SSNC Debt, Cash & Liquidity

Current Ratio
1.07x
Quick Ratio
1.07x
Debt/Equity
1.08x
Debt/Assets
66.5%
Interest Coverage
3.31x
Long-term Debt
$7.4B

SSNC Revenue & Earnings Growth: 5-Year Financial Trend

SSNC 5-year financial data: Year 2021: Revenue $5.1B, Net Income $438.5M, EPS $1.66. Year 2022: Revenue $5.3B, Net Income $625.2M, EPS $2.35. Year 2023: Revenue $5.5B, Net Income $800.0M, EPS $2.99. Year 2024: Revenue $5.9B, Net Income $650.2M, EPS $2.48. Year 2025: Revenue $6.3B, Net Income $607.1M, EPS $2.39.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: SS&C Technologies Holdings Inc's revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.39 reflects profitable operations.

SSNC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
26.5%
Free cash flow / Revenue

SSNC Quarterly Earnings & Performance

Quarterly financial performance data for SS&C Technologies Holdings Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.5B $164.4M $0.65
Q2 2025 $1.5B $180.8M $0.72
Q1 2025 $1.4B $157.6M $0.62
Q3 2024 $1.4B $156.0M $0.61
Q2 2024 $1.4B $130.7M $0.51
Q1 2024 $1.4B $126.0M $0.49
Q3 2023 $1.3B $156.0M $0.61
Q2 2023 $1.3B $110.6M $0.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

SS&C Technologies Holdings Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.7B
Cash generated from operations
Stock Buybacks
$1.0B
Shares repurchased (TTM)
Capital Expenditures
$80.8M
Investment in assets
Dividends Paid
$253.8M
Returned to shareholders

SSNC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for SS&C Technologies Holdings Inc (CIK: 0001402436)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 DEF 14A ssnc-20260408.htm View →
Mar 30, 2026 4 xslF345X06/ownership.xml View →
Mar 25, 2026 4 xslF345X06/ownership.xml View →
Mar 3, 2026 4 xslF345X05/ownership.xml View →
Mar 3, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about SSNC

What is the AI rating for SSNC?

SS&C Technologies Holdings Inc (SSNC) has an AI rating of BUY with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SSNC's key strengths?

Claude: Exceptional free cash flow generation of $1.7B (26.5% margin) provides substantial financial flexibility for debt reduction and shareholder returns. Strong operating margins at 22.9% with healthy gross margins of 48.2% indicate pricing power and operational efficiency in software services.

What are the risks of investing in SSNC?

Claude: High leverage with $7.4B long-term debt versus $6.9B equity (1.08x D/E ratio) and low cash position of $462.1M limits financial flexibility. Tight liquidity position with current and quick ratios at 1.07x creates vulnerability to operational disruptions or working capital needs.

What is SSNC's revenue and growth?

SS&C Technologies Holdings Inc reported revenue of $6.3B.

Does SSNC pay dividends?

SS&C Technologies Holdings Inc pays dividends, with $253.8M distributed to shareholders in the trailing twelve months.

Where can I find SSNC SEC filings?

Official SEC filings for SS&C Technologies Holdings Inc (CIK: 0001402436) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SSNC's EPS?

SS&C Technologies Holdings Inc has a diluted EPS of $3.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SSNC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, SS&C Technologies Holdings Inc has a BUY rating with 70% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is SSNC stock overvalued or undervalued?

Valuation metrics for SSNC: ROE of 11.6% (sector avg: 22%), net margin of 12.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy SSNC stock in 2026?

Our dual AI analysis gives SS&C Technologies Holdings Inc a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SSNC's free cash flow?

SS&C Technologies Holdings Inc's operating cash flow is $1.7B, with capital expenditures of $80.8M. FCF margin is 26.5%.

How does SSNC compare to other Technology stocks?

Vs Technology sector averages: Net margin 12.7% (avg: 18%), ROE 11.6% (avg: 22%), current ratio 1.07 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2025-12-31 | Powered by Claude AI