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Maui Land & Pineapple Co Inc. (MLP) Stock Fundamental Analysis & AI Rating 2026

MLP NYSE Real Estate HI CIK: 0000063330
Updated This Month • Analysis: Apr 2, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
75% Confidence
STRONG AGREEMENT
SELL
85% Conf
SELL
65% Conf

📊 MLP Key Takeaways

Revenue: $19.5M
Net Margin: -54.4%
Free Cash Flow: $-484.0K
Current Ratio: 1.24x
Debt/Equity: 0.01x
EPS: $-0.48
AI Rating: SELL with 85% confidence
Maui Land & Pineapple Co Inc. (MLP) receives a SELL rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $19.5M, net profit margin of -54.4%, and return on equity (ROE) of -32.0%, Maui Land & Pineapple Co Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete MLP stock analysis for 2026.

Is Maui Land & Pineapple Co Inc. (MLP) a Good Investment?

Claude

Maui Land & Pineapple exhibits severe operational distress with negative net income of -10.6M and deeply negative margins (-54.4% net margin, -23.4% operating margin), indicating fundamental business challenges beyond temporary headwinds. While the company maintains a manageable debt position (0.01x debt/equity) and adequate liquidity (1.24x current ratio), the company is burning cash with negative free cash flow (-484.0K) despite positive operating cash flow, suggesting unsustainable operations.

ChatGPT

Despite a sharp revenue rebound, MLP remains unprofitable with deeply negative operating and net margins and negative returns on equity and assets. Free cash flow is negative and liquidity is only modest, leaving a limited cushion against volatility. Low leverage helps, but sustained margin and cash flow improvement is needed before fundamentals warrant a more constructive stance.

Why Buy Maui Land & Pineapple Co Inc. Stock? MLP Key Strengths

Claude
  • + Low leverage with minimal debt burden (0.01x debt/equity ratio)
  • + Adequate liquidity position with 1.24x current ratio and 5.3M cash reserves
  • + Positive operating cash flow of 2.1M indicates some operational cash generation capability
  • + Total assets of 48M provide balance sheet foundation
ChatGPT
  • + Very low leverage (D/E ~0.01) with minimal long-term debt
  • + Positive operating cash flow despite net loss
  • + Significant YoY revenue inflection suggesting progress on monetization

MLP Stock Risks: Maui Land & Pineapple Co Inc. Investment Risks

Claude
  • ! Severe profitability crisis with -54.4% net margin and -10.6M net loss despite revenue recovery
  • ! Negative free cash flow (-484.0K) and negative interest coverage (-1.8x) indicate inability to service debt from operations
  • ! Substantial deterioration in EPS (-0.48 diluted) with 153.3% negative YoY change signals worsening per-share value destruction
  • ! Negative ROE (-32.0%) and ROA (-22.1%) demonstrate shareholder value destruction and inefficient asset utilization
  • ! High insider activity (10 Form 4 filings in 90 days) may suggest uncertainty or strategic positioning during distress
ChatGPT
  • ! Persistent negative profitability (operating and net margins deeply negative)
  • ! Negative ROE/ROA indicating ongoing value erosion
  • ! Negative free cash flow and thin liquidity with weak interest coverage

Key Metrics to Watch

Claude
  • * Net profit margin trend and path to profitability
  • * Free cash flow sustainability and whether operating cash flow can cover capex
  • * Revenue quality and whether 9107.9% YoY growth is sustainable or one-time event
  • * Debt levels and covenant compliance given negative interest coverage
  • * Return on equity and assets trajectory toward positive territory
ChatGPT
  • * Operating margin
  • * Free cash flow

Maui Land & Pineapple Co Inc. (MLP) Financial Metrics & Key Ratios

Revenue
$19.5M
Net Income
$-10.6M
EPS (Diluted)
$-0.48
Free Cash Flow
$-484.0K
Total Assets
$48.0M
Cash Position
$5.3M

💡 AI Analyst Insight

Maui Land & Pineapple Co Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

MLP Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -23.4%
Net Margin -54.4%
ROE -32.0%
ROA -22.1%
FCF Margin -2.5%

MLP vs Real Estate Sector: How Maui Land & Pineapple Co Inc. Compares

How Maui Land & Pineapple Co Inc. compares to Real Estate sector averages

Net Margin
MLP -54.4%
vs
Sector Avg 20.0%
MLP Sector
ROE
MLP -32.0%
vs
Sector Avg 8.0%
MLP Sector
Current Ratio
MLP 1.2x
vs
Sector Avg 1.5x
MLP Sector
Debt/Equity
MLP 0.0x
vs
Sector Avg 1.5x
MLP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Maui Land & Pineapple Co Inc. Stock Overvalued? MLP Valuation Analysis 2026

