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My City Builders, Inc. (MYCB) Stock Fundamental Analysis & AI Rating 2026

MYCB OTC Real Estate NV CIK: 0001556801
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2026-01-31
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
90% Conf

📊 MYCB Key Takeaways

Revenue: $0.0
Net Margin: N/A
Free Cash Flow: $-39.8K
Current Ratio: 0.87x
Debt/Equity: N/A
EPS: $-0.01
AI Rating: STRONG SELL with 95% confidence
My City Builders, Inc. (MYCB) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $0, My City Builders, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete MYCB stock analysis for 2026.

Is My City Builders, Inc. (MYCB) a Good Investment?

Claude

My City Builders is technically insolvent with negative stockholders' equity of -$7.3K and liabilities exceeding assets by $7.3K. The company generates zero revenue while burning cash at $39.8K annually, and carries $1.3M in long-term debt it cannot service with negative interest coverage of -1.1x. The combination of non-existent operations, technical insolvency, and inability to meet debt obligations creates imminent solvency risk.

ChatGPT

MYCB has no revenue, persistent operating losses, and negative operating cash flow, indicating no viable cash-generating core. Liquidity is very weak with minimal cash, sub-1.0 current ratio, and negative equity, while interest coverage is negative, highlighting unsustainable leverage. Without a credible plan to generate revenue or recapitalize, fundamentals remain severely impaired.

Why Buy My City Builders, Inc. Stock? MYCB Key Strengths

Claude
  • + Minimal capital expenditure requirements indicating low operational demands
  • + Real estate sector assets may retain some residual book value
  • + Small debt absolute amount relative to typical public companies
ChatGPT
  • + Low capital expenditure needs (capex near zero)
  • + Relatively small absolute operating losses limit short-term burn
  • + Existing asset base (~$399K) provides some collateral value

MYCB Stock Risks: My City Builders, Inc. Investment Risks

Claude
  • ! Negative stockholders' equity indicates technical insolvency and potential bankruptcy filing
  • ! Zero revenue generation with no visible business operations
  • ! Negative operating cash flow of $39.8K with only $14.8K cash reserves creates critical liquidity crisis
  • ! Long-term debt of $1.3M cannot be serviced with negative interest coverage ratio of -1.1x
  • ! Current ratio of 0.87x and severe quick ratio of -33.32x indicate imminent inability to meet obligations
ChatGPT
  • ! Going-concern and liquidity risk (current ratio 0.87x, cash ~$14.8K, negative equity)
  • ! No revenue with continued losses reduces path to profitability
  • ! Debt overhang and negative interest coverage (-1.1x) imply refinancing/dilution risk

Key Metrics to Watch

Claude
  • * Revenue generation and path to operations
  • * Stockholders' equity recovery towards positive territory
  • * Monthly cash burn rate and days of runway remaining
  • * Debt restructuring or default announcements
  • * Bankruptcy filing or going concern issues
ChatGPT
  • * Revenue (quarterly)
  • * Operating cash flow (quarterly)

My City Builders, Inc. (MYCB) Financial Metrics & Key Ratios

Revenue
$0.0
Net Income
$-94.2K
EPS (Diluted)
$-0.01
Free Cash Flow
$-39.8K
Total Assets
$399.3K
Cash Position
$14.8K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

MYCB Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE N/A
ROA -23.6%
FCF Margin N/A

MYCB vs Real Estate Sector: How My City Builders, Inc. Compares

How My City Builders, Inc. compares to Real Estate sector averages

Net Margin
MYCB 0.0%
vs
Sector Avg 20.0%
MYCB Sector
ROE
MYCB 0.0%
vs
Sector Avg 8.0%
MYCB Sector
Current Ratio
MYCB 0.9x
vs
Sector Avg 1.5x
MYCB Sector
Debt/Equity
MYCB 0.0x
vs
Sector Avg 1.5x
MYCB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is My City Builders, Inc. Stock Overvalued? MYCB Valuation Analysis 2026

Based on fundamental analysis, My City Builders, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
N/A
Sector avg: 8%
Net Profit Margin
N/A
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

My City Builders, Inc. Balance Sheet: MYCB Debt, Cash & Liquidity

Current Ratio
0.87x
Quick Ratio
-33.32x
Debt/Equity
N/A
Debt/Assets
101.8%
Interest Coverage
-1.08x
Long-term Debt
$1.3M

MYCB Revenue & Earnings Growth: 5-Year Financial Trend

MYCB 5-year financial data: Year 2019: Revenue $0, Net Income N/A, EPS N/A. Year 2020: Revenue $0, Net Income N/A, EPS N/A. Year 2021: Revenue $0, Net Income -$360.0K, EPS N/A. Year 2024: Revenue $59.3K, Net Income -$2.0M, EPS N/A. Year 2025: Revenue $0, Net Income $25.9K, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: My City Builders, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.00 indicates the company is currently unprofitable.

MYCB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

MYCB Quarterly Earnings & Performance

Quarterly financial performance data for My City Builders, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 N/A -$32.1K $0.00
Q1 2026 N/A -$32.1K $0.00
Q3 2025 $15.9K -$62.0K $0.00
Q2 2025 $13.6K -$78.2K $-0.01
Q1 2025 $6.2K -$74.4K $-0.01
Q3 2024 $12.2K -$22.2K N/A
Q2 2024 $13.6K -$22.2K N/A
Q1 2024 $4.0K -$22.2K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

My City Builders, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$39.8K
Cash generated from operations
Dividends Paid
$35.6K
Returned to shareholders

MYCB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for My City Builders, Inc. (CIK: 0001556801)

📋 Recent SEC Filings

Date Form Document Action
Mar 13, 2026 10-Q jrvs_10q.htm View →
Dec 15, 2025 10-Q jrvs_10q.htm View →
Dec 12, 2025 8-K jrvs_8k.htm View →
Nov 13, 2025 10-K jrvs_10k.htm View →
Oct 31, 2025 8-K jrvs_8k.htm View →

Frequently Asked Questions about MYCB

What is the AI rating for MYCB?

My City Builders, Inc. (MYCB) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are MYCB's key strengths?

Claude: Minimal capital expenditure requirements indicating low operational demands. Real estate sector assets may retain some residual book value. ChatGPT: Low capital expenditure needs (capex near zero). Relatively small absolute operating losses limit short-term burn.

What are the risks of investing in MYCB?

Claude: Negative stockholders' equity indicates technical insolvency and potential bankruptcy filing. Zero revenue generation with no visible business operations. ChatGPT: Going-concern and liquidity risk (current ratio 0.87x, cash ~$14.8K, negative equity). No revenue with continued losses reduces path to profitability.

What is MYCB's revenue and growth?

My City Builders, Inc. reported revenue of $0.0.

Does MYCB pay dividends?

My City Builders, Inc. pays dividends, with $0.0M distributed to shareholders in the trailing twelve months.

Where can I find MYCB SEC filings?

Official SEC filings for My City Builders, Inc. (CIK: 0001556801) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MYCB's EPS?

My City Builders, Inc. has a diluted EPS of $-0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MYCB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, My City Builders, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MYCB stock overvalued or undervalued?

Valuation metrics for MYCB: ROE of N/A (sector avg: 8%), net margin of N/A (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy MYCB stock in 2026?

Our dual AI analysis gives My City Builders, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MYCB's free cash flow?

My City Builders, Inc.'s operating cash flow is $-39.8K, with capital expenditures of $0.0.

How does MYCB compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin N/A (avg: 20%), ROE N/A (avg: 8%), current ratio 0.87 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2026-01-31 | Powered by Claude AI