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Agree Realty Corp. (ADC-PA) Stock Fundamental Analysis & AI Rating 2026

ADC-PA NYSE Real Estate Investment Trusts DE CIK: 0000917251
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
71% Confidence
AGREEMENT
HOLD
65% Conf
BUY
77% Conf

📊 ADC-PA Key Takeaways

Revenue: $718.4M
Net Margin: 28.4%
Free Cash Flow: $-370.4M
Current Ratio: N/A
Debt/Equity: 0.53x
EPS: $1.77
AI Rating: HOLD with 65% confidence
Agree Realty Corp. (ADC-PA) receives a BUY rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $718.4M, net profit margin of 28.4%, and return on equity (ROE) of 3.3%, Agree Realty Corp. demonstrates strong fundamentals in the Real Estate sector. Below is our complete ADC-PA stock analysis for 2026.

Is Agree Realty Corp. (ADC-PA) a Good Investment?

Claude

Agree Realty demonstrates solid operational profitability with a 47.4% operating margin and strong interest coverage of 13.9x, indicating healthy debt servicing capability. However, negative free cash flow of -$370.4M coupled with capital expenditures exceeding operating cash flow by $370.4M raises concerns about capital intensity and cash generation sustainability despite healthy net income.

ChatGPT

Agree Realty shows solid core fundamentals for a REIT, with strong operating profitability, healthy net margins, and robust interest coverage supporting debt service capacity. Balance sheet leverage appears manageable, but growth quality is mixed because revenue was flat and free cash flow was deeply negative due to heavy capital deployment. Overall, the company looks financially sound with dependable operating cash generation, though continued external growth must translate into stronger per-share results.

Why Buy Agree Realty Corp. Stock? ADC-PA Key Strengths

Claude
  • + Strong operating margin of 47.4% demonstrates efficient operational management
  • + Robust interest coverage ratio of 13.9x indicates strong ability to service debt obligations
  • + Moderate leverage with debt-to-equity of 0.53x provides financial flexibility
  • + Solid net income growth of 3.8% YoY despite flat revenue growth shows operational leverage
ChatGPT
  • + Strong operating margin of 47.4% and net margin of 28.4%
  • + Manageable leverage with 0.53x debt-to-equity and strong 13.9x interest coverage
  • + Healthy operating cash flow generation of $504.14M supports REIT operations and financing flexibility

ADC-PA Stock Risks: Agree Realty Corp. Investment Risks

Claude
  • ! Severe negative free cash flow of -$370.4M indicates capital expenditures significantly exceed operating cash flow, raising sustainability concerns
  • ! Low liquidity with only $16.3M in cash against $3.3B long-term debt creates refinancing risk
  • ! Poor return on equity of 3.3% and return on assets of 2.1% suggest inefficient capital deployment
  • ! Revenue flatness (0.0% YoY) combined with heavy capex spending indicates potential margin pressure ahead
ChatGPT
  • ! Revenue was flat year over year, indicating limited top-line momentum
  • ! Free cash flow was negative at -$370.36M due to high capital expenditure, increasing reliance on capital markets or balance sheet capacity
  • ! EPS declined despite net income growth, suggesting dilution or weaker per-share growth quality

Key Metrics to Watch

Claude
  • * Operating cash flow trends and ability to cover capital expenditures organically
  • * Debt service coverage ratio and refinancing activities
  • * Revenue growth acceleration and property portfolio performance
  • * Capital expenditure levels and ROA improvement trajectory
ChatGPT
  • * AFFO or FFO per share growth versus net income growth
  • * Capital expenditure and acquisition spending relative to operating cash flow

Agree Realty Corp. (ADC-PA) Financial Metrics & Key Ratios

Revenue
$718.4M
Net Income
$204.3M
EPS (Diluted)
$1.77
Free Cash Flow
$-370.4M
Total Assets
$9.8B
Cash Position
$16.3M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

ADC-PA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 47.4%
Net Margin 28.4%
ROE 3.3%
ROA 2.1%
FCF Margin -51.6%

ADC-PA vs Real Estate Sector: How Agree Realty Corp. Compares

How Agree Realty Corp. compares to Real Estate sector averages

Net Margin
ADC-PA 28.4%
vs
Sector Avg 20.0%
ADC-PA Sector
ROE
ADC-PA 3.3%
vs
Sector Avg 8.0%
ADC-PA Sector
Current Ratio
ADC-PA 0.0x
vs
Sector Avg 1.5x
ADC-PA Sector
Debt/Equity
ADC-PA 0.5x
vs
Sector Avg 1.5x
ADC-PA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Agree Realty Corp. Stock Overvalued? ADC-PA Valuation Analysis 2026

Based on fundamental analysis, Agree Realty Corp. appears fundamentally strong relative to the Real Estate sector in 2026.

Return on Equity
3.3%
Sector avg: 8%
Net Profit Margin
28.4%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.53x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Agree Realty Corp. Balance Sheet: ADC-PA Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.53x
Debt/Assets
36.0%
Interest Coverage
13.92x
Long-term Debt
$3.3B

ADC-PA Revenue & Earnings Growth: 5-Year Financial Trend

ADC-PA 5-year financial data: Year 2021: Revenue $339.1M, Net Income $80.1M, EPS $1.93. Year 2022: Revenue $429.6M, Net Income $91.4M, EPS $1.74. Year 2023: Revenue $537.4M, Net Income $122.3M, EPS $1.78. Year 2024: Revenue $616.8M, Net Income $152.4M, EPS $1.83. Year 2025: Revenue $718.2M, Net Income $170.0M, EPS $1.70.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Agree Realty Corp.'s revenue has grown significantly by 112% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.70 reflects profitable operations.

ADC-PA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-51.6%
Free cash flow / Revenue

ADC-PA Quarterly Earnings & Performance

Quarterly financial performance data for Agree Realty Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $154.3M $44.4M $0.42
Q2 2025 $152.4M $49.2M $0.43
Q1 2025 $149.4M $44.9M $0.42
Q3 2024 $136.8M $41.5M $0.41
Q2 2024 $129.9M $40.9M $0.42
Q1 2024 $126.6M $41.6M $0.43
Q3 2023 $110.0M $39.4M $0.41
Q2 2023 $104.8M $36.0M $0.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Agree Realty Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$504.1M
Cash generated from operations
Stock Buybacks
$3.7M
Shares repurchased (TTM)
Capital Expenditures
$874.5M
Investment in assets
Dividends Paid
$340.7M
Returned to shareholders

ADC-PA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Agree Realty Corp. (CIK: 0000917251)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 4 xslF345X06/wk-form4_1775248176.xml View →
Apr 2, 2026 DEF 14A adc-20260402.htm View →
Apr 2, 2026 8-K adc-20260402.htm View →
Feb 26, 2026 8-K adc-20260226.htm View →
Feb 25, 2026 4 xslF345X05/wk-form4_1772054434.xml View →

Frequently Asked Questions about ADC-PA

What is the AI rating for ADC-PA?

Agree Realty Corp. (ADC-PA) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ADC-PA's key strengths?

Claude: Strong operating margin of 47.4% demonstrates efficient operational management. Robust interest coverage ratio of 13.9x indicates strong ability to service debt obligations. ChatGPT: Strong operating margin of 47.4% and net margin of 28.4%. Manageable leverage with 0.53x debt-to-equity and strong 13.9x interest coverage.

What are the risks of investing in ADC-PA?

Claude: Severe negative free cash flow of -$370.4M indicates capital expenditures significantly exceed operating cash flow, raising sustainability concerns. Low liquidity with only $16.3M in cash against $3.3B long-term debt creates refinancing risk. ChatGPT: Revenue was flat year over year, indicating limited top-line momentum. Free cash flow was negative at -$370.36M due to high capital expenditure, increasing reliance on capital markets or balance sheet capacity.

What is ADC-PA's revenue and growth?

Agree Realty Corp. reported revenue of $718.4M.

Does ADC-PA pay dividends?

Agree Realty Corp. pays dividends, with $340.7M distributed to shareholders in the trailing twelve months.

Where can I find ADC-PA SEC filings?

Official SEC filings for Agree Realty Corp. (CIK: 0000917251) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ADC-PA's EPS?

Agree Realty Corp. has a diluted EPS of $1.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ADC-PA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Agree Realty Corp. has a BUY rating with 71% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ADC-PA stock overvalued or undervalued?

Valuation metrics for ADC-PA: ROE of 3.3% (sector avg: 8%), net margin of 28.4% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy ADC-PA stock in 2026?

Our dual AI analysis gives Agree Realty Corp. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ADC-PA's free cash flow?

Agree Realty Corp.'s operating cash flow is $504.1M, with capital expenditures of $874.5M. FCF margin is -51.6%.

How does ADC-PA compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 28.4% (avg: 20%), ROE 3.3% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI