📊 TTAN Key Takeaways
Is ServiceTitan, Inc. (TTAN) a Good Investment?
ServiceTitan demonstrates strong top-line growth (24.5% YoY) and exceptional gross margins (72.1%), indicating solid product-market fit and unit economics. However, the company is unprofitable at the operating level (-9.6% margin) and burning cash operationally (-$1.6M FCF), despite $421.5M in cash reserves providing runway. Investors should monitor the path to profitability and whether R&D/sales investments translate into sustainable unit economics.
ServiceTitan, Inc. Key Strengths (TTAN)
- Strong revenue growth of 24.5% YoY in high-margin SaaS segment
- Exceptional 72.1% gross margin indicating efficient product delivery and pricing power
- Zero debt with $421.5M cash provides significant financial runway for growth investments
- Excellent liquidity (4.44x current ratio) and balance sheet strength
- EPS improvement trend (79.7% YoY) suggests operational leverage progressing
TTAN Stock Risks: ServiceTitan, Inc. Investment Risks
- Operating losses of -$25.8M and negative operating cash flow (-$1.6M) despite strong gross profit indicate unprofitable growth model
- Negative free cash flow (-$2.2M) unsustainable long-term without profitability inflection
- High customer acquisition costs or R&D spending relative to revenue lacks clear efficiency metrics
- No clear timeline to operating profitability visible in current trend data
- Cash burn rate threatens balance sheet advantage if revenue growth decelerates
Key Metrics to Watch
- Operating margin trajectory - must show path toward positive territory
- Operating cash flow - critical to validate that gross profits translate to real cash generation
- Operating expense ratio as % of revenue - must improve with scale via operating leverage
- Revenue retention and customer acquisition cost metrics - validate efficiency of growth investments
- Cash runway and burn rate - monitor if 2+ year runway is maintained
ServiceTitan, Inc. (TTAN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 4.44x current ratio provides a solid financial cushion.
TTAN Profit Margin, ROE & Profitability Analysis
TTAN vs Technology Sector: How ServiceTitan, Inc. Compares
How ServiceTitan, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is ServiceTitan, Inc. Stock Overvalued? TTAN Valuation Analysis 2026
Based on fundamental analysis, ServiceTitan, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
ServiceTitan, Inc. Balance Sheet: TTAN Debt, Cash & Liquidity
TTAN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: ServiceTitan, Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $-7.24 indicates the company is currently unprofitable.
TTAN Revenue Growth, EPS Growth & YoY Performance
TTAN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $199.3M | -$39.5M | $-0.42 |
| Q2 2026 | $193.0M | -$32.2M | $-0.35 |
| Q1 2026 | $170.3M | -$22.8M | $-0.24 |
| Q3 2025 | $160.1M | -$35.7M | $-1.53 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
ServiceTitan, Inc. Dividends, Buybacks & Capital Allocation
TTAN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for ServiceTitan, Inc. (CIK: 0001638826)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TTAN
What is the AI rating for TTAN?
ServiceTitan, Inc. (TTAN) has an AI grade of B with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TTAN's key strengths?
Claude: Strong revenue growth of 24.5% YoY in high-margin SaaS segment. Exceptional 72.1% gross margin indicating efficient product delivery and pricing power.
What are the risks of investing in TTAN?
Claude: Operating losses of -$25.8M and negative operating cash flow (-$1.6M) despite strong gross profit indicate unprofitable growth model. Negative free cash flow (-$2.2M) unsustainable long-term without profitability inflection.
What is TTAN's revenue and growth?
ServiceTitan, Inc. reported revenue of $268.8M.
Does TTAN pay dividends?
ServiceTitan, Inc. does not currently pay dividends.
Where can I find TTAN SEC filings?
Official SEC filings for ServiceTitan, Inc. (CIK: 0001638826) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TTAN's EPS?
ServiceTitan, Inc. has a diluted EPS of $-0.24.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TTAN's fundamental grade?
Based on our AI fundamental analysis in June 2026, ServiceTitan, Inc. has a B grade with 68% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TTAN stock overvalued or undervalued?
Valuation metrics for TTAN: ROE of -1.5% (sector avg: 22%), net margin of -8.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is TTAN's AI grade for 2026?
Our dual AI analysis gives ServiceTitan, Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TTAN's free cash flow?
ServiceTitan, Inc.'s operating cash flow is $-1.6M, with capital expenditures of $596.0K. FCF margin is -0.8%.
How does TTAN compare to other Technology stocks?
Vs Technology sector averages: Net margin -8.5% (avg: 18%), ROE -1.5% (avg: 22%), current ratio 4.44 (avg: 2.5).