📊 SNEX Key Takeaways
Is StoneX Group Inc. (SNEX) a Good Investment?
StoneX exhibits critical fundamental weaknesses including negative operating cash flow of -$1.3B despite $39B in revenue, indicating severe earnings quality issues and inability to convert sales into cash. The company cannot service debt (0.4x interest coverage), maintains razor-thin margins (0.4% net), and operates with highly leveraged balance sheet (45.3B liabilities vs 2.5B equity). Massive revenue spike (4215% YoY) without corresponding profitability or cash generation suggests unsustainable business model.
Why Buy StoneX Group Inc. Stock? SNEX Key Strengths
- Large asset base of $47.8B provides operational scale in commodity brokerage
- Net income growth of 17.3% YoY shows some earnings trajectory
- Long-term debt relatively modest at $177.6M reducing direct debt burden
SNEX Stock Risks: StoneX Group Inc. Investment Risks
- Negative operating cash flow of -$1.3B indicates company burning cash despite revenue growth
- Interest coverage of 0.4x means company cannot service debt from operations - critical solvency risk
- Razor-thin profitability (0.4% net margin, 3.7% gross margin) leaves no buffer for adverse conditions
- Highly leveraged structure with $45.3B liabilities (94.8% of assets) creates vulnerability
- Extremely poor return metrics (5.5% ROE, 0.3% ROA) demonstrate inefficient capital utilization
- Disconnect between reported earnings growth and negative cash flow signals low-quality profits
Key Metrics to Watch
- Operating cash flow trend - must return to positive to validate business model
- Interest coverage ratio - any further deterioration threatens solvency
- Net margin sustainability - verify 0.4% margin is sustainable or if it expands
- Leverage ratio trends - monitor if liabilities remain near 95% of total assets
- Cash and equivalents decline rate - track if negative OCF depletes reserve
StoneX Group Inc. (SNEX) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SNEX Profit Margin, ROE & Profitability Analysis
SNEX vs Services Sector: How StoneX Group Inc. Compares
How StoneX Group Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is StoneX Group Inc. Stock Overvalued? SNEX Valuation Analysis 2026
Based on fundamental analysis, StoneX Group Inc. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
StoneX Group Inc. Balance Sheet: SNEX Debt, Cash & Liquidity
SNEX Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: StoneX Group Inc.'s revenue has grown significantly by 65% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.97 reflects profitable operations.
SNEX Revenue Growth, EPS Growth & YoY Performance
SNEX Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $663.1M | $85.1M | $1.69 |
| Q3 2025 | $571.8M | $61.9M | $1.22 |
| Q2 2025 | $509.2M | $53.1M | $1.09 |
| Q1 2025 | $627.4M | $69.1M | $2.13 |
| Q3 2024 | $571.8M | $61.9M | $1.88 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
StoneX Group Inc. Dividends, Buybacks & Capital Allocation
SNEX SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for StoneX Group Inc. (CIK: 0000913760)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SNEX
What is the AI rating for SNEX?
StoneX Group Inc. (SNEX) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SNEX's key strengths?
Claude: Large asset base of $47.8B provides operational scale in commodity brokerage. Net income growth of 17.3% YoY shows some earnings trajectory.
What are the risks of investing in SNEX?
Claude: Negative operating cash flow of -$1.3B indicates company burning cash despite revenue growth. Interest coverage of 0.4x means company cannot service debt from operations - critical solvency risk.
What is SNEX's revenue and growth?
StoneX Group Inc. reported revenue of $39.0B.
Does SNEX pay dividends?
StoneX Group Inc. does not currently pay dividends.
Where can I find SNEX SEC filings?
Official SEC filings for StoneX Group Inc. (CIK: 0000913760) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SNEX's EPS?
StoneX Group Inc. has a diluted EPS of $2.50.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SNEX a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, StoneX Group Inc. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SNEX stock overvalued or undervalued?
Valuation metrics for SNEX: ROE of 5.5% (sector avg: 16%), net margin of 0.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy SNEX stock in 2026?
Our dual AI analysis gives StoneX Group Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SNEX's free cash flow?
StoneX Group Inc.'s operating cash flow is $-1.3B, with capital expenditures of $15.2M. FCF margin is -3.3%.
How does SNEX compare to other Services stocks?
Vs Services sector averages: Net margin 0.4% (avg: 10%), ROE 5.5% (avg: 16%), current ratio N/A (avg: 1.5).