📊 VIRC Key Takeaways
Is Virco Mfg Corporation (VIRC) a Good Investment?
Virco is experiencing severe operational deterioration with 25% revenue contraction and 88% net income decline, while critically generating negative operating cash flow despite positive accounting earnings—indicating fundamental business challenges beyond cyclical weakness. Although the balance sheet remains fortress-like with minimal leverage and adequate liquidity, the company's near-zero profitability (1.3% net margin) and capital inefficiency (2.4% ROE) signal structural problems in the core furniture business that require significant operational recovery.
Why Buy Virco Mfg Corporation Stock? VIRC Key Strengths
- Fortress balance sheet with minimal leverage (0.04x Debt/Equity)
- Excellent liquidity position (3.09x current ratio, 1.31x quick ratio)
- Ample cash reserves ($14.4M) and low debt ($3.9M) provide financial flexibility
- Strong interest coverage (12.2x) indicates sustainable debt servicing
VIRC Stock Risks: Virco Mfg Corporation Investment Risks
- Severe revenue contraction of 25% YoY indicates significant demand destruction
- Net income collapsed 88% YoY—profitability model is broken
- Operating cash flow negative at -$841K despite positive net income—earnings quality and working capital concerns
- Free cash flow severely negative at -$6.7M; company is burning capital
- Collapsing margins (operating 1.8%, net 1.3%) with ROE/ROA near zero reflect poor capital utilization
- Cyclical furniture sector exposure during potential economic softness
Key Metrics to Watch
- Operating cash flow trend—must return to positive to confirm business viability
- Revenue stabilization and YoY growth acceleration—verify demand recovery in furniture segment
- Gross margin maintenance—watch for further pressure from pricing or cost structure
Virco Mfg Corporation (VIRC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.09x current ratio provides a solid financial cushion.
VIRC Profit Margin, ROE & Profitability Analysis
VIRC vs Market Sector: How Virco Mfg Corporation Compares
How Virco Mfg Corporation compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Virco Mfg Corporation Stock Overvalued? VIRC Valuation Analysis 2026
Based on fundamental analysis, Virco Mfg Corporation has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Virco Mfg Corporation Balance Sheet: VIRC Debt, Cash & Liquidity
VIRC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Virco Mfg Corporation's revenue has grown significantly by 44% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.32 reflects profitable operations.
VIRC Revenue Growth, EPS Growth & YoY Performance
VIRC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $47.6M | -$1.3M | $-0.08 |
| Q2 2026 | $92.1M | $10.2M | $0.65 |
| Q1 2026 | $33.8M | $732.0K | $0.05 |
| Q3 2025 | $82.6M | $8.4M | $0.52 |
| Q2 2025 | $107.3M | $14.1M | $0.87 |
| Q1 2025 | $34.9M | -$1.4M | $-0.09 |
| Q3 2024 | $77.4M | $7.9M | $0.48 |
| Q2 2024 | $82.8M | $4.6M | $0.29 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Virco Mfg Corporation Dividends, Buybacks & Capital Allocation
VIRC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Virco Mfg Corporation (CIK: 0000751365)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 15, 2026 | 4 | xslF345X06/wk-form4_1776288860.xml | View → |
| Apr 15, 2026 | 4 | xslF345X06/wk-form4_1776279813.xml | View → |
| Apr 14, 2026 | 4 | xslF345X06/wk-form4_1776193057.xml | View → |
| Apr 13, 2026 | 4 | xslF345X06/wk-form4_1776112180.xml | View → |
| Apr 13, 2026 | 4 | xslF345X06/wk-form4_1776112135.xml | View → |
❓ Frequently Asked Questions about VIRC
What is the AI rating for VIRC?
Virco Mfg Corporation (VIRC) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VIRC's key strengths?
Claude: Fortress balance sheet with minimal leverage (0.04x Debt/Equity). Excellent liquidity position (3.09x current ratio, 1.31x quick ratio).
What are the risks of investing in VIRC?
Claude: Severe revenue contraction of 25% YoY indicates significant demand destruction. Net income collapsed 88% YoY—profitability model is broken.
What is VIRC's revenue and growth?
Virco Mfg Corporation reported revenue of $199.7M.
Does VIRC pay dividends?
Virco Mfg Corporation pays dividends, with $1.6M distributed to shareholders in the trailing twelve months.
Where can I find VIRC SEC filings?
Official SEC filings for Virco Mfg Corporation (CIK: 0000751365) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VIRC's EPS?
Virco Mfg Corporation has a diluted EPS of $0.16.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VIRC a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Virco Mfg Corporation has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VIRC stock overvalued or undervalued?
Valuation metrics for VIRC: ROE of 2.4% (sector avg: 15%), net margin of 1.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy VIRC stock in 2026?
Our dual AI analysis gives Virco Mfg Corporation a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is VIRC's free cash flow?
Virco Mfg Corporation's operating cash flow is $-841.0K, with capital expenditures of $5.9M. FCF margin is -3.4%.
How does VIRC compare to other Market stocks?
Vs Default sector averages: Net margin 1.3% (avg: 12%), ROE 2.4% (avg: 15%), current ratio 3.09 (avg: 1.8).