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American Homes 4 Rent (AMH-PG) Stock Fundamental Analysis & AI Rating 2026

AMH-PG NYSE Real Estate Investment Trusts MD CIK: 0001562401
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
67% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
72% Conf

📊 AMH-PG Key Takeaways

Revenue: $1.2B
Net Margin: 37.1%
Free Cash Flow: $-1.1B
Current Ratio: N/A
Debt/Equity: 0.72x
EPS: $1.18
AI Rating: HOLD with 62% confidence
American Homes 4 Rent (AMH-PG) receives a HOLD rating with 67% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.2B, net profit margin of 37.1%, and return on equity (ROE) of 6.2%, American Homes 4 Rent demonstrates mixed fundamentals in the Real Estate sector. Below is our complete AMH-PG stock analysis for 2026.

Is American Homes 4 Rent (AMH-PG) a Good Investment?

Claude

American Homes 4 Rent demonstrates solid operational performance with 3.5% revenue growth and a healthy 37.1% net margin, supported by strong operating cash flow of $864.3M. However, the company faces concerning capital efficiency issues with negative free cash flow of -$1.1B due to heavy capital expenditures of $2.0B, and declining net income (-14.5% YoY) despite revenue growth suggests operational headwinds.

ChatGPT

American Homes 4 Rent shows solid underlying operating fundamentals for a residential REIT, with steady revenue growth, strong net margins, and substantial operating cash generation. Balance sheet leverage appears manageable relative to equity, but declining net income and deeply negative free cash flow driven by heavy capital spending temper the quality of current growth and keep the fundamental outlook balanced rather than clearly bullish.

Why Buy American Homes 4 Rent Stock? AMH-PG Key Strengths

Claude
  • + Strong net profit margin of 37.1% indicating effective cost management
  • + Robust operating cash flow of $864.3M supporting dividend and capital deployment capacity
  • + Conservative leverage with 0.72x debt-to-equity ratio providing balance sheet flexibility
  • + Consistent revenue growth of 3.5% YoY in competitive real estate market
ChatGPT
  • + Stable revenue growth supported by a large asset base and recurring rental income
  • + Strong profitability profile with 37.1% net margin and positive returns on assets and equity
  • + Manageable leverage at 0.72x debt-to-equity with significant equity cushion

AMH-PG Stock Risks: American Homes 4 Rent Investment Risks

Claude
  • ! Negative free cash flow of -$1.1B raises concerns about capital intensity and sustainability of current capex levels
  • ! Net income declining 14.5% YoY despite revenue growth signals operational margin compression or one-time charges
  • ! Low ROE of 6.2% and ROA of 3.3% indicate suboptimal returns on invested capital relative to REIT peers
  • ! Significant long-term debt of $5.1B requires ongoing refinancing risk management in changing rate environment
ChatGPT
  • ! Net income declined 14.5% year over year, signaling earnings pressure
  • ! Free cash flow is deeply negative due to very high capital expenditures relative to operating cash flow
  • ! Cash balance is modest compared with long-term debt, reducing near-term financial flexibility

Key Metrics to Watch

Claude
  • * Free cash flow trends and capital expenditure efficiency going forward
  • * Net income recovery and underlying margin drivers
  • * Operating cash flow sustainability and payout ratios
  • * Debt refinancing activity and interest coverage evolution
ChatGPT
  • * Operating cash flow relative to capital expenditures
  • * Net income trend and debt growth versus equity

American Homes 4 Rent (AMH-PG) Financial Metrics & Key Ratios

Revenue
$1.2B
Net Income
$439.0M
EPS (Diluted)
$1.18
Free Cash Flow
$-1.1B
Total Assets
$13.2B
Cash Position
$108.5M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

AMH-PG Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin 37.1%
ROE 6.2%
ROA 3.3%
FCF Margin -97.0%

AMH-PG vs Real Estate Sector: How American Homes 4 Rent Compares

How American Homes 4 Rent compares to Real Estate sector averages

Net Margin
AMH-PG 37.1%
vs
Sector Avg 20.0%
AMH-PG Sector
ROE
AMH-PG 6.2%
vs
Sector Avg 8.0%
AMH-PG Sector
Current Ratio
AMH-PG 0.0x
vs
Sector Avg 1.5x
AMH-PG Sector
Debt/Equity
AMH-PG 0.7x
vs
Sector Avg 1.5x
AMH-PG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is American Homes 4 Rent Stock Overvalued? AMH-PG Valuation Analysis 2026

