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RLJ Lodging Trust (RLJ-PA) Stock Fundamental Analysis & AI Rating 2026

RLJ-PA NYSE Real Estate Investment Trusts MD CIK: 0001511337
Recently Updated • Analysis: Apr 9, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
67% Confidence
STRONG AGREEMENT
SELL
72% Conf
SELL
62% Conf

📊 RLJ-PA Key Takeaways

Revenue: $1.3B
Net Margin: 2.1%
Free Cash Flow: $243.6M
Current Ratio: N/A
Debt/Equity: 1.01x
EPS: $0.01
AI Rating: SELL with 72% confidence
RLJ Lodging Trust (RLJ-PA) receives a SELL rating with 67% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.3B, net profit margin of 2.1%, and return on equity (ROE) of 1.3%, RLJ Lodging Trust demonstrates mixed fundamentals in the Real Estate sector. Below is our complete RLJ-PA stock analysis for 2026.

Is RLJ Lodging Trust (RLJ-PA) a Good Investment?

Claude

RLJ Lodging Trust exhibits critical financial weakness with interest coverage of only 0.3x, indicating operating income cannot cover debt service obligations. Revenue declining year-over-year combined with severely depressed profitability ratios (ROE 1.3%, ROA 0.6%) and weak operating margins (2.2%) signal deteriorating property performance. While positive free cash flow provides near-term liquidity, the structural inability to support debt from operations presents significant refinancing risk.

ChatGPT

Fundamentals show thin profitability and extremely weak interest coverage, leaving little cushion in a cyclical lodging environment. While liquidity is solid and operating cash flow is positive, leverage and earnings quality issues outweigh modest revenue stability.

Why Buy RLJ Lodging Trust Stock? RLJ-PA Key Strengths

Claude
  • + Strong free cash flow of $243.6M with 18% FCF margin provides operational liquidity
  • + Adequate cash position of $410.2M offers short-term financial cushion
  • + Despite declining revenue, absolute operating cash flow of $243.8M remains positive
ChatGPT
  • + $410M cash provides liquidity buffer
  • + Positive operating and free cash flow with 18% FCF margin
  • + Moderate debt/equity (~1.0x) and sizable equity base

RLJ-PA Stock Risks: RLJ Lodging Trust Investment Risks

Claude
  • ! Critical: Interest coverage of 0.3x means operating income covers only 30% of interest payments - unsustainable debt service structure
  • ! Declining revenue (-1.4% YoY) indicating softening property demand and portfolio performance deterioration
  • ! Extremely weak profitability metrics (ROE 1.3%, ROA 0.6%, Operating Margin 2.2%) showing poor asset utilization and earnings quality
ChatGPT
  • ! Interest coverage of 0.3x suggests earnings insufficient to cover interest
  • ! Very thin operating (2.2%) and net (2.1%) margins
  • ! Revenue decline and EPS volatility/dilution indicate fragile earnings quality

Key Metrics to Watch

Claude
  • * Interest coverage ratio - must improve above 1.0x to signal sustainable debt service capability from operations
  • * Revenue and same-store sales growth - continued decline would confirm portfolio weakness and justify further downside
  • * Debt refinancing schedule and borrowing costs - critical given 1.01x leverage and upcoming maturity events
ChatGPT
  • * Interest coverage (EBIT vs. interest expense)
  • * Operating cash flow relative to interest and debt service

RLJ Lodging Trust (RLJ-PA) Financial Metrics & Key Ratios

Revenue
$1.3B
Net Income
$28.5M
EPS (Diluted)
$0.01
Free Cash Flow
$243.6M
Total Assets
$4.7B
Cash Position
$410.2M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

RLJ-PA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 2.2%
Net Margin 2.1%
ROE 1.3%
ROA 0.6%
FCF Margin 18.0%

RLJ-PA vs Real Estate Sector: How RLJ Lodging Trust Compares

How RLJ Lodging Trust compares to Real Estate sector averages

Net Margin
RLJ-PA 2.1%
vs
Sector Avg 20.0%
RLJ-PA Sector
ROE
RLJ-PA 1.3%
vs
Sector Avg 8.0%
RLJ-PA Sector
Current Ratio
RLJ-PA 0.0x
vs
Sector Avg 1.5x
RLJ-PA Sector
Debt/Equity
RLJ-PA 1.0x
vs
Sector Avg 1.5x
RLJ-PA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is RLJ Lodging Trust Stock Overvalued? RLJ-PA Valuation Analysis 2026

Based on fundamental analysis, RLJ Lodging Trust has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
1.3%
Sector avg: 8%
Net Profit Margin
2.1%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.01x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

RLJ Lodging Trust Balance Sheet: RLJ-PA Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.01x
Debt/Assets
54.0%
Interest Coverage
0.26x
Long-term Debt
$2.2B

RLJ-PA Revenue & Earnings Growth: 5-Year Financial Trend

RLJ-PA 5-year financial data: Year 2021: Revenue $1.6B, Net Income $127.8M, EPS $0.59. Year 2022: Revenue $1.2B, Net Income -$404.4M, EPS $-2.61. Year 2023: Revenue $1.3B, Net Income -$305.2M, EPS $-2.01. Year 2024: Revenue $1.4B, Net Income $41.9M, EPS $0.10. Year 2025: Revenue $1.4B, Net Income $76.4M, EPS $0.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: RLJ Lodging Trust's revenue has declined by 13% over the 5-year period, indicating business contraction. The most recent EPS of $0.32 reflects profitable operations.

RLJ-PA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
18.0%
Free cash flow / Revenue

RLJ-PA Quarterly Earnings & Performance

Quarterly financial performance data for RLJ Lodging Trust including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $330.0M -$3.7M $0.06
Q2 2025 $363.1M $28.5M $0.12
Q1 2025 $324.4M $3.4M $-0.01
Q3 2024 $334.4M $16.4M $0.06
Q2 2024 $357.0M $37.1M $0.19
Q1 2024 $314.5M $4.9M $-0.01
Q3 2023 $318.1M $16.4M $0.06
Q2 2023 $330.5M $17.7M $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

RLJ Lodging Trust Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$243.8M
Cash generated from operations
Stock Buybacks
$28.6M
Shares repurchased (TTM)
Capital Expenditures
$163.0K
Investment in assets
Dividends Paid
$91.4M
Returned to shareholders

RLJ-PA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for RLJ Lodging Trust (CIK: 0001511337)

📋 Recent SEC Filings

Date Form Document Action
Mar 23, 2026 DEF 14A tm261422-1_def14a.htm View →
Mar 20, 2026 4 xslF345X06/form4.xml View →
Mar 20, 2026 4 xslF345X06/form4.xml View →
Mar 20, 2026 4 xslF345X06/form4.xml View →
Mar 20, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about RLJ-PA

What is the AI rating for RLJ-PA?

RLJ Lodging Trust (RLJ-PA) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 67% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RLJ-PA's key strengths?

Claude: Strong free cash flow of $243.6M with 18% FCF margin provides operational liquidity. Adequate cash position of $410.2M offers short-term financial cushion. ChatGPT: $410M cash provides liquidity buffer. Positive operating and free cash flow with 18% FCF margin.

What are the risks of investing in RLJ-PA?

Claude: Critical: Interest coverage of 0.3x means operating income covers only 30% of interest payments - unsustainable debt service structure. Declining revenue (-1.4% YoY) indicating softening property demand and portfolio performance deterioration. ChatGPT: Interest coverage of 0.3x suggests earnings insufficient to cover interest. Very thin operating (2.2%) and net (2.1%) margins.

What is RLJ-PA's revenue and growth?

RLJ Lodging Trust reported revenue of $1.3B.

Does RLJ-PA pay dividends?

RLJ Lodging Trust pays dividends, with $91.4M distributed to shareholders in the trailing twelve months.

Where can I find RLJ-PA SEC filings?

Official SEC filings for RLJ Lodging Trust (CIK: 0001511337) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RLJ-PA's EPS?

RLJ Lodging Trust has a diluted EPS of $0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RLJ-PA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, RLJ Lodging Trust has a SELL rating with 67% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RLJ-PA stock overvalued or undervalued?

Valuation metrics for RLJ-PA: ROE of 1.3% (sector avg: 8%), net margin of 2.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy RLJ-PA stock in 2026?

Our dual AI analysis gives RLJ Lodging Trust a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RLJ-PA's free cash flow?

RLJ Lodging Trust's operating cash flow is $243.8M, with capital expenditures of $163.0K. FCF margin is 18.0%.

How does RLJ-PA compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 2.1% (avg: 20%), ROE 1.3% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 9, 2026 | Data as of: 2025-12-31 | Powered by Claude AI