Based on fundamental analysis, Maui Land & Pineapple Co Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
-32.0%
Sector avg: 8%
Net Profit Margin
-54.4%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Maui Land & Pineapple Co Inc. Balance Sheet: MLP Debt, Cash & Liquidity

Current Ratio
1.24x
Quick Ratio
1.19x
Debt/Equity
0.01x
Debt/Assets
31.1%
Interest Coverage
-1.82x
Long-term Debt
$235.0K

MLP Revenue & Earnings Growth: 5-Year Financial Trend

MLP 5-year financial data: Year 2021: Revenue $12.4M, Net Income -$2.6M, EPS N/A. Year 2022: Revenue $21.0M, Net Income -$3.4M, EPS N/A. Year 2023: Revenue $21.0M, Net Income $1.8M, EPS N/A. Year 2024: Revenue $11.6M, Net Income -$3.1M, EPS $-0.15. Year 2025: Revenue $19.5M, Net Income -$7.4M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Maui Land & Pineapple Co Inc.'s revenue has grown significantly by 56% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.15 indicates the company is currently unprofitable.

MLP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-2.5%
Free cash flow / Revenue

MLP Quarterly Earnings & Performance

Quarterly financial performance data for Maui Land & Pineapple Co Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.0M $240.0K $-0.27
Q2 2025 $2.6M -$999.0K N/A
Q1 2025 $2.5M -$1.4M N/A
Q3 2024 $2.1M -$1.2M $-0.19
Q2 2024 $2.5M -$1.1M $-0.06
Q1 2024 $2.3M -$1.4M N/A
Q3 2023 $19.0K -$124.0K N/A
Q2 2023 $19.0K -$618.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Maui Land & Pineapple Co Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.1M
Cash generated from operations
Capital Expenditures
$2.6M
Investment in assets
Dividends
None
No dividend program

MLP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Maui Land & Pineapple Co Inc. (CIK: 0000063330)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 DEF 14A mlp20260403_def14a.htm View →
Apr 7, 2026 4 xslF345X06/form4-04072026_040403.xml View →
Apr 7, 2026 4 xslF345X06/form4-04072026_040401.xml View →
Apr 1, 2026 8-K mlp20260311_8k.htm View →
Apr 1, 2026 10-K mlp20251231_10k.htm View →

Frequently Asked Questions about MLP

What is the AI rating for MLP?

Maui Land & Pineapple Co Inc. (MLP) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are MLP's key strengths?

Claude: Low leverage with minimal debt burden (0.01x debt/equity ratio). Adequate liquidity position with 1.24x current ratio and 5.3M cash reserves. ChatGPT: Very low leverage (D/E ~0.01) with minimal long-term debt. Positive operating cash flow despite net loss.

What are the risks of investing in MLP?

Claude: Severe profitability crisis with -54.4% net margin and -10.6M net loss despite revenue recovery. Negative free cash flow (-484.0K) and negative interest coverage (-1.8x) indicate inability to service debt from operations. ChatGPT: Persistent negative profitability (operating and net margins deeply negative). Negative ROE/ROA indicating ongoing value erosion.

What is MLP's revenue and growth?

Maui Land & Pineapple Co Inc. reported revenue of $19.5M.

Does MLP pay dividends?

Maui Land & Pineapple Co Inc. does not currently pay dividends.

Where can I find MLP SEC filings?

Official SEC filings for Maui Land & Pineapple Co Inc. (CIK: 0000063330) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MLP's EPS?

Maui Land & Pineapple Co Inc. has a diluted EPS of $-0.48.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MLP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Maui Land & Pineapple Co Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MLP stock overvalued or undervalued?

Valuation metrics for MLP: ROE of -32.0% (sector avg: 8%), net margin of -54.4% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy MLP stock in 2026?

Our dual AI analysis gives Maui Land & Pineapple Co Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MLP's free cash flow?

Maui Land & Pineapple Co Inc.'s operating cash flow is $2.1M, with capital expenditures of $2.6M. FCF margin is -2.5%.

How does MLP compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -54.4% (avg: 20%), ROE -32.0% (avg: 8%), current ratio 1.24 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 2, 2026 | Data as of: 2025-12-31 | Powered by Claude AI