📊 SUI Key Takeaways
Is Sun Communities Inc. (SUI) a Good Investment?
Sun Communities demonstrates strong free cash flow generation ($407.2M) and solid returns on equity (20.3%), but operational challenges including negative operating margins (-11.2%) and poor interest coverage (-1.2x) raise concerns about debt service sustainability. The 1,427% EPS growth appears driven by non-operating gains, suggesting earnings quality issues rather than operational improvements.
Why Buy Sun Communities Inc. Stock? SUI Key Strengths
- Robust free cash flow generation ($407.2M) with healthy 17.7% FCF margin, indicating strong underlying cash generation capability
- Excellent return on equity at 20.3% and solid ROA of 11.3%, demonstrating effective capital deployment despite operational headwinds
- Moderate financial leverage at 0.61x debt-to-equity with $569.6M cash position, providing financial flexibility
- Steady revenue growth of 2.0% YoY with net income growth of 3.9% YoY shows stable operating base
SUI Stock Risks: Sun Communities Inc. Investment Risks
- Negative operating income (-$257.4M) and severely negative operating margin (-11.2%) indicate fundamental operational challenges
- Critical weakness in interest coverage ratio (-1.2x) suggests operating cash generation may be insufficient to service debt independently
- Massive 1,427% EPS growth appears to be driven by non-operating gains (likely property sales), not sustainable operational improvements, raising earnings quality concerns
- Heavy reliance on asset sales or non-core items to achieve profitability limits sustainability and compounds financial stability concerns
Key Metrics to Watch
- Interest coverage ratio trend and actual debt service coverage from operating cash flows
- Quality of earnings breakdown between operating income and gains on property sales
- Free cash flow sustainability and capital expenditure requirements
- Debt maturity schedule and refinancing needs in current interest rate environment
- Operating margin improvement trajectory and same-property operating metrics
Sun Communities Inc. (SUI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SUI Profit Margin, ROE & Profitability Analysis
SUI vs Real Estate Sector: How Sun Communities Inc. Compares
How Sun Communities Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Sun Communities Inc. Stock Overvalued? SUI Valuation Analysis 2026
Based on fundamental analysis, Sun Communities Inc. appears fundamentally strong relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Sun Communities Inc. Balance Sheet: SUI Debt, Cash & Liquidity
SUI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Sun Communities Inc.'s revenue has grown significantly by 130% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.72 indicates the company is currently unprofitable.
SUI Revenue Growth, EPS Growth & YoY Performance
SUI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $680.4M | $12.1M | $0.07 |
| Q2 2025 | $596.3M | -$25.2M | $0.20 |
| Q1 2025 | $469.2M | -$25.2M | $-0.22 |
| Q3 2024 | $939.9M | -$25.2M | $0.97 |
| Q2 2024 | $863.4M | -$25.2M | $0.20 |
| Q1 2024 | $651.2M | -$25.2M | $-0.22 |
| Q3 2023 | $932.6M | $162.6M | $1.31 |
| Q2 2023 | $488.1M | $59.7M | $0.48 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Sun Communities Inc. Dividends, Buybacks & Capital Allocation
SUI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Sun Communities Inc. (CIK: 0000912593)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SUI
What is the AI rating for SUI?
Sun Communities Inc. (SUI) has an AI rating of HOLD with 70% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SUI's key strengths?
Claude: Robust free cash flow generation ($407.2M) with healthy 17.7% FCF margin, indicating strong underlying cash generation capability. Excellent return on equity at 20.3% and solid ROA of 11.3%, demonstrating effective capital deployment despite operational headwinds.
What are the risks of investing in SUI?
Claude: Negative operating income (-$257.4M) and severely negative operating margin (-11.2%) indicate fundamental operational challenges. Critical weakness in interest coverage ratio (-1.2x) suggests operating cash generation may be insufficient to service debt independently.
What is SUI's revenue and growth?
Sun Communities Inc. reported revenue of $2.3B.
Does SUI pay dividends?
Sun Communities Inc. pays dividends, with $1,043.5M distributed to shareholders in the trailing twelve months.
Where can I find SUI SEC filings?
Official SEC filings for Sun Communities Inc. (CIK: 0000912593) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SUI's EPS?
Sun Communities Inc. has a diluted EPS of $10.84.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SUI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Sun Communities Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SUI stock overvalued or undervalued?
Valuation metrics for SUI: ROE of 20.3% (sector avg: 8%), net margin of 61.3% (sector avg: 20%). Higher ROE suggests strong returns relative to peers.
Should I buy SUI stock in 2026?
Our dual AI analysis gives Sun Communities Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is SUI's free cash flow?
Sun Communities Inc.'s operating cash flow is $864.2M, with capital expenditures of $457.0M. FCF margin is 17.7%.
How does SUI compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 61.3% (avg: 20%), ROE 20.3% (avg: 8%), current ratio N/A (avg: 1.5).