Based on fundamental analysis, American Homes 4 Rent appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
6.2%
Sector avg: 8%
Net Profit Margin
37.1%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.72x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

American Homes 4 Rent Balance Sheet: AMH-PG Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.72x
Debt/Assets
41.8%
Interest Coverage
N/A
Long-term Debt
$5.1B

AMH-PG Revenue & Earnings Growth: 5-Year Financial Trend

AMH-PG 5-year financial data: Year 2018: Revenue $1.1B, Net Income N/A, EPS N/A. Year 2019: Revenue $1.1B, Net Income N/A, EPS N/A. Year 2020: Revenue $1.2B, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: American Homes 4 Rent's revenue has grown significantly by 10% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.01 reflects profitable operations.

AMH-PG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-97.0%
Free cash flow / Revenue

AMH-PG Quarterly Earnings & Performance

Quarterly financial performance data for American Homes 4 Rent including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2020 $298.3M $22.6M $0.07
Q2 2020 $281.9M $15.4M $0.05
Q1 2020 $279.2M $16.3M $0.05
Q3 2019 $280.1M $5.8M $0.02
Q2 2019 $264.5M -$9.3M $-0.03
Q1 2019 $258.0M $5.8M $0.02
Q3 2018 $246.8M -$141.0K $0.00
Q2 2018 $237.0M -$186.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

American Homes 4 Rent Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$864.3M
Cash generated from operations
Capital Expenditures
$2.0B
Investment in assets
Dividends Paid
$446.3M
Returned to shareholders

AMH-PG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for American Homes 4 Rent (CIK: 0001562401)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 DEF 14A amh-20260327.htm View →
Mar 24, 2026 4 xslF345X06/wk-form4_1774382551.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773099204.xml View →
Mar 4, 2026 4 xslF345X05/wk-form4_1772661425.xml View →
Feb 27, 2026 4 xslF345X05/wk-form4_1772228084.xml View →

Frequently Asked Questions about AMH-PG

What is the AI rating for AMH-PG?

American Homes 4 Rent (AMH-PG) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 67% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AMH-PG's key strengths?

Claude: Strong net profit margin of 37.1% indicating effective cost management. Robust operating cash flow of $864.3M supporting dividend and capital deployment capacity. ChatGPT: Stable revenue growth supported by a large asset base and recurring rental income. Strong profitability profile with 37.1% net margin and positive returns on assets and equity.

What are the risks of investing in AMH-PG?

Claude: Negative free cash flow of -$1.1B raises concerns about capital intensity and sustainability of current capex levels. Net income declining 14.5% YoY despite revenue growth signals operational margin compression or one-time charges. ChatGPT: Net income declined 14.5% year over year, signaling earnings pressure. Free cash flow is deeply negative due to very high capital expenditures relative to operating cash flow.

What is AMH-PG's revenue and growth?

American Homes 4 Rent reported revenue of $1.2B.

Does AMH-PG pay dividends?

American Homes 4 Rent pays dividends, with $446.3M distributed to shareholders in the trailing twelve months.

Where can I find AMH-PG SEC filings?

Official SEC filings for American Homes 4 Rent (CIK: 0001562401) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AMH-PG's EPS?

American Homes 4 Rent has a diluted EPS of $1.18.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AMH-PG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, American Homes 4 Rent has a HOLD rating with 67% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AMH-PG stock overvalued or undervalued?

Valuation metrics for AMH-PG: ROE of 6.2% (sector avg: 8%), net margin of 37.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy AMH-PG stock in 2026?

Our dual AI analysis gives American Homes 4 Rent a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is AMH-PG's free cash flow?

American Homes 4 Rent's operating cash flow is $864.3M, with capital expenditures of $2.0B. FCF margin is -97.0%.

How does AMH-PG compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 37.1% (avg: 20%), ROE 6.2% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI