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ChargePoint Holdings, Inc. (CHPT) Stock Fundamental Analysis & AI Rating 2026

CHPT NYSE Miscellaneous Transportation Equipment CIK: 0001777393
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-10-31
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
92% Conf

📊 CHPT Key Takeaways

Revenue: $301.9M
Net Margin: -58.2%
Free Cash Flow: $-65.0M
Current Ratio: 1.59x
Debt/Equity: 8.38x
EPS: $-7.57
AI Rating: STRONG SELL with 92% confidence
ChargePoint Holdings, Inc. (CHPT) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $301.9M, net profit margin of -58.2%, and return on equity (ROE) of -458.0%, ChargePoint Holdings, Inc. demonstrates mixed fundamentals in the Industrial sector. Below is our complete CHPT stock analysis for 2026.

Is ChargePoint Holdings, Inc. (CHPT) a Good Investment?

Claude

ChargePoint exhibits severe financial deterioration with negative operating cash flow of -$61.6M and free cash flow of -$65M, indicating the company is burning cash at an unsustainable rate despite $180.5M in reserves. The combination of a -52.1% operating margin, -58.2% net margin, and declining revenue (-17.7% YoY) demonstrates fundamental business model challenges with insufficient gross margins (30.2%) to cover operating expenses. With 8.38x debt-to-equity leverage and negative interest coverage of -7.4x, the company faces severe liquidity stress and will require significant operational turnaround or additional capital raises to survive.

ChatGPT

ChargePoint's fundamentals are weak: revenue declined 17.7% year over year while operating and net margins remained deeply negative, indicating the business is not yet demonstrating operating leverage. The balance sheet is stretched, with very low equity, high debt relative to equity, negative interest coverage, and continued free cash flow burn, which raises material concerns about financial flexibility if profitability does not improve soon.

Why Buy ChargePoint Holdings, Inc. Stock? CHPT Key Strengths

Claude
  • + Positive gross margin of 30.2% indicates core products maintain pricing power and basic unit economics work
  • + Current ratio of 1.59x provides near-term liquidity cushion relative to current liabilities
  • + Cash balance of $180.5M provides runway for operations and strategic pivots in near term
ChatGPT
  • + Gross margin of 30.2% suggests the core offering still retains some underlying unit economics potential
  • + Current ratio of 1.59x and $180.51M in cash provide some near-term liquidity support
  • + Capital expenditure is relatively low, which limits additional cash demands from fixed investment

CHPT Stock Risks: ChargePoint Holdings, Inc. Investment Risks

Claude
  • ! Operating cash burn of -$61.6M and free cash flow of -$65M is unsustainable; company will deplete cash reserves in ~2.8 years at current burn rate
  • ! Negative operating margin of -52.1% and net margin of -58.2% indicate business cannot generate profits at current scale; revenue decline of -17.7% YoY worsens fixed cost absorption
  • ! Extremely high debt-to-equity ratio of 8.38x with negative interest coverage (-7.4x) creates imminent refinancing risk and default probability if operations don't improve dramatically
  • ! Negative ROE of -458% and ROA of -20.7% demonstrate value destruction for shareholders and asset inefficiency
ChatGPT
  • ! Revenue contraction indicates weakening demand or competitive pressure, reducing confidence in growth quality
  • ! Operating margin of -52.1% and net margin of -58.2% show the company remains far from sustainable profitability
  • ! Debt-to-equity of 8.38x, negative interest coverage, and only $38.38M of equity create elevated balance-sheet and refinancing risk

Key Metrics to Watch

Claude
  • * Operating cash flow trend - any improvement from -$61.6M would indicate operational stabilization
  • * Gross margin sustainability - 30.2% must be maintained while achieving operating leverage
  • * Revenue trajectory - reversal of -17.7% YoY decline is critical to absorption of fixed costs
  • * Cash burn rate and runway - path to cash flow breakeven is essential for survival
  • * Debt refinancing ability - ability to restructure or refinance $321.8M long-term debt without distressed terms
ChatGPT
  • * Year-over-year revenue growth and subscription/service mix stability
  • * Free cash flow burn and quarterly improvement in operating margin

ChargePoint Holdings, Inc. (CHPT) Financial Metrics & Key Ratios

Revenue
$301.9M
Net Income
$-175.8M
EPS (Diluted)
$-7.57
Free Cash Flow
$-65.0M
Total Assets
$848.0M
Cash Position
$180.5M

💡 AI Analyst Insight

ChargePoint Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CHPT Profit Margin, ROE & Profitability Analysis

Gross Margin 30.2%
Operating Margin -52.1%
Net Margin -58.2%
ROE -458.0%
ROA -20.7%
FCF Margin -21.5%

CHPT vs Industrial Sector: How ChargePoint Holdings, Inc. Compares

How ChargePoint Holdings, Inc. compares to Industrial sector averages

Net Margin
CHPT -58.2%
vs
Sector Avg 10.0%
CHPT Sector
ROE
CHPT -458.0%
vs
Sector Avg 15.0%
CHPT Sector
Current Ratio
CHPT 1.6x
vs
Sector Avg 1.8x
CHPT Sector
Debt/Equity
CHPT 8.4x
vs
Sector Avg 0.7x
CHPT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is ChargePoint Holdings, Inc. Stock Overvalued? CHPT Valuation Analysis 2026

Based on fundamental analysis, ChargePoint Holdings, Inc. shows some fundamental concerns relative to the Industrial sector in 2026.

Return on Equity
-458.0%
Sector avg: 15%
Net Profit Margin
-58.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
8.38x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

ChargePoint Holdings, Inc. Balance Sheet: CHPT Debt, Cash & Liquidity

Current Ratio
1.59x
Quick Ratio
0.93x
Debt/Equity
8.38x
Debt/Assets
95.5%
Interest Coverage
-7.36x
Long-term Debt
$321.8M

CHPT Revenue & Earnings Growth: 5-Year Financial Trend

CHPT 5-year financial data: Year 2022: Revenue $241.0M, Net Income -$134.3M, EPS $-15.10. Year 2023: Revenue $468.1M, Net Income -$197.0M, EPS $-18.14. Year 2024: Revenue $506.6M, Net Income -$132.2M, EPS $-1.49. Year 2025: Revenue $506.6M, Net Income -$345.1M, EPS $-1.02. Year 2026: Revenue $506.6M, Net Income -$457.6M, EPS $-24.37.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: ChargePoint Holdings, Inc.'s revenue has grown significantly by 110% over the 5-year period, indicating strong business expansion. The most recent EPS of $-24.37 indicates the company is currently unprofitable.

CHPT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-21.5%
Free cash flow / Revenue

CHPT Quarterly Earnings & Performance

Quarterly financial performance data for ChargePoint Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $99.6M -$52.5M $-2.23
Q2 2026 $98.6M -$57.1M $-2.85
Q1 2026 $97.6M -$57.1M $-0.12
Q3 2025 $99.6M -$68.9M $-0.18
Q2 2025 $108.5M -$68.9M $-0.16
Q1 2025 $107.0M -$71.8M $-0.17
Q3 2024 $110.3M -$79.4M $-0.25
Q2 2024 $108.3M -$79.4M $-0.28

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ChargePoint Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$61.6M
Cash generated from operations
Capital Expenditures
$3.4M
Investment in assets
Dividends
None
No dividend program

CHPT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for ChargePoint Holdings, Inc. (CIK: 0001777393)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/wk-form4_1776120670.xml View →
Apr 2, 2026 10-K chpt-20260131.htm View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774312503.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774312471.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774312457.xml View →

Frequently Asked Questions about CHPT

What is the AI rating for CHPT?

ChargePoint Holdings, Inc. (CHPT) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHPT's key strengths?

Claude: Positive gross margin of 30.2% indicates core products maintain pricing power and basic unit economics work. Current ratio of 1.59x provides near-term liquidity cushion relative to current liabilities. ChatGPT: Gross margin of 30.2% suggests the core offering still retains some underlying unit economics potential. Current ratio of 1.59x and $180.51M in cash provide some near-term liquidity support.

What are the risks of investing in CHPT?

Claude: Operating cash burn of -$61.6M and free cash flow of -$65M is unsustainable; company will deplete cash reserves in ~2.8 years at current burn rate. Negative operating margin of -52.1% and net margin of -58.2% indicate business cannot generate profits at current scale; revenue decline of -17.7% YoY worsens fixed cost absorption. ChatGPT: Revenue contraction indicates weakening demand or competitive pressure, reducing confidence in growth quality. Operating margin of -52.1% and net margin of -58.2% show the company remains far from sustainable profitability.

What is CHPT's revenue and growth?

ChargePoint Holdings, Inc. reported revenue of $301.9M.

Does CHPT pay dividends?

ChargePoint Holdings, Inc. does not currently pay dividends.

Where can I find CHPT SEC filings?

Official SEC filings for ChargePoint Holdings, Inc. (CIK: 0001777393) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHPT's EPS?

ChargePoint Holdings, Inc. has a diluted EPS of $-7.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CHPT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, ChargePoint Holdings, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CHPT stock overvalued or undervalued?

Valuation metrics for CHPT: ROE of -458.0% (sector avg: 15%), net margin of -58.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CHPT stock in 2026?

Our dual AI analysis gives ChargePoint Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CHPT's free cash flow?

ChargePoint Holdings, Inc.'s operating cash flow is $-61.6M, with capital expenditures of $3.4M. FCF margin is -21.5%.

How does CHPT compare to other Industrial stocks?

Vs Industrial sector averages: Net margin -58.2% (avg: 10%), ROE -458.0% (avg: 15%), current ratio 1.59 (avg: 1.8).

Is ChargePoint Holdings, Inc. carrying too much debt?

CHPT has a debt-to-equity ratio of 8.38x, which is above the Industrial sector average of 0.7x. However, the current ratio of 1.59 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-10-31 | Powered by Claude AI