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BOISE CASCADE Co (BCC) Stock Fundamental Analysis & AI Rating 2026

BCC NYSE Wholesale-Lumber & Other Construction Materials ID CIK: 0001328581
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
72% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
82% Conf

📊 BCC Key Takeaways

Revenue: $6.4B
Net Margin: 2.1%
Free Cash Flow: $12.7M
Current Ratio: 3.36x
Debt/Equity: 0.21x
EPS: $3.53
AI Rating: HOLD with 62% confidence
BOISE CASCADE Co (BCC) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $6.4B, net profit margin of 2.1%, and return on equity (ROE) of 6.4%, BOISE CASCADE Co demonstrates mixed fundamentals in the Materials sector. Below is our complete BCC stock analysis for 2026.

Is BOISE CASCADE Co (BCC) a Good Investment?

Claude

BCC exhibits solid financial stability with strong liquidity and low leverage, but faces significant operational headwinds including declining revenue (-4.8% YoY) and a steep net income contraction (-64.7% YoY). The deteriorating profitability trend, extremely thin net margin (2.1%), and minimal free cash flow generation (0.2% margin) suggest cyclical weakness in the lumber/construction materials sector that warrants cautious monitoring before accumulation.

ChatGPT

Boise Cascade's fundamentals show a sharp earnings reset, with net income and EPS down more than 60% year over year and free cash flow nearly breakeven despite positive operating cash flow. At the same time, the balance sheet remains strong, supported by high liquidity, low leverage, and very strong interest coverage, which gives the company resilience through a weaker housing and building-products cycle.

Why Buy BOISE CASCADE Co Stock? BCC Key Strengths

Claude
  • + Strong liquidity position with 3.36x current ratio and substantial cash reserves ($477.2M)
  • + Conservative capital structure with low debt-to-equity ratio (0.21x) and excellent interest coverage (30.2x)
  • + Positive operating cash flow generation ($254.1M) demonstrates underlying operational viability despite profitability challenges
ChatGPT
  • + Strong balance sheet with low debt-to-equity of 0.21x and cash of $477.21M
  • + Healthy liquidity profile with 3.36x current ratio and 1.74x quick ratio
  • + Strong debt-servicing capacity with interest coverage of 30.2x

BCC Stock Risks: BOISE CASCADE Co Investment Risks

Claude
  • ! Revenue declining 4.8% YoY with net income collapsing 64.7%, indicating severe cyclical downturn in demand or margin compression
  • ! Critically thin profitability margins (2.1% net margin, 2.9% operating margin) leave minimal buffer for further deterioration
  • ! Free cash flow near zero (0.2% FCF margin) despite positive operating cash flow, with capex nearly consuming all operating cash generation, limiting flexibility
ChatGPT
  • ! Profitability has deteriorated materially, with net income down 64.7% year over year
  • ! Margins are thin, with 2.9% operating margin and 2.1% net margin leaving limited cushion
  • ! Free cash flow is weak at $12.72M due to heavy capital spending relative to operating cash flow

Key Metrics to Watch

Claude
  • * Quarterly revenue trends and gross margin recovery as construction sector demand stabilizes
  • * Operating margin expansion - ability to restore margins from current depressed 2.9% level
  • * Free cash flow sustainability and the company's capital allocation decisions given constrained conversion of operating cash to free cash
ChatGPT
  • * Operating margin and net income trend
  • * Free cash flow generation relative to capital expenditures

BOISE CASCADE Co (BCC) Financial Metrics & Key Ratios

Revenue
$6.4B
Net Income
$132.8M
EPS (Diluted)
$3.53
Free Cash Flow
$12.7M
Total Assets
$3.2B
Cash Position
$477.2M

💡 AI Analyst Insight

The relatively thin 0.2% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.36x current ratio provides a solid financial cushion.

BCC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 2.9%
Net Margin 2.1%
ROE 6.4%
ROA 4.1%
FCF Margin 0.2%

BCC vs Materials Sector: How BOISE CASCADE Co Compares

How BOISE CASCADE Co compares to Materials sector averages

Net Margin
BCC 2.1%
vs
Sector Avg 10.0%
BCC Sector
ROE
BCC 6.4%
vs
Sector Avg 14.0%
BCC Sector
Current Ratio
BCC 3.4x
vs
Sector Avg 1.6x
BCC Sector
Debt/Equity
BCC 0.2x
vs
Sector Avg 0.6x
BCC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is BOISE CASCADE Co Stock Overvalued? BCC Valuation Analysis 2026

Based on fundamental analysis, BOISE CASCADE Co has mixed fundamental signals relative to the Materials sector in 2026.

Return on Equity
6.4%
Sector avg: 14%
Net Profit Margin
2.1%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.21x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

BOISE CASCADE Co Balance Sheet: BCC Debt, Cash & Liquidity

Current Ratio
3.36x
Quick Ratio
1.74x
Debt/Equity
0.21x
Debt/Assets
0.0%
Interest Coverage
30.20x
Long-term Debt
$445.4M

BCC Revenue & Earnings Growth: 5-Year Financial Trend

BCC 5-year financial data: Year 2021: Revenue $7.9B, Net Income N/A, EPS $2.06. Year 2022: Revenue $8.4B, Net Income N/A, EPS $4.44. Year 2023: Revenue $8.4B, Net Income N/A, EPS $17.97. Year 2024: Revenue $8.4B, Net Income $857.7M, EPS $21.56. Year 2025: Revenue $6.8B, Net Income $483.7M, EPS $12.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BOISE CASCADE Co's revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $12.12 reflects profitable operations.

BCC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.2%
Free cash flow / Revenue

BCC Quarterly Earnings & Performance

Quarterly financial performance data for BOISE CASCADE Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.7B $21.8M $0.58
Q2 2025 $1.7B $40.3M $1.64
Q1 2025 $1.5B $40.3M $1.06
Q3 2024 $1.7B $91.0M $2.33
Q2 2024 $1.8B $96.7M $2.84
Q1 2024 $1.5B $96.7M $2.43
Q3 2023 $1.8B N/A $3.58
Q2 2023 $1.8B N/A $3.67

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BOISE CASCADE Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$254.1M
Cash generated from operations
Stock Buybacks
$183.1M
Shares repurchased (TTM)
Capital Expenditures
$241.4M
Investment in assets
Dividends Paid
$34.6M
Returned to shareholders

BCC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for BOISE CASCADE Co (CIK: 0001328581)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 DEF 14A tm261354-1_def14a.htm View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577590.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577507.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577403.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772577284.xml View →

Frequently Asked Questions about BCC

What is the AI rating for BCC?

BOISE CASCADE Co (BCC) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BCC's key strengths?

Claude: Strong liquidity position with 3.36x current ratio and substantial cash reserves ($477.2M). Conservative capital structure with low debt-to-equity ratio (0.21x) and excellent interest coverage (30.2x). ChatGPT: Strong balance sheet with low debt-to-equity of 0.21x and cash of $477.21M. Healthy liquidity profile with 3.36x current ratio and 1.74x quick ratio.

What are the risks of investing in BCC?

Claude: Revenue declining 4.8% YoY with net income collapsing 64.7%, indicating severe cyclical downturn in demand or margin compression. Critically thin profitability margins (2.1% net margin, 2.9% operating margin) leave minimal buffer for further deterioration. ChatGPT: Profitability has deteriorated materially, with net income down 64.7% year over year. Margins are thin, with 2.9% operating margin and 2.1% net margin leaving limited cushion.

What is BCC's revenue and growth?

BOISE CASCADE Co reported revenue of $6.4B.

Does BCC pay dividends?

BOISE CASCADE Co pays dividends, with $34.6M distributed to shareholders in the trailing twelve months.

Where can I find BCC SEC filings?

Official SEC filings for BOISE CASCADE Co (CIK: 0001328581) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BCC's EPS?

BOISE CASCADE Co has a diluted EPS of $3.53.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BCC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, BOISE CASCADE Co has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BCC stock overvalued or undervalued?

Valuation metrics for BCC: ROE of 6.4% (sector avg: 14%), net margin of 2.1% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy BCC stock in 2026?

Our dual AI analysis gives BOISE CASCADE Co a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BCC's free cash flow?

BOISE CASCADE Co's operating cash flow is $254.1M, with capital expenditures of $241.4M. FCF margin is 0.2%.

How does BCC compare to other Materials stocks?

Vs Materials sector averages: Net margin 2.1% (avg: 10%), ROE 6.4% (avg: 14%), current ratio 3.36 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI