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CubeSmart (CUBE) Stock Fundamental Analysis & AI Rating 2026

CUBE NYSE Real Estate Investment Trusts MD CIK: 0001298675
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
82% Confidence
AGREEMENT
STRONG BUY
82% Conf
BUY
83% Conf

📊 CUBE Key Takeaways

Revenue: $1.1B
Net Margin: 29.7%
Free Cash Flow: $566.3M
Current Ratio: N/A
Debt/Equity: 0.04x
EPS: $1.46
AI Rating: STRONG BUY with 82% confidence
CubeSmart (CUBE) receives a BUY rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.1B, net profit margin of 29.7%, and return on equity (ROE) of 12.3%, CubeSmart demonstrates strong fundamentals in the Real Estate sector. Below is our complete CUBE stock analysis for 2026.

Is CubeSmart (CUBE) a Good Investment?

Claude

CubeSmart demonstrates exceptional operational efficiency and cash generation with a 50.4% free cash flow margin and $566.3M in FCF from $1.1B revenue. The REIT maintains fortress-like financial health with a 0.04x debt-to-equity ratio and 4.6x interest coverage, providing substantial capacity for dividends or reinvestment while revenue grows 5.3% YoY.

ChatGPT

CubeSmart shows solid fundamental quality with steady revenue growth, strong net profitability, and exceptional cash conversion, as operating cash flow and free cash flow remain robust relative to revenue. The balance sheet appears conservatively levered based on reported debt-to-equity, which supports financial resilience. Offsetting that, earnings-per-share declined despite higher revenue and net income, indicating that per-share growth quality should be watched closely.

Why Buy CubeSmart Stock? CUBE Key Strengths

Claude
  • + Exceptional free cash flow generation at 50.4% of revenue, indicating highly efficient asset monetization
  • + Conservative capital structure with 0.04x debt-to-equity and strong 4.6x interest coverage ratio
  • + Robust net margin of 29.7% demonstrating pricing power and operational leverage
  • + Solid revenue growth of 5.3% YoY with 12.3% ROE indicating efficient equity deployment
  • + Strong operating cash flow of $608.5M substantially exceeds modest capital expenditure of $42.2M
ChatGPT
  • + Revenue grew 5.3% year over year, indicating continued top-line expansion
  • + Free cash flow of $566.31M and a 50.4% FCF margin reflect very strong cash generation
  • + Reported leverage is low at 0.04x debt-to-equity, supporting balance sheet flexibility

CUBE Stock Risks: CubeSmart Investment Risks

Claude
  • ! Diluted EPS declined 15.1% YoY despite net income growth, suggesting significant share dilution or non-cash charges
  • ! Minimal cash position of $5.8M relative to $3.9B liabilities creates vulnerability without revenue stability
  • ! Operating margin of 14.7% is modest and may face compression if same-store occupancy or pricing normalizes
  • ! Real estate sector cyclicality exposes FCF generation to economic downturns affecting storage demand
  • ! 10 Form 4 insider filings in 90 days warrant monitoring for insider sentiment or governance concerns
ChatGPT
  • ! Diluted EPS fell 15.1% year over year despite modest net income growth, weakening per-share performance
  • ! Cash on hand is very low at $5.78M, leaving limited immediate liquidity cushion
  • ! Interest coverage of 4.6x is acceptable but not especially strong if financing costs rise or operating income weakens

Key Metrics to Watch

Claude
  • * Quarterly revenue trends and same-store occupancy rates to assess pricing sustainability
  • * Free cash flow and dividend payout ratios to evaluate capital allocation discipline
  • * Debt-to-total-capitalization and refinancing rates given low absolute cash balance
  • * Operating margin expansion/contraction and cost inflation pressures
  • * Net rental rate growth and tenant retention metrics as leading indicators
ChatGPT
  • * Diluted EPS trend versus net income growth
  • * Interest coverage and operating cash flow sustainability

CubeSmart (CUBE) Financial Metrics & Key Ratios

Revenue
$1.1B
Net Income
$333.8M
EPS (Diluted)
$1.46
Free Cash Flow
$566.3M
Total Assets
$6.6B
Cash Position
$5.8M

💡 AI Analyst Insight

The 50.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CUBE Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 14.7%
Net Margin 29.7%
ROE 12.3%
ROA 5.0%
FCF Margin 50.4%

CUBE vs Real Estate Sector: How CubeSmart Compares

How CubeSmart compares to Real Estate sector averages

Net Margin
CUBE 29.7%
vs
Sector Avg 20.0%
CUBE Sector
ROE
CUBE 12.3%
vs
Sector Avg 8.0%
CUBE Sector
Current Ratio
CUBE 0.0x
vs
Sector Avg 1.5x
CUBE Sector
Debt/Equity
CUBE 0.0x
vs
Sector Avg 1.5x
CUBE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CubeSmart Stock Overvalued? CUBE Valuation Analysis 2026

Based on fundamental analysis, CubeSmart appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
12.3%
Sector avg: 8%
Net Profit Margin
29.7%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.04x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CubeSmart Balance Sheet: CUBE Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.04x
Debt/Assets
58.1%
Interest Coverage
4.63x
Long-term Debt
$118.0M

CUBE Revenue & Earnings Growth: 5-Year Financial Trend

CUBE 5-year financial data: Year 2021: Revenue $822.6M, Net Income $170.8M, EPS $0.88. Year 2022: Revenue $1.0B, Net Income $167.6M, EPS $0.85. Year 2023: Revenue $1.1B, Net Income $230.8M, EPS $1.09. Year 2024: Revenue $1.1B, Net Income $292.5M, EPS $1.29. Year 2025: Revenue $1.1B, Net Income $412.4M, EPS $1.82.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CubeSmart's revenue has grown significantly by 37% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.82 reflects profitable operations.

CUBE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
50.4%
Free cash flow / Revenue

CUBE Quarterly Earnings & Performance

Quarterly financial performance data for CubeSmart including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $270.9M $82.4M $0.36
Q2 2025 $266.2M $82.4M $0.36
Q1 2025 $261.4M $88.7M $0.39
Q3 2024 $267.9M $101.0M $0.44
Q2 2024 $260.8M $94.2M $0.41
Q1 2024 $256.5M $94.9M $0.42
Q3 2023 $261.4M $103.1M $0.45
Q2 2023 $248.7M $58.6M $0.26

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CubeSmart Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$608.5M
Cash generated from operations
Stock Buybacks
$31.9M
Shares repurchased (TTM)
Capital Expenditures
$42.2M
Investment in assets
Dividends Paid
$476.3M
Returned to shareholders

CUBE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CubeSmart (CIK: 0001298675)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 DEF 14A tm261419d3_def14a.htm View →
Mar 4, 2026 4 xslF345X05/doc4.xml View →
Mar 2, 2026 8-K tm267485d4_8k.htm View →
Mar 2, 2026 8-K cube-20260302x8k.htm View →
Feb 27, 2026 10-K cube-20251231x10k.htm View →

Frequently Asked Questions about CUBE

What is the AI rating for CUBE?

CubeSmart (CUBE) has a Combined AI Rating of BUY from Claude (STRONG BUY) and ChatGPT (BUY) with 82% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CUBE's key strengths?

Claude: Exceptional free cash flow generation at 50.4% of revenue, indicating highly efficient asset monetization. Conservative capital structure with 0.04x debt-to-equity and strong 4.6x interest coverage ratio. ChatGPT: Revenue grew 5.3% year over year, indicating continued top-line expansion. Free cash flow of $566.31M and a 50.4% FCF margin reflect very strong cash generation.

What are the risks of investing in CUBE?

Claude: Diluted EPS declined 15.1% YoY despite net income growth, suggesting significant share dilution or non-cash charges. Minimal cash position of $5.8M relative to $3.9B liabilities creates vulnerability without revenue stability. ChatGPT: Diluted EPS fell 15.1% year over year despite modest net income growth, weakening per-share performance. Cash on hand is very low at $5.78M, leaving limited immediate liquidity cushion.

What is CUBE's revenue and growth?

CubeSmart reported revenue of $1.1B.

Does CUBE pay dividends?

CubeSmart pays dividends, with $476.3M distributed to shareholders in the trailing twelve months.

Where can I find CUBE SEC filings?

Official SEC filings for CubeSmart (CIK: 0001298675) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CUBE's EPS?

CubeSmart has a diluted EPS of $1.46.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CUBE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, CubeSmart has a BUY rating with 82% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CUBE stock overvalued or undervalued?

Valuation metrics for CUBE: ROE of 12.3% (sector avg: 8%), net margin of 29.7% (sector avg: 20%). Higher ROE suggests strong returns relative to peers.

Should I buy CUBE stock in 2026?

Our dual AI analysis gives CubeSmart a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CUBE's free cash flow?

CubeSmart's operating cash flow is $608.5M, with capital expenditures of $42.2M. FCF margin is 50.4%.

How does CUBE compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 29.7% (avg: 20%), ROE 12.3% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI