📊 BRT Key Takeaways
Is BRT Apartments Corp. (BRT) a Good Investment?
BRT Apartments is experiencing significant operational challenges with negative net income (-$11.9M) and operating margins (-12.9%), indicating the company is burning cash at the operating level despite positive operating cash flow. The heavily leveraged capital structure (3.52x debt-to-equity) combined with deteriorating profitability creates substantial financial stress, though modest revenue growth (+1.5%) and positive free cash flow provide limited cushion.
BRT Apartments Corp.'s fundamentals are weak overall: revenue growth is modest, but profitability remains negative with worsening EPS and net income. The balance sheet is highly leveraged, which limits financial flexibility, although the company still generates positive operating cash flow that provides some support.
Why Buy BRT Apartments Corp. Stock? BRT Key Strengths
- Positive free cash flow of $14.1M with 14.5% FCF margin provides near-term liquidity buffer
- Modest revenue growth of 1.5% YoY shows stable rental demand despite profitability challenges
- Operating cash flow of $14.1M exceeds net income loss, indicating non-cash charges are significant portion of losses
- Positive operating cash flow and free cash flow generation despite net losses
- Slight year-over-year revenue growth indicates underlying property income stability
- Asset base remains sizable relative to equity, supporting ongoing operations
BRT Stock Risks: BRT Apartments Corp. Investment Risks
- Negative net income and operating margins indicate the business is unprofitable at core operational level
- Excessive leverage with 3.52x debt-to-equity ratio and $623.1M long-term debt against only $177.2M equity creates default risk
- Deteriorating earnings with net income down 5.2% YoY and diluted EPS declining 21.2% YoY signals worsening operational trends
- Limited cash reserves of only $25.1M relative to debt obligations and negative earnings
- Negative operating and net margins show weak earnings quality and poor profitability
- High leverage, with debt-to-equity of 3.52x and long-term debt of $623.09M, increases refinancing and balance sheet risk
- Returns on equity and assets are negative, indicating inefficient capital deployment and pressure on shareholder value
Key Metrics to Watch
- Operating cash flow sustainability and trend toward positive operating income
- Debt refinancing needs and interest coverage stabilization
- Occupancy rates and rental rate trends in apartment portfolio
- Capital expenditure requirements and maintenance needs for aging properties
- Improvement in net income and operating margin
- Debt reduction and operating cash flow coverage of financing obligations
BRT Apartments Corp. (BRT) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
BRT Profit Margin, ROE & Profitability Analysis
BRT vs Real Estate Sector: How BRT Apartments Corp. Compares
How BRT Apartments Corp. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is BRT Apartments Corp. Stock Overvalued? BRT Valuation Analysis 2026
Based on fundamental analysis, BRT Apartments Corp. shows some fundamental concerns relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
BRT Apartments Corp. Balance Sheet: BRT Debt, Cash & Liquidity
BRT Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: BRT Apartments Corp.'s revenue has grown significantly by 203% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.52 indicates the company is currently unprofitable.
BRT Revenue Growth, EPS Growth & YoY Performance
BRT Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $24.4M | -$2.2M | $-0.12 |
| Q2 2025 | $23.9M | -$2.3M | $-0.13 |
| Q1 2025 | $23.4M | -$2.4M | $-0.12 |
| Q3 2024 | $23.9M | -$1.5M | $-0.08 |
| Q2 2024 | $23.3M | -$2.3M | $-0.13 |
| Q1 2024 | $22.9M | -$3.2M | $-0.17 |
| Q3 2023 | $21.7M | -$1.5M | $-0.08 |
| Q2 2023 | $14.7M | $7.1M | $0.37 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
BRT Apartments Corp. Dividends, Buybacks & Capital Allocation
BRT SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for BRT Apartments Corp. (CIK: 0000014846)
📋 Recent SEC Filings
❓ Frequently Asked Questions about BRT
What is the AI rating for BRT?
BRT Apartments Corp. (BRT) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are BRT's key strengths?
Claude: Positive free cash flow of $14.1M with 14.5% FCF margin provides near-term liquidity buffer. Modest revenue growth of 1.5% YoY shows stable rental demand despite profitability challenges. ChatGPT: Positive operating cash flow and free cash flow generation despite net losses. Slight year-over-year revenue growth indicates underlying property income stability.
What are the risks of investing in BRT?
Claude: Negative net income and operating margins indicate the business is unprofitable at core operational level. Excessive leverage with 3.52x debt-to-equity ratio and $623.1M long-term debt against only $177.2M equity creates default risk. ChatGPT: Negative operating and net margins show weak earnings quality and poor profitability. High leverage, with debt-to-equity of 3.52x and long-term debt of $623.09M, increases refinancing and balance sheet risk.
What is BRT's revenue and growth?
BRT Apartments Corp. reported revenue of $97.0M.
Does BRT pay dividends?
BRT Apartments Corp. pays dividends, with $18.9M distributed to shareholders in the trailing twelve months.
Where can I find BRT SEC filings?
Official SEC filings for BRT Apartments Corp. (CIK: 0000014846) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is BRT's EPS?
BRT Apartments Corp. has a diluted EPS of $-0.63.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is BRT a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, BRT Apartments Corp. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is BRT stock overvalued or undervalued?
Valuation metrics for BRT: ROE of -6.7% (sector avg: 8%), net margin of -12.3% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy BRT stock in 2026?
Our dual AI analysis gives BRT Apartments Corp. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is BRT's free cash flow?
BRT Apartments Corp.'s operating cash flow is $14.1M, with capital expenditures of N/A. FCF margin is 14.5%.
How does BRT compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin -12.3% (avg: 20%), ROE -6.7% (avg: 8%), current ratio N/A (avg: 1.5).
Is BRT Apartments Corp. carrying too much debt?
BRT has a debt-to-equity ratio of 3.52x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.