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Virco Mfg Corporation (VIRC) Fundamental Analysis & AI Grade 2026

VIRC Nasdaq Public Bldg & Related Furniture DE CIK: 0000751365
Recently Updated • Analysis: Jun 7, 2026 • SEC Data: 2026-04-30
Combined AI Grade
D
88% Confidence
N/A
D
88% Conf
Pending
Analysis scheduled

📊 VIRC Key Takeaways

Revenue: $30.7M
Net Margin: -9.0%
Free Cash Flow: $-10.1M
Current Ratio: 2.71x
Debt/Equity: 0.04x
EPS: $-0.18
AI Grade: D with 88% confidence
Virco Mfg Corporation (VIRC) receives a D fundamental grade with 88% confidence from our AI analysis based on SEC 10-K filings. With revenue of $30.7M, net profit margin of -9.0%, and return on equity (ROE) of -2.7%, Virco Mfg Corporation demonstrates mixed fundamentals in the Market sector. Below is our complete VIRC stock analysis for 2026.

Is Virco Mfg Corporation (VIRC) a Good Investment?

Claude

VIRC is experiencing severe operational distress with a 25% YoY revenue decline, negative operating income (-3.7M), and significant negative free cash flow (-10.1M). With only 3.7M in cash against annual burn exceeding 10M, the company faces an unsustainable financial position requiring immediate restructuring or strategic intervention.

Virco Mfg Corporation Key Strengths (VIRC)

Claude
  • + Gross margin of 41.4% indicates pricing power or acceptable product mix despite revenue collapse
  • + Minimal leverage with 0.04x debt-to-equity ratio provides balance sheet flexibility and low fixed obligations
  • + Current ratio of 2.71x suggests adequate short-term asset coverage on surface

VIRC Stock Risks: Virco Mfg Corporation Investment Risks

Claude
  • ! Severe 25% YoY revenue decline signals structural demand weakness or significant market share erosion in furniture sector
  • ! Negative operating cash flow (-9.4M) combined with negative free cash flow (-10.1M) indicates core business is unsustainable
  • ! Critical liquidity crunch: 3.7M cash reserves against 10M+ annual cash burn creates 4-month runway before potential default

Key Metrics to Watch

Claude
  • * Quarterly revenue stabilization and furniture market demand trends
  • * Operating cash flow recovery and path to cash flow breakeven
  • * Working capital efficiency, inventory turnover, and accounts receivable collections

Virco Mfg Corporation (VIRC) Financial Metrics & Key Ratios

Revenue
$30.7M
Net Income
$-2.8M
EPS (Diluted)
$-0.18
Free Cash Flow
$-10.1M
Total Assets
$175.5M
Cash Position
$3.7M

💡 AI Analyst Insight

Strong liquidity with a 2.71x current ratio provides a solid financial cushion.

VIRC Profit Margin, ROE & Profitability Analysis

Gross Margin 41.4%
Operating Margin -11.9%
Net Margin -9.0%
ROE -2.7%
ROA -1.6%
FCF Margin -32.8%

VIRC vs Market Sector: How Virco Mfg Corporation Compares

How Virco Mfg Corporation compares to Market sector averages

Net Margin
VIRC -9.0%
vs
Sector Avg 12.0%
VIRC Sector
ROE
VIRC -2.7%
vs
Sector Avg 15.0%
VIRC Sector
Current Ratio
VIRC 2.7x
vs
Sector Avg 1.8x
VIRC Sector
Debt/Equity
VIRC 0.0x
vs
Sector Avg 0.7x
VIRC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Virco Mfg Corporation Stock Overvalued? VIRC Valuation Analysis 2026

Based on fundamental analysis, Virco Mfg Corporation has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
-2.7%
Sector avg: 15%
Net Profit Margin
-9.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.04x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Virco Mfg Corporation Balance Sheet: VIRC Debt, Cash & Liquidity

Current Ratio
2.71x
Quick Ratio
0.90x
Debt/Equity
0.04x
Debt/Assets
0.0%
Interest Coverage
-34.53x
Long-term Debt
$3.8M

VIRC Revenue & Earnings Growth: 5-Year Financial Trend

VIRC 5-year financial data: Year 2022: Revenue $184.8M, Net Income -$2.2M, EPS $-0.14. Year 2023: Revenue $231.1M, Net Income -$15.1M, EPS $-0.95. Year 2024: Revenue $269.1M, Net Income $16.5M, EPS $1.02. Year 2025: Revenue $269.1M, Net Income $21.9M, EPS $1.34. Year 2026: Revenue $266.2M, Net Income $21.6M, EPS $1.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Virco Mfg Corporation's revenue has grown significantly by 44% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.32 reflects profitable operations.

VIRC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-32.8%
Free cash flow / Revenue

VIRC Quarterly Earnings & Performance

Quarterly financial performance data for Virco Mfg Corporation including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2027 $30.7M $732.0K $0.05
Q3 2026 $47.6M -$1.3M $-0.08
Q2 2026 $92.1M $10.2M $0.65
Q1 2026 $33.8M $732.0K $0.05
Q3 2025 $82.6M $8.4M $0.52
Q2 2025 $107.3M $14.1M $0.87
Q1 2025 $34.9M -$1.4M $-0.09
Q3 2024 $77.4M $7.9M $0.48

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Virco Mfg Corporation Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$9.4M
Cash generated from operations
Stock Buybacks
$190.0K
Shares repurchased (TTM)
Capital Expenditures
$699.0K
Investment in assets
Dividends Paid
$394.0K
Returned to shareholders

VIRC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Virco Mfg Corporation (CIK: 0000751365)

📋 Recent SEC Filings

Date Form Document Action
Jun 3, 2026 10-Q virc-20260430.htm View →
Jun 3, 2026 8-K virc-20260603.htm View →
May 4, 2026 DEF 14A virc-20260504.htm View →
Apr 15, 2026 4 xslF345X06/wk-form4_1776288860.xml View →
Apr 15, 2026 4 xslF345X06/wk-form4_1776279813.xml View →

Frequently Asked Questions about VIRC

What is the AI rating for VIRC?

Virco Mfg Corporation (VIRC) has an AI grade of D with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are VIRC's key strengths?

Claude: Gross margin of 41.4% indicates pricing power or acceptable product mix despite revenue collapse. Minimal leverage with 0.04x debt-to-equity ratio provides balance sheet flexibility and low fixed obligations.

What are the risks of investing in VIRC?

Claude: Severe 25% YoY revenue decline signals structural demand weakness or significant market share erosion in furniture sector. Negative operating cash flow (-9.4M) combined with negative free cash flow (-10.1M) indicates core business is unsustainable.

What is VIRC's revenue and growth?

Virco Mfg Corporation reported revenue of $30.7M.

Does VIRC pay dividends?

Virco Mfg Corporation pays dividends, with $0.4M distributed to shareholders in the trailing twelve months.

Where can I find VIRC SEC filings?

Official SEC filings for Virco Mfg Corporation (CIK: 0000751365) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is VIRC's EPS?

Virco Mfg Corporation has a diluted EPS of $-0.18.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is VIRC's fundamental grade?

Based on our AI fundamental analysis in June 2026, Virco Mfg Corporation has a D grade with 88% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is VIRC stock overvalued or undervalued?

Valuation metrics for VIRC: ROE of -2.7% (sector avg: 15%), net margin of -9.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is VIRC's AI grade for 2026?

Our dual AI analysis gives Virco Mfg Corporation a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is VIRC's free cash flow?

Virco Mfg Corporation's operating cash flow is $-9.4M, with capital expenditures of $699.0K. FCF margin is -32.8%.

How does VIRC compare to other Market stocks?

Vs Default sector averages: Net margin -9.0% (avg: 12%), ROE -2.7% (avg: 15%), current ratio 2.71 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 7, 2026 | Data as of: 2026-04-30 | Powered by Claude AI