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Strategic Student & Senior Housing Trust, Inc. (STSR) Stock Fundamental Analysis & AI Rating 2026

STSR OTC Real Estate Investment Trusts MD CIK: 0001698538
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2025-12-31
SELL
78% Conf
Pending
Analysis scheduled

📊 STSR Key Takeaways

Revenue: $37.7M
Net Margin: -15.3%
Free Cash Flow: $3.2M
Current Ratio: N/A
Debt/Equity: 11.64x
EPS: $0.00
AI Rating: SELL with 78% confidence
Strategic Student & Senior Housing Trust, Inc. (STSR) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $37.7M, net profit margin of -15.3%, and return on equity (ROE) of -65.5%, Strategic Student & Senior Housing Trust, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete STSR stock analysis for 2026.

Is Strategic Student & Senior Housing Trust, Inc. (STSR) a Good Investment?

Claude

STSR operates with extreme leverage (11.64x debt-to-equity) and generates net losses of $5.8M despite positive revenue growth and operating cash flow, indicating the debt burden is unsustainable. With only $3.0M in cash against $102.4M in long-term debt and a thin $8.8M equity base, the company faces material liquidity risk and solvency concerns. The negative ROE (-65.5%) and persistent net margin losses (-15.3%) demonstrate fundamental value destruction.

Why Buy Strategic Student & Senior Housing Trust, Inc. Stock? STSR Key Strengths

Claude
  • + Revenue growth of 8% YoY shows modest top-line momentum
  • + Positive operating cash flow of $3.2M indicates underlying cash generation despite GAAP losses
  • + Operating income is positive at $981.7K, suggesting core business operations are viable at the operating level

STSR Stock Risks: Strategic Student & Senior Housing Trust, Inc. Investment Risks

Claude
  • ! Extreme leverage with 11.64x debt-to-equity ratio creates severe financial distress risk
  • ! Massive net losses of $5.8M with -15.3% net margin indicates interest expense burden is unsustainable
  • ! Critically low liquidity with only $3.0M cash against $102.4M debt creates material refinancing risk
  • ! Negative ROE of -65.5% and ROA of -3.8% demonstrate ongoing shareholder value destruction
  • ! Thin equity cushion of $8.8M provides minimal buffer against operational disruptions

Key Metrics to Watch

Claude
  • * Quarterly debt refinancing activities and covenant compliance status
  • * Trend in cash balance and liquidity runway
  • * Operating cash flow sustainability and trends in net losses
  • * Occupancy rates and rental income trends in student and senior housing segments

Strategic Student & Senior Housing Trust, Inc. (STSR) Financial Metrics & Key Ratios

Revenue
$37.7M
Net Income
$-5.8M
EPS (Diluted)
$0.00
Free Cash Flow
$3.2M
Total Assets
$152.9M
Cash Position
$3.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

STSR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 2.6%
Net Margin -15.3%
ROE -65.5%
ROA -3.8%
FCF Margin 8.4%

STSR vs Real Estate Sector: How Strategic Student & Senior Housing Trust, Inc. Compares

How Strategic Student & Senior Housing Trust, Inc. compares to Real Estate sector averages

Net Margin
STSR -15.3%
vs
Sector Avg 20.0%
STSR Sector
ROE
STSR -65.5%
vs
Sector Avg 8.0%
STSR Sector
Current Ratio
STSR 0.0x
vs
Sector Avg 1.5x
STSR Sector
Debt/Equity
STSR 11.6x
vs
Sector Avg 1.5x
STSR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Strategic Student & Senior Housing Trust, Inc. Stock Overvalued? STSR Valuation Analysis 2026

Based on fundamental analysis, Strategic Student & Senior Housing Trust, Inc. shows some fundamental concerns relative to the Real Estate sector in 2026.

Return on Equity
-65.5%
Sector avg: 8%
Net Profit Margin
-15.3%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
11.64x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Strategic Student & Senior Housing Trust, Inc. Balance Sheet: STSR Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
11.64x
Debt/Assets
84.8%
Interest Coverage
N/A
Long-term Debt
$102.4M

STSR Revenue & Earnings Growth: 5-Year Financial Trend

STSR 5-year financial data: Year 2021: Revenue $34.3M, Net Income N/A, EPS N/A. Year 2022: Revenue $34.4M, Net Income N/A, EPS N/A. Year 2023: Revenue $37.7M, Net Income N/A, EPS N/A. Year 2024: Revenue $34.9M, Net Income N/A, EPS N/A. Year 2025: Revenue $37.7M, Net Income -$11.1M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Strategic Student & Senior Housing Trust, Inc.'s revenue has grown significantly by 10% over the 5-year period, indicating strong business expansion.

STSR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.4%
Free cash flow / Revenue

STSR Quarterly Earnings & Performance

Quarterly financial performance data for Strategic Student & Senior Housing Trust, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $8.9M -$1.1M N/A
Q2 2025 $8.6M -$1.1M N/A
Q1 2025 $8.4M N/A N/A
Q1 2024 $9.1M N/A N/A
Q3 2023 $8.7M N/A N/A
Q2 2023 $8.6M N/A N/A
Q1 2023 $8.2M N/A N/A
Q3 2022 $8.7M N/A N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Strategic Student & Senior Housing Trust, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$3.2M
Cash generated from operations
Stock Buybacks
$30.4K
Shares repurchased (TTM)
Dividends Paid
$3.2M
Returned to shareholders

STSR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Strategic Student & Senior Housing Trust, Inc. (CIK: 0001698538)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 DEF 14A d942491ddef14a.htm View →
Mar 20, 2026 10-K sssht-20251231.htm View →
Jan 16, 2026 8-K sssht-20260116.htm View →
Nov 21, 2025 8-K sssht-20251121.htm View →
Nov 12, 2025 10-Q sssht-20250930.htm View →

Frequently Asked Questions about STSR

What is the AI rating for STSR?

Strategic Student & Senior Housing Trust, Inc. (STSR) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are STSR's key strengths?

Claude: Revenue growth of 8% YoY shows modest top-line momentum. Positive operating cash flow of $3.2M indicates underlying cash generation despite GAAP losses.

What are the risks of investing in STSR?

Claude: Extreme leverage with 11.64x debt-to-equity ratio creates severe financial distress risk. Massive net losses of $5.8M with -15.3% net margin indicates interest expense burden is unsustainable.

What is STSR's revenue and growth?

Strategic Student & Senior Housing Trust, Inc. reported revenue of $37.7M.

Does STSR pay dividends?

Strategic Student & Senior Housing Trust, Inc. pays dividends, with $3.2M distributed to shareholders in the trailing twelve months.

Where can I find STSR SEC filings?

Official SEC filings for Strategic Student & Senior Housing Trust, Inc. (CIK: 0001698538) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is STSR's EPS?

Strategic Student & Senior Housing Trust, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is STSR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Strategic Student & Senior Housing Trust, Inc. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is STSR stock overvalued or undervalued?

Valuation metrics for STSR: ROE of -65.5% (sector avg: 8%), net margin of -15.3% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy STSR stock in 2026?

Our dual AI analysis gives Strategic Student & Senior Housing Trust, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is STSR's free cash flow?

Strategic Student & Senior Housing Trust, Inc.'s operating cash flow is $3.2M, with capital expenditures of N/A. FCF margin is 8.4%.

How does STSR compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -15.3% (avg: 20%), ROE -65.5% (avg: 8%), current ratio N/A (avg: 1.5).

Is Strategic Student & Senior Housing Trust, Inc. carrying too much debt?

STSR has a debt-to-equity ratio of 11.64x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2025-12-31 | Powered by Claude AI