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CareTrust REIT, Inc. (CTRE) Stock Fundamental Analysis & AI Rating 2026

CTRE NYSE Real Estate Investment Trusts MD CIK: 0001590717
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
78% Confidence
AGREEMENT
STRONG BUY
78% Conf
BUY
79% Conf

📊 CTRE Key Takeaways

Revenue: $476.4M
Net Margin: 67.3%
Free Cash Flow: $391.1M
Current Ratio: N/A
Debt/Equity: 0.22x
EPS: $1.57
AI Rating: STRONG BUY with 78% confidence
CareTrust REIT, Inc. (CTRE) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $476.4M, net profit margin of 67.3%, and return on equity (ROE) of 7.9%, CareTrust REIT, Inc. demonstrates strong fundamentals in the Real Estate sector. Below is our complete CTRE stock analysis for 2026.

Is CareTrust REIT, Inc. (CTRE) a Good Investment?

Claude

CareTrust REIT demonstrates exceptional profitability with 67.3% net margins and 82.1% free cash flow margins, indicating highly efficient operations and strong cash generation. The company maintains a conservative capital structure with 0.22x debt-to-equity and 7.4x interest coverage, providing substantial financial flexibility while generating substantial free cash flow of $391.1M. Core fundamentals are robust despite the unusual revenue increase which appears driven by acquisition activity typical of REIT growth strategies.

ChatGPT

CareTrust REIT shows strong core fundamentals, with very high operating and net margins, robust operating cash flow, and modest leverage relative to equity. The balance sheet appears healthy and cash generation is excellent, but the extreme revenue growth versus nearly flat net income suggests acquisition-driven or non-recurring factors, so growth quality should be monitored closely.

Why Buy CareTrust REIT, Inc. Stock? CTRE Key Strengths

Claude
  • + Exceptional net profit margin of 67.3% and operating margin of 68.3% indicating operational excellence
  • + Outstanding free cash flow generation of $391.1M with 82.1% FCF margin supporting distributions
  • + Conservative leverage with 0.22x debt-to-equity ratio and healthy 7.4x interest coverage ratio
  • + Strong asset base of $5.1B with substantial equity cushion of $4.0B
  • + Solid free cash flow conversion with $391.1M FCF from $394.0M operating cash flow
ChatGPT
  • + Exceptional profitability, with 68.3% operating margin and 67.3% net margin
  • + Strong financial health, supported by low debt-to-equity of 0.22x and solid 7.4x interest coverage
  • + Very strong cash generation, with $394.03M operating cash flow and $391.09M free cash flow

CTRE Stock Risks: CareTrust REIT, Inc. Investment Risks

Claude
  • ! Unusually high revenue growth rate of 38789.2% YoY suggests major acquisition or portfolio restructuring that requires verification
  • ! Modest ROE of 7.9% and ROA of 6.2% indicate moderate returns on deployed capital despite strong margins
  • ! REIT business model creates dependency on consistent rent collection and property valuations
  • ! 12 Form 4 insider filings in 90 days warrant monitoring for potential signaling concerns
  • ! Capital-light model with only $2.9M capex may indicate mature portfolio that requires reinvestment scrutiny
ChatGPT
  • ! Revenue surged dramatically while net income was almost flat, which raises questions about the sustainability and quality of recent growth
  • ! Return metrics are solid but not exceptional for the size of the asset base, with ROA of 6.2% and ROE of 7.9%
  • ! Cash on hand is moderate relative to total liabilities and debt, so future expansion or refinancing conditions still matter

Key Metrics to Watch

Claude
  • * Occupancy rates and rent collection ratios to validate healthcare facility portfolio quality
  • * Net lease expiration schedule and tenant concentration to assess renewal risks
  • * Funds From Operations (FFO) and Adjusted FFO trends as core REIT performance metrics
  • * Dividend coverage ratio and payout sustainability relative to cash generation
  • * Same-store NOI growth to distinguish organic growth from acquisition-driven expansion
ChatGPT
  • * Operating cash flow and free cash flow conversion
  • * Net income growth relative to revenue growth and leverage levels

CareTrust REIT, Inc. (CTRE) Financial Metrics & Key Ratios

Revenue
$476.4M
Net Income
$320.5M
EPS (Diluted)
$1.57
Free Cash Flow
$391.1M
Total Assets
$5.1B
Cash Position
$198.0M

💡 AI Analyst Insight

The 82.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CTRE Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 68.3%
Net Margin 67.3%
ROE 7.9%
ROA 6.2%
FCF Margin 82.1%

CTRE vs Real Estate Sector: How CareTrust REIT, Inc. Compares

How CareTrust REIT, Inc. compares to Real Estate sector averages

Net Margin
CTRE 67.3%
vs
Sector Avg 20.0%
CTRE Sector
ROE
CTRE 7.9%
vs
Sector Avg 8.0%
CTRE Sector
Current Ratio
CTRE 0.0x
vs
Sector Avg 1.5x
CTRE Sector
Debt/Equity
CTRE 0.2x
vs
Sector Avg 1.5x
CTRE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CareTrust REIT, Inc. Stock Overvalued? CTRE Valuation Analysis 2026

Based on fundamental analysis, CareTrust REIT, Inc. appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
7.9%
Sector avg: 8%
Net Profit Margin
67.3%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.22x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CareTrust REIT, Inc. Balance Sheet: CTRE Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.22x
Debt/Assets
21.2%
Interest Coverage
7.44x
Long-term Debt
$894.2M

CTRE Revenue & Earnings Growth: 5-Year Financial Trend

CTRE 5-year financial data: Year 2019: Revenue $3.4M, Net Income N/A, EPS N/A. Year 2020: Revenue $3.4M, Net Income N/A, EPS N/A. Year 2021: Revenue $3.4M, Net Income $46.4M, EPS $0.49. Year 2022: Revenue $2.1M, Net Income $80.9M, EPS $0.85. Year 2025: Revenue $1.2M, Net Income $53.7M, EPS $0.50.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CareTrust REIT, Inc.'s revenue has declined by 64% over the 5-year period, indicating business contraction. The most recent EPS of $0.50 reflects profitable operations.

CTRE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
82.1%
Free cash flow / Revenue

CTRE Quarterly Earnings & Performance

Quarterly financial performance data for CareTrust REIT, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $77.4M $33.4M $0.21
Q2 2025 $68.9M $10.8M $0.07
Q1 2025 $63.1M $28.7M $0.22
Q3 2024 $55.9M $8.7M $0.08
Q2 2024 $51.6M -$484.0K $-0.01
Q1 2024 $50.6M $19.2M $0.19
Q3 2023 $50.3M $709.0K $0.01
Q2 2023 $47.6M -$484.0K $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CareTrust REIT, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$394.0M
Cash generated from operations
Capital Expenditures
$2.9M
Investment in assets
Dividends Paid
$259.3M
Returned to shareholders

CTRE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CareTrust REIT, Inc. (CIK: 0001590717)

📋 Recent SEC Filings

Date Form Document Action
Mar 13, 2026 DEF 14A ctre-20260312.htm View →
Mar 2, 2026 8-K ctre-20260302.htm View →
Feb 18, 2026 8-K ny20065014x3_8k.htm View →
Feb 12, 2026 8-K ctre-20260212.htm View →
Feb 12, 2026 10-K ctre-20251231.htm View →

Frequently Asked Questions about CTRE

What is the AI rating for CTRE?

CareTrust REIT, Inc. (CTRE) has a Combined AI Rating of BUY from Claude (STRONG BUY) and ChatGPT (BUY) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CTRE's key strengths?

Claude: Exceptional net profit margin of 67.3% and operating margin of 68.3% indicating operational excellence. Outstanding free cash flow generation of $391.1M with 82.1% FCF margin supporting distributions. ChatGPT: Exceptional profitability, with 68.3% operating margin and 67.3% net margin. Strong financial health, supported by low debt-to-equity of 0.22x and solid 7.4x interest coverage.

What are the risks of investing in CTRE?

Claude: Unusually high revenue growth rate of 38789.2% YoY suggests major acquisition or portfolio restructuring that requires verification. Modest ROE of 7.9% and ROA of 6.2% indicate moderate returns on deployed capital despite strong margins. ChatGPT: Revenue surged dramatically while net income was almost flat, which raises questions about the sustainability and quality of recent growth. Return metrics are solid but not exceptional for the size of the asset base, with ROA of 6.2% and ROE of 7.9%.

What is CTRE's revenue and growth?

CareTrust REIT, Inc. reported revenue of $476.4M.

Does CTRE pay dividends?

CareTrust REIT, Inc. pays dividends, with $259.3M distributed to shareholders in the trailing twelve months.

Where can I find CTRE SEC filings?

Official SEC filings for CareTrust REIT, Inc. (CIK: 0001590717) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CTRE's EPS?

CareTrust REIT, Inc. has a diluted EPS of $1.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CTRE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, CareTrust REIT, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CTRE stock overvalued or undervalued?

Valuation metrics for CTRE: ROE of 7.9% (sector avg: 8%), net margin of 67.3% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy CTRE stock in 2026?

Our dual AI analysis gives CareTrust REIT, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CTRE's free cash flow?

CareTrust REIT, Inc.'s operating cash flow is $394.0M, with capital expenditures of $2.9M. FCF margin is 82.1%.

How does CTRE compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 67.3% (avg: 20%), ROE 7.9% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI