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Abercrombie & Fitch Co /DE/ (ANF) Stock Fundamental Analysis & AI Rating 2026

ANF NYSE Retail-Family Clothing Stores OH CIK: 0001018840
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-11-01
Combined AI Rating
BUY
75% Confidence
STRONG AGREEMENT
BUY
72% Conf
BUY
78% Conf

📊 ANF Key Takeaways

Revenue: $3.6B
Net Margin: 9.3%
Free Cash Flow: $127.8M
Current Ratio: 1.38x
Debt/Equity: 0.00x
EPS: $6.83
AI Rating: BUY with 72% confidence
Abercrombie & Fitch Co /DE/ (ANF) receives a BUY rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.6B, net profit margin of 9.3%, and return on equity (ROE) of 25.4%, Abercrombie & Fitch Co /DE/ demonstrates strong fundamentals in the Consumer sector. Below is our complete ANF stock analysis for 2026.

Is Abercrombie & Fitch Co /DE/ (ANF) a Good Investment?

Claude

Abercrombie & Fitch demonstrates exceptional profitability with strong margins (61.2% gross, 12.9% operating) and excellent returns on equity (25.4%) and assets (9.6%), supported by zero long-term debt and substantial operating cash flow. The massive revenue growth of 17,664% YoY suggests either a significant accounting change, acquisition, or data anomaly that warrants investigation, though underlying operational metrics remain solid. Liquidity is adequate with $605.8M cash and a 1.38x current ratio, though free cash flow conversion (3.6% margin) is modest relative to operating cash flow, indicating capital-intensive operations.

ChatGPT

Abercrombie & Fitch shows strong underlying fundamentals, with high gross margins, double-digit operating margins, solid returns on equity and assets, and a debt-free balance sheet supported by substantial cash. Profitability remains robust despite slightly lower net income year over year, suggesting resilient core operations. The main caveat is growth quality: the reported revenue surge appears distorted, while free cash flow conversion is modest relative to earnings.

Why Buy Abercrombie & Fitch Co /DE/ Stock? ANF Key Strengths

Claude
  • + Zero long-term debt with strong debt/equity ratio of 0.00x provides financial flexibility
  • + Exceptional profitability metrics with 61.2% gross margin and 9.3% net margin demonstrate pricing power
  • + Outstanding returns on equity (25.4%) and assets (9.6%) indicate efficient capital deployment
  • + Strong operating cash flow of $313M provides self-funding capability
  • + Substantial cash position of $605.8M relative to $3.5B total assets
  • + High interest coverage ratio of 42.2x shows no debt service pressure
ChatGPT
  • + Strong profitability profile with 61.2% gross margin, 12.9% operating margin, and 9.3% net margin
  • + Healthy balance sheet with $605.78M in cash and no long-term debt
  • + Strong capital efficiency, reflected in 25.4% ROE and 9.6% ROA

ANF Stock Risks: Abercrombie & Fitch Co /DE/ Investment Risks

Claude
  • ! Extraordinary 17,664% revenue growth is highly suspicious and suggests potential data error, acquisition, or one-time event requiring clarification
  • ! Quick ratio of 0.76x indicates potential working capital constraints and liquidity concerns
  • ! Free cash flow margin of only 3.6% is concerning despite $313M operating cash flow, suggesting heavy capital requirements
  • ! Net income declined 1.4% YoY despite massive revenue growth, indicating margin compression or one-time charges
  • ! 27 Form 4 insider filings in 90 days requires monitoring for potential insider sales patterns
  • ! Retail sector exposure to consumer discretionary spending creates macro sensitivity
ChatGPT
  • ! Revenue growth quality is unclear because the reported +17664.2% YoY increase is likely distorted or non-recurring
  • ! Net income declined 1.4% YoY, which may indicate margin pressure or normalization after a strong prior period
  • ! Free cash flow margin of 3.6% is relatively modest versus accounting profitability, limiting cash conversion quality

Key Metrics to Watch

Claude
  • * Revenue sustainability and normalization to understand the 17,664% growth driver
  • * Free cash flow conversion rate relative to operating cash flow
  • * Working capital management and quick ratio improvement
  • * Gross and operating margin trends to confirm they are not contracting
  • * Capital expenditure efficiency and asset turnover
  • * Insider trading activity patterns and net share count changes
ChatGPT
  • * Sustainable year-over-year revenue growth excluding data anomalies
  • * Free cash flow conversion relative to net income and operating cash flow

Abercrombie & Fitch Co /DE/ (ANF) Financial Metrics & Key Ratios

Revenue
$3.6B
Net Income
$334.8M
EPS (Diluted)
$6.83
Free Cash Flow
$127.8M
Total Assets
$3.5B
Cash Position
$605.8M

💡 AI Analyst Insight

The relatively thin 3.6% FCF margin may limit capital allocation flexibility.

ANF Profit Margin, ROE & Profitability Analysis

Gross Margin 61.2%
Operating Margin 12.9%
Net Margin 9.3%
ROE 25.4%
ROA 9.6%
FCF Margin 3.6%

ANF vs Consumer Sector: How Abercrombie & Fitch Co /DE/ Compares

How Abercrombie & Fitch Co /DE/ compares to Consumer sector averages

Net Margin
ANF 9.3%
vs
Sector Avg 8.0%
ANF Sector
ROE
ANF 25.4%
vs
Sector Avg 18.0%
ANF Sector
Current Ratio
ANF 1.4x
vs
Sector Avg 1.5x
ANF Sector
Debt/Equity
ANF 0.0x
vs
Sector Avg 0.8x
ANF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Abercrombie & Fitch Co /DE/ Stock Overvalued? ANF Valuation Analysis 2026

Based on fundamental analysis, Abercrombie & Fitch Co /DE/ appears fundamentally strong relative to the Consumer sector in 2026.

Return on Equity
25.4%
Sector avg: 18%
Net Profit Margin
9.3%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Abercrombie & Fitch Co /DE/ Balance Sheet: ANF Debt, Cash & Liquidity

Current Ratio
1.38x
Quick Ratio
0.76x
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
42.23x
Long-term Debt
$0.0

ANF Revenue & Earnings Growth: 5-Year Financial Trend

ANF 5-year financial data: Year 2021: Revenue $3.7B, Net Income $39.4M, EPS $0.60. Year 2022: Revenue $3.7B, Net Income N/A, EPS $-1.82. Year 2023: Revenue $4.3B, Net Income $263.0M, EPS $4.20. Year 2024: Revenue $4.9B, Net Income $2.8M, EPS $0.05. Year 2025: Revenue $5.3B, Net Income $328.1M, EPS $6.22.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Abercrombie & Fitch Co /DE/'s revenue has grown significantly by 42% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.22 reflects profitable operations.

ANF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.6%
Free cash flow / Revenue

ANF Quarterly Earnings & Performance

Quarterly financial performance data for Abercrombie & Fitch Co /DE/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2B $113.0M $2.36
Q2 2025 $1.1B $133.2M $2.50
Q1 2025 $1.0B $80.4M $1.59
Q3 2024 $1.1B $96.2M $1.83
Q2 2024 $935.3M $56.9M $1.10
Q1 2024 $836.0M $16.6M $0.32
Q3 2023 $880.1M -$2.2M $-0.04
Q2 2023 $805.1M -$16.8M $-0.33

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Abercrombie & Fitch Co /DE/ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$313.0M
Cash generated from operations
Stock Buybacks
$351.2M
Shares repurchased (TTM)
Capital Expenditures
$185.2M
Investment in assets
Dividends
None
No dividend program

ANF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Abercrombie & Fitch Co /DE/ (CIK: 0001018840)

📋 Recent SEC Filings

Date Form Document Action
Mar 30, 2026 4 xslF345X06/doc4.xml View →
Mar 30, 2026 4 xslF345X06/doc4.xml View →
Mar 30, 2026 4 xslF345X06/doc4.xml View →
Mar 30, 2026 4 xslF345X06/doc4.xml View →
Mar 30, 2026 4 xslF345X06/doc4.xml View →

Frequently Asked Questions about ANF

What is the AI rating for ANF?

Abercrombie & Fitch Co /DE/ (ANF) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ANF's key strengths?

Claude: Zero long-term debt with strong debt/equity ratio of 0.00x provides financial flexibility. Exceptional profitability metrics with 61.2% gross margin and 9.3% net margin demonstrate pricing power. ChatGPT: Strong profitability profile with 61.2% gross margin, 12.9% operating margin, and 9.3% net margin. Healthy balance sheet with $605.78M in cash and no long-term debt.

What are the risks of investing in ANF?

Claude: Extraordinary 17,664% revenue growth is highly suspicious and suggests potential data error, acquisition, or one-time event requiring clarification. Quick ratio of 0.76x indicates potential working capital constraints and liquidity concerns. ChatGPT: Revenue growth quality is unclear because the reported +17664.2% YoY increase is likely distorted or non-recurring. Net income declined 1.4% YoY, which may indicate margin pressure or normalization after a strong prior period.

What is ANF's revenue and growth?

Abercrombie & Fitch Co /DE/ reported revenue of $3.6B.

Does ANF pay dividends?

Abercrombie & Fitch Co /DE/ does not currently pay dividends.

Where can I find ANF SEC filings?

Official SEC filings for Abercrombie & Fitch Co /DE/ (CIK: 0001018840) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ANF's EPS?

Abercrombie & Fitch Co /DE/ has a diluted EPS of $6.83.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ANF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Abercrombie & Fitch Co /DE/ has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ANF stock overvalued or undervalued?

Valuation metrics for ANF: ROE of 25.4% (sector avg: 18%), net margin of 9.3% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy ANF stock in 2026?

Our dual AI analysis gives Abercrombie & Fitch Co /DE/ a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ANF's free cash flow?

Abercrombie & Fitch Co /DE/'s operating cash flow is $313.0M, with capital expenditures of $185.2M. FCF margin is 3.6%.

How does ANF compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 9.3% (avg: 8%), ROE 25.4% (avg: 18%), current ratio 1.38 (avg: 1.5).

Why is ANF's return on equity (ROE) so high?

Abercrombie & Fitch Co /DE/ has a return on equity of 25.4%, significantly above the Consumer sector average of 18%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 9.3% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-11-01 | Powered by Claude AI