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CaliberCos Inc. (CWD) Stock Fundamental Analysis & AI Rating 2026

CWD Nasdaq Real Estate DE CIK: 0001627282
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
89% Conf

📊 CWD Key Takeaways

Revenue: $16.0M
Net Margin: -88.1%
Free Cash Flow: $-7.5M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $-8.31
AI Rating: STRONG SELL with 95% confidence
CaliberCos Inc. (CWD) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $16.0M, net profit margin of -88.1%, and return on equity (ROE) of -336.5%, CaliberCos Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete CWD stock analysis for 2026.

Is CaliberCos Inc. (CWD) a Good Investment?

Claude

CaliberCos is a severely distressed real estate company with massive operational losses, negative cash flow, and deteriorating profitability despite revenue growth. The company is burning cash at an unsustainable rate with a -47.1% free cash flow margin, indicating the business model is fundamentally broken. With only $10.9M in cash against $76.5M in liabilities, liquidity risks are acute and the company faces potential insolvency without significant operational restructuring.

ChatGPT

CaliberCos shows strong top-line growth, with revenue up 144.6% year over year, but that growth is not translating into sustainable economics. The business remains deeply unprofitable, with a -93.7% operating margin, -88.1% net margin, negative operating cash flow, and only $4.18M of equity supporting $76.48M of liabilities, which points to weak financial resilience and poor growth quality.

Why Buy CaliberCos Inc. Stock? CWD Key Strengths

Claude
  • + Revenue growth of 144.6% YoY suggests market demand for services
  • + Positive debt-to-equity ratio of 0x indicates no long-term debt burden
  • + Cash position of $10.9M provides short-term liquidity buffer
ChatGPT
  • + Revenue growth is exceptionally strong year over year
  • + The company still holds $10.93M in cash, providing some near-term liquidity support
  • + Net loss improved modestly year over year, suggesting some operating progress despite continued losses

CWD Stock Risks: CaliberCos Inc. Investment Risks

Claude
  • ! Operating losses of -$15.0M on only $16.0M revenue indicates unit economics are deeply negative
  • ! Negative free cash flow of -$7.5M with -47.1% FCF margin shows unsustainable cash burn
  • ! Stockholders equity of only $4.2M against $76.5M liabilities creates critical solvency risk
  • ! Net margin of -88.1% and ROE of -336.5% demonstrate complete operational failure
  • ! Zero insider buying activity in last 90 days suggests management has lost confidence
ChatGPT
  • ! Profitability is extremely weak, with large operating and net losses relative to revenue
  • ! Balance sheet risk is high because liabilities far exceed the small equity base
  • ! Cash generation is negative, with operating cash flow and free cash flow both at -$7.52M

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must achieve positive FCF within 2-3 quarters
  • * Revenue quality and gross margin - ensure growth is not from low-margin/loss-making contracts
  • * Cash runway - at current burn rate, $10.9M cash provides only 17 months of operations
  • * Debt covenant compliance - assess refinancing risk and default probability
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Equity base relative to total liabilities and any improvement in operating margin

CaliberCos Inc. (CWD) Financial Metrics & Key Ratios

Revenue
$16.0M
Net Income
$-14.1M
EPS (Diluted)
$-8.31
Free Cash Flow
$-7.5M
Total Assets
$82.6M
Cash Position
$10.9M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CWD Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -93.7%
Net Margin -88.1%
ROE -336.5%
ROA -17.0%
FCF Margin -47.1%

CWD vs Real Estate Sector: How CaliberCos Inc. Compares

How CaliberCos Inc. compares to Real Estate sector averages

Net Margin
CWD -88.1%
vs
Sector Avg 20.0%
CWD Sector
ROE
CWD -336.5%
vs
Sector Avg 8.0%
CWD Sector
Current Ratio
CWD 0.0x
vs
Sector Avg 1.5x
CWD Sector
Debt/Equity
CWD 0.0x
vs
Sector Avg 1.5x
CWD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CaliberCos Inc. Stock Overvalued? CWD Valuation Analysis 2026

Based on fundamental analysis, CaliberCos Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
-336.5%
Sector avg: 8%
Net Profit Margin
-88.1%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CaliberCos Inc. Balance Sheet: CWD Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
92.6%
Interest Coverage
-11.57x
Long-term Debt
N/A

CWD Revenue & Earnings Growth: 5-Year Financial Trend

CWD 5-year financial data: Year 2024: Revenue $20.9M, Net Income -$12.7M, EPS $-0.63. Year 2025: Revenue $20.9M, Net Income -$19.8M, EPS $-17.90.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CaliberCos Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-17.90 indicates the company is currently unprofitable.

CWD Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-47.1%
Free cash flow / Revenue

CWD Quarterly Earnings & Performance

Quarterly financial performance data for CaliberCos Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.5M $146.0K $0.12
Q2 2025 $4.1M -$4.7M $-4.15
Q1 2025 $3.5M -$3.8M $-3.53

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CaliberCos Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$7.5M
Cash generated from operations
Dividends
None
No dividend program

CWD SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CaliberCos Inc. (CIK: 0001627282)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 8-K cwd-20260414.htm View →
Apr 14, 2026 8-K ea0286242-8k_calibercos.htm View →
Apr 13, 2026 8-K cwd-20260413.htm View →
Mar 31, 2026 DEF 14A ea028420201-def14a_caliber.htm View →
Mar 31, 2026 8-K ea0284193-8k_calibercos.htm View →

Frequently Asked Questions about CWD

What is the AI rating for CWD?

CaliberCos Inc. (CWD) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CWD's key strengths?

Claude: Revenue growth of 144.6% YoY suggests market demand for services. Positive debt-to-equity ratio of 0x indicates no long-term debt burden. ChatGPT: Revenue growth is exceptionally strong year over year. The company still holds $10.93M in cash, providing some near-term liquidity support.

What are the risks of investing in CWD?

Claude: Operating losses of -$15.0M on only $16.0M revenue indicates unit economics are deeply negative. Negative free cash flow of -$7.5M with -47.1% FCF margin shows unsustainable cash burn. ChatGPT: Profitability is extremely weak, with large operating and net losses relative to revenue. Balance sheet risk is high because liabilities far exceed the small equity base.

What is CWD's revenue and growth?

CaliberCos Inc. reported revenue of $16.0M.

Does CWD pay dividends?

CaliberCos Inc. does not currently pay dividends.

Where can I find CWD SEC filings?

Official SEC filings for CaliberCos Inc. (CIK: 0001627282) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CWD's EPS?

CaliberCos Inc. has a diluted EPS of $-8.31.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CWD a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, CaliberCos Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CWD stock overvalued or undervalued?

Valuation metrics for CWD: ROE of -336.5% (sector avg: 8%), net margin of -88.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy CWD stock in 2026?

Our dual AI analysis gives CaliberCos Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CWD's free cash flow?

CaliberCos Inc.'s operating cash flow is $-7.5M, with capital expenditures of N/A. FCF margin is -47.1%.

How does CWD compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -88.1% (avg: 20%), ROE -336.5% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-09-30 | Powered by Claude AI