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Collab Z Inc. (CLBZ) Stock Fundamental Analysis & AI Rating 2026

CLBZ Real Estate NV CIK: 0002050338
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
70% Confidence
AGREEMENT
SELL
75% Conf
HOLD
66% Conf

📊 CLBZ Key Takeaways

Revenue: $483.2K
Net Margin: 19.6%
Free Cash Flow: $-157.4K
Current Ratio: 3.30x
Debt/Equity: 0.00x
EPS: $0.01
AI Rating: SELL with 75% confidence
Collab Z Inc. (CLBZ) receives a SELL rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $483.2K, net profit margin of 19.6%, and return on equity (ROE) of 4.7%, Collab Z Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete CLBZ stock analysis for 2026.

Is Collab Z Inc. (CLBZ) a Good Investment?

Claude

While Collab Z demonstrates impressive revenue growth (184.4% YoY) and strong profitability margins (84% gross, 19.6% net), the company faces critical cash flow deterioration with negative operating cash flow of -157.4K despite reported net income of 94.7K, indicating potential accounting quality concerns. The dramatic YoY decline in net income (-110.8%) and diluted EPS (-109.5%) despite revenue acceleration suggests operational stress and potential one-time gains masking underlying business challenges.

ChatGPT

Collab Z shows strong top-line growth, high gross margins, and a clean balance sheet with solid liquidity, which indicates a fundamentally stable small-cap real estate business. However, the quality of earnings is weakened by negative operating cash flow and very small absolute scale, so the current profitability is not yet strong enough to support a more aggressive rating. The reported YoY net income change is also hard to interpret cleanly, suggesting caution around trend quality despite the latest period being profitable.

Why Buy Collab Z Inc. Stock? CLBZ Key Strengths

Claude
  • + Exceptional revenue growth of 184.4% year-over-year demonstrates strong market demand
  • + Healthy gross margin of 84% indicates strong pricing power and cost efficiency
  • + Strong liquidity position with current ratio of 3.30x and 250.9K cash reserves
  • + Zero debt provides financial flexibility and eliminates refinancing risk
ChatGPT
  • + Revenue grew 184.4% YoY, indicating strong recent business momentum
  • + High gross margin of 84.0% and positive operating margin of 17.4% show attractive unit economics
  • + Balance sheet is conservatively positioned with no long-term debt, 3.30x current ratio, and $2.00M of equity against $526.29K of liabilities

CLBZ Stock Risks: Collab Z Inc. Investment Risks

Claude
  • ! Significant cash flow divergence: negative operating cash flow of -157.4K contradicts positive net income, raising earnings quality concerns
  • ! Sharp net income decline of 110.8% YoY despite revenue growth suggests operational deterioration or unsustainable gains in prior period
  • ! Negative free cash flow of -157.4K (-32.6% margin) indicates the business is burning cash despite profitability claims
  • ! Low ROE (4.7%) and ROA (3.6%) demonstrate poor capital efficiency despite reported profitability
  • ! Absence of insider buying activity in last 90 days may signal lack of management confidence
ChatGPT
  • ! Operating cash flow was negative $157.39K, which raises concern about earnings quality and cash conversion
  • ! Business remains very small at $483.24K in revenue, making results potentially volatile and less resilient
  • ! ROE of 4.7% and ROA of 3.6% are positive but still modest, suggesting limited efficiency in generating returns from capital and assets

Key Metrics to Watch

Claude
  • * Operating cash flow trend - critical to validate earnings quality and sustainability
  • * Net income sustainability and the composition of current period profits
  • * Cash runway given negative FCF and current cash balance
  • * Revenue growth sustainability and gross margin stability
ChatGPT
  • * Operating cash flow trend versus net income
  • * Revenue growth sustainability with operating margin stability

Collab Z Inc. (CLBZ) Financial Metrics & Key Ratios

Revenue
$483.2K
Net Income
$94.7K
EPS (Diluted)
$0.01
Free Cash Flow
$-157.4K
Total Assets
$2.6M
Cash Position
$250.9K

💡 AI Analyst Insight

Strong liquidity with a 3.30x current ratio provides a solid financial cushion.

CLBZ Profit Margin, ROE & Profitability Analysis

Gross Margin 84.0%
Operating Margin 17.4%
Net Margin 19.6%
ROE 4.7%
ROA 3.6%
FCF Margin -32.6%

CLBZ vs Real Estate Sector: How Collab Z Inc. Compares

How Collab Z Inc. compares to Real Estate sector averages

Net Margin
CLBZ 19.6%
vs
Sector Avg 20.0%
CLBZ Sector
ROE
CLBZ 4.7%
vs
Sector Avg 8.0%
CLBZ Sector
Current Ratio
CLBZ 3.3x
vs
Sector Avg 1.5x
CLBZ Sector
Debt/Equity
CLBZ 0.0x
vs
Sector Avg 1.5x
CLBZ Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Collab Z Inc. Stock Overvalued? CLBZ Valuation Analysis 2026

Based on fundamental analysis, Collab Z Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
4.7%
Sector avg: 8%
Net Profit Margin
19.6%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Collab Z Inc. Balance Sheet: CLBZ Debt, Cash & Liquidity

Current Ratio
3.30x
Quick Ratio
3.30x
Debt/Equity
0.00x
Debt/Assets
19.9%
Interest Coverage
N/A
Long-term Debt
N/A

CLBZ Revenue & Earnings Growth: 5-Year Financial Trend

CLBZ 5-year financial data: Year 2025: Revenue $690.0K, Net Income $950.4K, EPS $0.21.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Collab Z Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.21 reflects profitable operations.

CLBZ Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-32.6%
Free cash flow / Revenue

CLBZ Quarterly Earnings & Performance

Quarterly financial performance data for Collab Z Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $99.6K $94.7K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Collab Z Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$157.4K
Cash generated from operations
Dividends
None
No dividend program

CLBZ SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Collab Z Inc. (CIK: 0002050338)

📋 Recent SEC Filings

Date Form Document Action
Feb 27, 2026 S-1 ea0276629-s1_collab.htm View →
Feb 13, 2026 10-Q ea0274269-10q_collab.htm View →
Jan 23, 2026 8-K ea0273795-8k_collab.htm View →
Dec 23, 2025 10-K ea0269791-10k_collab.htm View →
Oct 20, 2025 S-1/A ea0261742-s1a3_collab.htm View →

Frequently Asked Questions about CLBZ

What is the AI rating for CLBZ?

Collab Z Inc. (CLBZ) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CLBZ's key strengths?

Claude: Exceptional revenue growth of 184.4% year-over-year demonstrates strong market demand. Healthy gross margin of 84% indicates strong pricing power and cost efficiency. ChatGPT: Revenue grew 184.4% YoY, indicating strong recent business momentum. High gross margin of 84.0% and positive operating margin of 17.4% show attractive unit economics.

What are the risks of investing in CLBZ?

Claude: Significant cash flow divergence: negative operating cash flow of -157.4K contradicts positive net income, raising earnings quality concerns. Sharp net income decline of 110.8% YoY despite revenue growth suggests operational deterioration or unsustainable gains in prior period. ChatGPT: Operating cash flow was negative $157.39K, which raises concern about earnings quality and cash conversion. Business remains very small at $483.24K in revenue, making results potentially volatile and less resilient.

What is CLBZ's revenue and growth?

Collab Z Inc. reported revenue of $483.2K.

Does CLBZ pay dividends?

Collab Z Inc. does not currently pay dividends.

Where can I find CLBZ SEC filings?

Official SEC filings for Collab Z Inc. (CIK: 0002050338) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CLBZ's EPS?

Collab Z Inc. has a diluted EPS of $0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CLBZ a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Collab Z Inc. has a SELL rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CLBZ stock overvalued or undervalued?

Valuation metrics for CLBZ: ROE of 4.7% (sector avg: 8%), net margin of 19.6% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy CLBZ stock in 2026?

Our dual AI analysis gives Collab Z Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CLBZ's free cash flow?

Collab Z Inc.'s operating cash flow is $-157.4K, with capital expenditures of N/A. FCF margin is -32.6%.

How does CLBZ compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 19.6% (avg: 20%), ROE 4.7% (avg: 8%), current ratio 3.30 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI