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Capstone Holding Corp. (CAPS) Fundamental Analysis & AI Grade 2026

CAPS Nasdaq Wholesale-Lumber & Other Construction Materials DE CIK: 0000887151
Updated This Month • Analysis: May 23, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
90% Confidence
STRONG AGREEMENT
D
92% Conf
D
89% Conf

📊 CAPS Key Takeaways

Revenue: $12.6M
Net Margin: -15.2%
Free Cash Flow: $-2.8M
Current Ratio: 0.95x
Debt/Equity: 1.17x
EPS: $-1.45
AI Grade: D with 92% confidence
Capstone Holding Corp. (CAPS) receives a D fundamental grade with 90% confidence from our AI analysis based on SEC 10-K filings. With revenue of $12.6M, net profit margin of -15.2%, and return on equity (ROE) of -17.1%, Capstone Holding Corp. demonstrates mixed fundamentals in the Materials sector. Below is our complete CAPS stock analysis for 2026.

Is Capstone Holding Corp. (CAPS) a Good Investment?

Claude

Capstone operates at a structural loss with -15.2% net margins and negative operating cash flow of -$2.8M, indicating the business cannot sustain itself operationally. With only $419K in cash, a current ratio of 0.95x, and $13.2M in long-term debt against $11.2M equity, the company faces a critical liquidity crisis and solvency risk.

ChatGPT

Capstone Holding Corp.'s fundamentals are weak: revenue is declining, operating and net margins are deeply negative, and the business is burning cash. Liquidity is tight with a sub-1.0 current ratio, a very low quick ratio, and minimal cash, which raises execution and refinancing risk. While leverage is not extreme and gross margin is respectable, current profitability and cash flow quality are too poor to support a constructive fundamental view.

Capstone Holding Corp. Key Strengths (CAPS)

Claude
  • + Positive revenue growth of 4.5% YoY indicates market demand exists
  • + Gross margin of 23.5% demonstrates core product economics are viable
  • + Some insider activity noted (3 Form 4 filings), suggesting monitoring by management
ChatGPT
  • + Gross margin of 22.4% indicates the core product mix retains some pricing power
  • + Debt-to-equity of 0.43x suggests leverage is not excessive relative to equity
  • + Net loss improved year over year, showing some earnings stabilization

CAPS Stock Risks: Capstone Holding Corp. Investment Risks

Claude
  • ! Operating losses of -$1.5M on only $12.6M revenue; business is fundamentally unprofitable
  • ! Critical liquidity crisis: current ratio 0.95x, quick ratio 0.29x, and severely depleted cash reserves of $419K
  • ! Negative operating cash flow of -$2.8M indicates the company is burning cash operationally and cannot fund operations sustainably
  • ! High leverage with debt-to-equity of 1.17x and $13.2M debt against $11.2M equity creates solvency concerns
  • ! Negative ROE (-17.1%) and ROA (-3.6%) show value destruction for shareholders and inefficient asset utilization
ChatGPT
  • ! Negative operating margin of -7.1% and net margin of -12.9% show the business is not operating sustainably
  • ! Operating cash flow and free cash flow of -$3.99M indicate ongoing cash burn
  • ! Current ratio of 0.95x, quick ratio of 0.35x, and cash of only $730K point to meaningful near-term liquidity pressure

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must turn positive or insolvency risk escalates
  • * Cash position and runway - company must demonstrate ability to raise capital or achieve profitability within quarters
  • * Debt refinancing risks - ability to service or restructure $13.2M long-term debt with negative cash generation
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Current ratio, quick ratio, and cash balance

Capstone Holding Corp. (CAPS) Financial Metrics & Key Ratios

Revenue
$12.6M
Net Income
$-1.9M
EPS (Diluted)
$-1.45
Free Cash Flow
$-2.8M
Total Assets
$53.8M
Cash Position
$419.0K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAPS Profit Margin, ROE & Profitability Analysis

Gross Margin 23.5%
Operating Margin -11.8%
Net Margin -15.2%
ROE -17.1%
ROA -3.6%
FCF Margin -22.3%

CAPS vs Materials Sector: How Capstone Holding Corp. Compares

How Capstone Holding Corp. compares to Materials sector averages

Net Margin
CAPS -15.2%
vs
Sector Avg 10.0%
CAPS Sector
ROE
CAPS -17.1%
vs
Sector Avg 14.0%
CAPS Sector
Current Ratio
CAPS 0.9x
vs
Sector Avg 1.6x
CAPS Sector
Debt/Equity
CAPS 1.2x
vs
Sector Avg 0.6x
CAPS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Capstone Holding Corp. Stock Overvalued? CAPS Valuation Analysis 2026

Based on fundamental analysis, Capstone Holding Corp. shows some fundamental concerns relative to the Materials sector in 2026.

Return on Equity
-17.1%
Sector avg: 14%
Net Profit Margin
-15.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.17x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Capstone Holding Corp. Balance Sheet: CAPS Debt, Cash & Liquidity

Current Ratio
0.95x
Quick Ratio
0.29x
Debt/Equity
1.17x
Debt/Assets
79.1%
Interest Coverage
N/A
Long-term Debt
$13.2M

CAPS Revenue & Earnings Growth: 5-Year Financial Trend

CAPS 5-year financial data: Year 2024: Revenue $48.6M, Net Income -$3.8M, EPS $-36.39.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Capstone Holding Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-36.39 indicates the company is currently unprofitable.

CAPS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-22.3%
Free cash flow / Revenue

CAPS Quarterly Earnings & Performance

Quarterly financial performance data for Capstone Holding Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $12.6M $34.0K $-0.35
Q2 2025 $13.2M -$381.0K $-0.13
Q1 2025 $8.2M -$1.1M $-0.47

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Capstone Holding Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$2.8M
Cash generated from operations
Stock Buybacks
$1.0M
Shares repurchased (TTM)
Capital Expenditures
$29.0K
Investment in assets
Dividends
None
No dividend program

CAPS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Capstone Holding Corp. (CIK: 0000887151)

📋 Recent SEC Filings

Date Form Document Action
May 20, 2026 10-Q caps20260331_10q.htm View →
May 7, 2026 DEF 14A caps20260428_def14a.htm View →
May 6, 2026 8-K caps20260505_8k.htm View →
Apr 17, 2026 10-K/A ea0286033-10ka1_capstone.htm View →
Apr 17, 2026 10-K/A caps20251231_10ka.htm View →

Frequently Asked Questions about CAPS

What is the AI rating for CAPS?

Capstone Holding Corp. (CAPS) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAPS's key strengths?

Claude: Positive revenue growth of 4.5% YoY indicates market demand exists. Gross margin of 23.5% demonstrates core product economics are viable. ChatGPT: Gross margin of 22.4% indicates the core product mix retains some pricing power. Debt-to-equity of 0.43x suggests leverage is not excessive relative to equity.

What are the risks of investing in CAPS?

Claude: Operating losses of -$1.5M on only $12.6M revenue; business is fundamentally unprofitable. Critical liquidity crisis: current ratio 0.95x, quick ratio 0.29x, and severely depleted cash reserves of $419K. ChatGPT: Negative operating margin of -7.1% and net margin of -12.9% show the business is not operating sustainably. Operating cash flow and free cash flow of -$3.99M indicate ongoing cash burn.

What is CAPS's revenue and growth?

Capstone Holding Corp. reported revenue of $12.6M.

Does CAPS pay dividends?

Capstone Holding Corp. does not currently pay dividends.

Where can I find CAPS SEC filings?

Official SEC filings for Capstone Holding Corp. (CIK: 0000887151) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAPS's EPS?

Capstone Holding Corp. has a diluted EPS of $-1.45.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is CAPS's fundamental grade?

Based on our AI fundamental analysis in June 2026, Capstone Holding Corp. has a D grade with 90% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is CAPS stock overvalued or undervalued?

Valuation metrics for CAPS: ROE of -17.1% (sector avg: 14%), net margin of -15.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is CAPS's AI grade for 2026?

Our dual AI analysis gives Capstone Holding Corp. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CAPS's free cash flow?

Capstone Holding Corp.'s operating cash flow is $-2.8M, with capital expenditures of $29.0K. FCF margin is -22.3%.

How does CAPS compare to other Materials stocks?

Vs Materials sector averages: Net margin -15.2% (avg: 10%), ROE -17.1% (avg: 14%), current ratio 0.95 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 23, 2026 | Data as of: 2026-03-31 | Powered by Claude AI