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Buckle Inc. (BKE) Stock Fundamental Analysis & AI Rating 2026

BKE NYSE Retail-Family Clothing Stores NE CIK: 0000885245
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-11-01
Combined AI Rating
BUY
76% Confidence
AGREEMENT
BUY
72% Conf
HOLD
80% Conf

📊 BKE Key Takeaways

Revenue: $898.7M
Net Margin: 14.3%
Free Cash Flow: $104.4M
Current Ratio: 2.21x
Debt/Equity: 0.00x
EPS: $2.55
AI Rating: BUY with 72% confidence
Buckle Inc. (BKE) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $898.7M, net profit margin of 14.3%, and return on equity (ROE) of 25.2%, Buckle Inc. demonstrates strong fundamentals in the Consumer sector. Below is our complete BKE stock analysis for 2026.

Is Buckle Inc. (BKE) a Good Investment?

Claude

Buckle Inc demonstrates solid fundamental strength with healthy profitability metrics (14.3% net margin, 25.2% ROE) and excellent balance sheet positioning (2.21x current ratio, zero debt). However, concerning revenue and earnings declines (-3.4% YoY and -11.1% YoY respectively) suggest operational headwinds that warrant monitoring before a stronger conviction rating.

ChatGPT

Buckle shows strong core fundamentals with high gross, operating, and net margins, solid free cash flow generation, and a debt-free balance sheet backed by substantial cash. However, the business is currently facing negative top-line and earnings growth, which suggests the company is financially resilient but not demonstrating strong operating momentum. The fundamental profile supports stability, but weakening sales and profit trends limit conviction for a more aggressive rating.

Why Buy Buckle Inc. Stock? BKE Key Strengths

Claude
  • + Strong balance sheet with $316.2M cash, zero long-term debt, and debt/equity ratio of 0.00x providing financial flexibility
  • + Exceptional profitability with 47.4% gross margin and 17.9% operating margin demonstrating pricing power and operational efficiency
  • + Robust cash generation with $104.4M free cash flow (11.6% FCF margin) supporting dividends and buybacks
  • + Superior returns on capital with 25.2% ROE and 12.0% ROA indicating efficient capital deployment
ChatGPT
  • + High profitability with 47.4% gross margin, 17.9% operating margin, and 14.3% net margin
  • + Strong balance sheet with $316.15M in cash, no long-term debt, and solid liquidity ratios
  • + Healthy cash generation with $104.36M in free cash flow and an 11.6% FCF margin

BKE Stock Risks: Buckle Inc. Investment Risks

Claude
  • ! Declining revenue (-3.4% YoY) and net income (-11.1% YoY) signal market share loss or consumer demand weakness in family clothing retail
  • ! Family clothing retail sector faces structural headwinds from e-commerce competition and changing consumer preferences
  • ! Net income decline (-11.1%) significantly outpaces revenue decline (-3.4%), indicating margin compression and rising cost pressures
ChatGPT
  • ! Revenue declined 3.4% year over year, indicating soft demand or merchandising pressure
  • ! Net income and diluted EPS fell over 11%, showing operating deleverage and weaker earnings momentum
  • ! Retail apparel fundamentals can deteriorate quickly if inventory, traffic, or consumer spending weakens further

Key Metrics to Watch

Claude
  • * Quarterly revenue trends to assess if decline is stabilizing or accelerating
  • * Gross margin trajectory to determine if pricing power is being eroded
  • * Same-store sales growth and comparable store sales metrics
  • * Free cash flow sustainability and capital allocation decisions
ChatGPT
  • * Year-over-year revenue growth and comparable sales trend
  • * Operating margin and free cash flow consistency

Buckle Inc. (BKE) Financial Metrics & Key Ratios

Revenue
$898.7M
Net Income
$128.9M
EPS (Diluted)
$2.55
Free Cash Flow
$104.4M
Total Assets
$1.1B
Cash Position
$316.2M

💡 AI Analyst Insight

Strong liquidity with a 2.21x current ratio provides a solid financial cushion.

BKE Profit Margin, ROE & Profitability Analysis

Gross Margin 47.4%
Operating Margin 17.9%
Net Margin 14.3%
ROE 25.2%
ROA 12.0%
FCF Margin 11.6%

BKE vs Consumer Sector: How Buckle Inc. Compares

How Buckle Inc. compares to Consumer sector averages

Net Margin
BKE 14.3%
vs
Sector Avg 8.0%
BKE Sector
ROE
BKE 25.2%
vs
Sector Avg 18.0%
BKE Sector
Current Ratio
BKE 2.2x
vs
Sector Avg 1.5x
BKE Sector
Debt/Equity
BKE 0.0x
vs
Sector Avg 0.8x
BKE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Buckle Inc. Stock Overvalued? BKE Valuation Analysis 2026

Based on fundamental analysis, Buckle Inc. appears fundamentally strong relative to the Consumer sector in 2026.

Return on Equity
25.2%
Sector avg: 18%
Net Profit Margin
14.3%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Buckle Inc. Balance Sheet: BKE Debt, Cash & Liquidity

Current Ratio
2.21x
Quick Ratio
1.53x
Debt/Equity
0.00x
Debt/Assets
52.6%
Interest Coverage
N/A
Long-term Debt
N/A

BKE Revenue & Earnings Growth: 5-Year Financial Trend

BKE 5-year financial data: Year 2021: Revenue $1.3B, Net Income $104.4M, EPS $2.14. Year 2022: Revenue $1.3B, Net Income $130.1M, EPS $2.66. Year 2023: Revenue $1.3B, Net Income $254.8M, EPS $5.16. Year 2024: Revenue $1.3B, Net Income $254.6M, EPS $5.13. Year 2025: Revenue $1.3B, Net Income $219.9M, EPS $4.40.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Buckle Inc.'s revenue has shown modest growth of 0% over the 5-year period. The most recent EPS of $4.40 reflects profitable operations.

BKE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.6%
Free cash flow / Revenue

BKE Quarterly Earnings & Performance

Quarterly financial performance data for Buckle Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $293.6M $44.2M $0.88
Q2 2025 $282.4M $39.3M $0.78
Q1 2025 $262.5M $34.8M $0.69
Q3 2024 $293.6M $44.2M $0.88
Q2 2024 $282.4M $39.3M $0.78
Q1 2024 $262.5M $34.8M $0.69
Q3 2023 $303.5M $51.8M $1.04
Q2 2023 $292.4M $45.6M $0.92

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Buckle Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$138.9M
Cash generated from operations
Capital Expenditures
$34.5M
Investment in assets
Dividends Paid
$53.7M
Returned to shareholders

BKE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Buckle Inc. (CIK: 0000885245)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 4 xslF345X06/wk-form4_1776172836.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776171689.xml View →
Apr 9, 2026 8-K bke-20260409.htm View →
Apr 1, 2026 10-K bke-20260131.htm View →
Mar 24, 2026 8-K bke-20260324.htm View →

Frequently Asked Questions about BKE

What is the AI rating for BKE?

Buckle Inc. (BKE) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BKE's key strengths?

Claude: Strong balance sheet with $316.2M cash, zero long-term debt, and debt/equity ratio of 0.00x providing financial flexibility. Exceptional profitability with 47.4% gross margin and 17.9% operating margin demonstrating pricing power and operational efficiency. ChatGPT: High profitability with 47.4% gross margin, 17.9% operating margin, and 14.3% net margin. Strong balance sheet with $316.15M in cash, no long-term debt, and solid liquidity ratios.

What are the risks of investing in BKE?

Claude: Declining revenue (-3.4% YoY) and net income (-11.1% YoY) signal market share loss or consumer demand weakness in family clothing retail. Family clothing retail sector faces structural headwinds from e-commerce competition and changing consumer preferences. ChatGPT: Revenue declined 3.4% year over year, indicating soft demand or merchandising pressure. Net income and diluted EPS fell over 11%, showing operating deleverage and weaker earnings momentum.

What is BKE's revenue and growth?

Buckle Inc. reported revenue of $898.7M.

Does BKE pay dividends?

Buckle Inc. pays dividends, with $53.7M distributed to shareholders in the trailing twelve months.

Where can I find BKE SEC filings?

Official SEC filings for Buckle Inc. (CIK: 0000885245) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BKE's EPS?

Buckle Inc. has a diluted EPS of $2.55.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BKE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Buckle Inc. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is BKE stock overvalued or undervalued?

Valuation metrics for BKE: ROE of 25.2% (sector avg: 18%), net margin of 14.3% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy BKE stock in 2026?

Our dual AI analysis gives Buckle Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is BKE's free cash flow?

Buckle Inc.'s operating cash flow is $138.9M, with capital expenditures of $34.5M. FCF margin is 11.6%.

How does BKE compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 14.3% (avg: 8%), ROE 25.2% (avg: 18%), current ratio 2.21 (avg: 1.5).

Why is BKE's return on equity (ROE) so high?

Buckle Inc. has a return on equity of 25.2%, significantly above the Consumer sector average of 18%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 14.3% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-11-01 | Powered by Claude AI