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Snowflake Inc. (SNOW) Stock Fundamental Analysis & AI Rating 2026

SNOW NYSE Services-Prepackaged Software DE CIK: 0001640147
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2026-01-31
HOLD
70% Conf
Pending
Analysis scheduled

📊 SNOW Key Takeaways

Revenue: $4.7B
Net Margin: -28.4%
Free Cash Flow: $1.1B
Current Ratio: 1.30x
Debt/Equity: 0.00x
EPS: $-3.95
AI Rating: HOLD with 70% confidence
Snowflake Inc. (SNOW) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $4.7B, net profit margin of -28.4%, and return on equity (ROE) of -69.2%, Snowflake Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete SNOW stock analysis for 2026.

Is Snowflake Inc. (SNOW) a Good Investment?

Claude

Snowflake demonstrates strong revenue growth (29.2% YoY) and excellent gross margins (67.2%), with robust free cash flow of $1.1B supporting a debt-free balance sheet. However, the company faces severe profitability headwinds with a -30.6% operating margin, $1.4B operating loss, and deepening losses trajectory (-2.3% EPS degradation YoY), requiring accelerated revenue growth or material operating expense reduction to achieve sustainability.

Why Buy Snowflake Inc. Stock? SNOW Key Strengths

Claude
  • + Strong revenue growth of 29.2% YoY demonstrates persistent market demand
  • + Exceptional gross margins of 67.2% with positive free cash flow of $1.1B (23.9% FCF margin) indicating operational efficiency at gross level
  • + Fortress balance sheet with $2.8B cash, zero long-term debt, and 1.30x liquidity ratios providing financial runway

SNOW Stock Risks: Snowflake Inc. Investment Risks

Claude
  • ! Severe operating losses of $1.4B with operating margin of -30.6% represents fundamental unprofitability challenge
  • ! Operating expenses at 96% of revenue with no evidence of inflection toward profitability despite 29% growth
  • ! Deteriorating earnings quality with net loss worsening 2.3% YoY and negative ROE of -69.2% despite positive revenue trends

Key Metrics to Watch

Claude
  • * Operating margin trajectory and path to operating breakeven
  • * Operating expense ratio as percentage of revenue and operating leverage inflection
  • * Sustainability of free cash flow generation as primary evidence of financial viability

Snowflake Inc. (SNOW) Financial Metrics & Key Ratios

Revenue
$4.7B
Net Income
$-1.3B
EPS (Diluted)
$-3.95
Free Cash Flow
$1.1B
Total Assets
$9.1B
Cash Position
$2.8B

💡 AI Analyst Insight

The 23.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

SNOW Profit Margin, ROE & Profitability Analysis

Gross Margin 67.2%
Operating Margin -30.6%
Net Margin -28.4%
ROE -69.2%
ROA -14.6%
FCF Margin 23.9%

SNOW vs Technology Sector: How Snowflake Inc. Compares

How Snowflake Inc. compares to Technology sector averages

Net Margin
SNOW -28.4%
vs
Sector Avg 18.0%
SNOW Sector
ROE
SNOW -69.2%
vs
Sector Avg 22.0%
SNOW Sector
Current Ratio
SNOW 1.3x
vs
Sector Avg 2.5x
SNOW Sector
Debt/Equity
SNOW 0.0x
vs
Sector Avg 0.5x
SNOW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Snowflake Inc. Stock Overvalued? SNOW Valuation Analysis 2026

Based on fundamental analysis, Snowflake Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-69.2%
Sector avg: 22%
Net Profit Margin
-28.4%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Snowflake Inc. Balance Sheet: SNOW Debt, Cash & Liquidity

Current Ratio
1.30x
Quick Ratio
1.30x
Debt/Equity
0.00x
Debt/Assets
78.9%
Interest Coverage
N/A
Long-term Debt
N/A

SNOW Revenue & Earnings Growth: 5-Year Financial Trend

SNOW 5-year financial data: Year 2022: Revenue $1.2B, Net Income -$348.5M, EPS $-7.77. Year 2023: Revenue $2.1B, Net Income -$539.1M, EPS $-3.81. Year 2024: Revenue $2.8B, Net Income -$679.9M, EPS $-2.26. Year 2025: Revenue $3.6B, Net Income -$796.7M, EPS $-2.50. Year 2026: Revenue $4.7B, Net Income -$836.1M, EPS $-2.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Snowflake Inc.'s revenue has grown significantly by 284% over the 5-year period, indicating strong business expansion. The most recent EPS of $-2.55 indicates the company is currently unprofitable.

SNOW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
23.9%
Free cash flow / Revenue

SNOW Quarterly Earnings & Performance

Quarterly financial performance data for Snowflake Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $942.1M -$294.0M $-0.87
Q2 2026 $868.8M -$298.0M $-0.89
Q1 2026 $828.7M -$317.0M $-0.95
Q3 2025 $734.2M -$214.3M $-0.65
Q2 2025 $674.0M -$226.9M $-0.69
Q1 2025 $623.6M -$225.6M $-0.70
Q3 2024 $557.0M -$200.9M $-0.63
Q2 2024 $497.2M -$222.8M $-0.69

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Snowflake Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.2B
Cash generated from operations
Stock Buybacks
$873.5M
Shares repurchased (TTM)
Capital Expenditures
$101.6M
Investment in assets
Dividends
None
No dividend program

SNOW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Snowflake Inc. (CIK: 0001640147)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 4 xslF345X06/wk-form4_1775776603.xml View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775510779.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775167857.xml View →
Mar 31, 2026 8-K snow-20260331.htm View →
Mar 24, 2026 4 xslF345X06/wk-form4_1774397541.xml View →

Frequently Asked Questions about SNOW

What is the AI rating for SNOW?

Snowflake Inc. (SNOW) has an AI rating of HOLD with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SNOW's key strengths?

Claude: Strong revenue growth of 29.2% YoY demonstrates persistent market demand. Exceptional gross margins of 67.2% with positive free cash flow of $1.1B (23.9% FCF margin) indicating operational efficiency at gross level.

What are the risks of investing in SNOW?

Claude: Severe operating losses of $1.4B with operating margin of -30.6% represents fundamental unprofitability challenge. Operating expenses at 96% of revenue with no evidence of inflection toward profitability despite 29% growth.

What is SNOW's revenue and growth?

Snowflake Inc. reported revenue of $4.7B.

Does SNOW pay dividends?

Snowflake Inc. does not currently pay dividends.

Where can I find SNOW SEC filings?

Official SEC filings for Snowflake Inc. (CIK: 0001640147) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SNOW's EPS?

Snowflake Inc. has a diluted EPS of $-3.95.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SNOW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Snowflake Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SNOW stock overvalued or undervalued?

Valuation metrics for SNOW: ROE of -69.2% (sector avg: 22%), net margin of -28.4% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy SNOW stock in 2026?

Our dual AI analysis gives Snowflake Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SNOW's free cash flow?

Snowflake Inc.'s operating cash flow is $1.2B, with capital expenditures of $101.6M. FCF margin is 23.9%.

How does SNOW compare to other Technology stocks?

Vs Technology sector averages: Net margin -28.4% (avg: 18%), ROE -69.2% (avg: 22%), current ratio 1.30 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2026-01-31 | Powered by Claude AI