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Cloudflare, Inc. (NET) Stock Fundamental Analysis & AI Rating 2026

NET NYSE Services-Prepackaged Software DE CIK: 0001477333
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
71% Confidence
AGREEMENT
HOLD
72% Conf
BUY
70% Conf

📊 NET Key Takeaways

Revenue: $2.2B
Net Margin: -4.7%
Free Cash Flow: $287.5M
Current Ratio: 1.98x
Debt/Equity: 0.00x
EPS: $-0.29
AI Rating: HOLD with 72% confidence
Cloudflare, Inc. (NET) receives a BUY rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.2B, net profit margin of -4.7%, and return on equity (ROE) of -7.0%, Cloudflare, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete NET stock analysis for 2026.

Is Cloudflare, Inc. (NET) a Good Investment?

Claude

Cloudflare demonstrates strong revenue growth (+29.8% YoY) and healthy free cash flow generation ($287.5M), underpinned by excellent gross margins (74.5%) and a fortress balance sheet with zero debt. However, the company remains unprofitable at scale with rapidly deteriorating margins—net income declining 29.8% while revenue grows—raising critical questions about the path to sustainable profitability and operating leverage.

ChatGPT

Cloudflare combines ~30% revenue growth with 74.5% gross margins and positive free cash flow, signaling strong unit economics at scale. While still GAAP-unprofitable, its nearly $1B cash, no net debt, and improving cash generation provide runway to drive operating leverage and margin expansion.

Why Buy Cloudflare, Inc. Stock? NET Key Strengths

Claude
  • + Strong revenue growth of 29.8% YoY at $2.2B scale demonstrates sustained market demand and competitive positioning
  • + Exceptional gross margin of 74.5% typical of high-quality SaaS businesses, indicating strong pricing power and efficient delivery
  • + Positive free cash flow of $287.5M (13.3% FCF margin) despite operating losses shows underlying cash generation capability
  • + Fortress balance sheet with zero long-term debt, $943.5M cash, and 1.98x liquidity ratios provides significant downside protection
  • + Healthy operational cash flow of $603.1M demonstrates business viability independent of accounting adjustments
ChatGPT
  • + High growth with resilient 74.5% gross margin
  • + Positive FCF with 13.3% FCF margin and strong OCF
  • + Solid liquidity (1.98x current ratio) and no net debt

NET Stock Risks: Cloudflare, Inc. Investment Risks

Claude
  • ! Unprofitable at operating (-9.6%) and net (-4.7%) income levels with negative ROE (-7.0%) and ROA (-1.7%), indicating poor capital efficiency
  • ! Net income declining 29.8% YoY while revenue grows 29.8% signals severe margin compression and potential structural cost issues at scale
  • ! Operating expense growth outpacing revenue growth suggests lack of cost discipline and operational leverage expected at $2B+ revenue
  • ! Negative interest coverage (-188.4x) from operating losses creates vulnerability if financing conditions tighten or acquisition costs increase
  • ! High insider activity (31 Form 4 filings in 90 days) may indicate management or board concerns regarding business trajectory or valuation
ChatGPT
  • ! Sustained GAAP losses and -9.6% operating margin indicate execution risk on profitability
  • ! Potential growth deceleration or enterprise sales cycle elongation impacting operating leverage
  • ! Negative interest coverage and ongoing capex/network investments could pressure cash flow if growth slows

Key Metrics to Watch

Claude
  • * Operating margin trajectory toward positive territory—path to profitability is prerequisite for long-term value creation
  • * Net income inflection point and margin expansion—verify company can grow revenue while improving bottom-line profitability
  • * Operating expense ratio as percentage of revenue—must decline to validate business model sustainability at scale
  • * Free cash flow margin sustainability—monitor whether FCF can be maintained or improved while achieving profitability
  • * Customer unit economics and efficiency metrics—assess whether revenue growth is achieved through profitable or unprofitable customer acquisition
ChatGPT
  • * Operating margin
  • * Free cash flow margin

Cloudflare, Inc. (NET) Financial Metrics & Key Ratios

Revenue
$2.2B
Net Income
$-102.3M
EPS (Diluted)
$-0.29
Free Cash Flow
$287.5M
Total Assets
$6.0B
Cash Position
$943.5M

💡 AI Analyst Insight

Cloudflare, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

NET Profit Margin, ROE & Profitability Analysis

Gross Margin 74.5%
Operating Margin -9.6%
Net Margin -4.7%
ROE -7.0%
ROA -1.7%
FCF Margin 13.3%

NET vs Technology Sector: How Cloudflare, Inc. Compares

How Cloudflare, Inc. compares to Technology sector averages

Net Margin
NET -4.7%
vs
Sector Avg 18.0%
NET Sector
ROE
NET -7.0%
vs
Sector Avg 22.0%
NET Sector
Current Ratio
NET 2.0x
vs
Sector Avg 2.5x
NET Sector
Debt/Equity
NET 0.0x
vs
Sector Avg 0.5x
NET Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cloudflare, Inc. Stock Overvalued? NET Valuation Analysis 2026

Based on fundamental analysis, Cloudflare, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-7.0%
Sector avg: 22%
Net Profit Margin
-4.7%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cloudflare, Inc. Balance Sheet: NET Debt, Cash & Liquidity

Current Ratio
1.98x
Quick Ratio
1.98x
Debt/Equity
0.00x
Debt/Assets
75.8%
Interest Coverage
-188.37x
Long-term Debt
N/A

NET Revenue & Earnings Growth: 5-Year Financial Trend

NET 5-year financial data: Year 2021: Revenue $656.4M, Net Income -$105.8M, EPS $-0.72. Year 2022: Revenue $975.2M, Net Income -$119.4M, EPS $-0.40. Year 2023: Revenue $1.3B, Net Income -$260.3M, EPS $-0.83. Year 2024: Revenue $1.7B, Net Income -$193.4M, EPS $-0.59. Year 2025: Revenue $2.2B, Net Income -$183.9M, EPS $-0.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cloudflare, Inc.'s revenue has grown significantly by 230% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.55 indicates the company is currently unprofitable.

NET Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
13.3%
Free cash flow / Revenue

NET Quarterly Earnings & Performance

Quarterly financial performance data for Cloudflare, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $430.1M -$1.3M $0.00
Q2 2025 $401.0M -$15.1M $-0.04
Q1 2025 $378.6M -$35.5M $-0.10
Q3 2024 $335.6M -$15.3M $-0.04
Q2 2024 $308.5M -$15.1M $-0.04
Q1 2024 $290.2M -$35.5M $-0.10
Q3 2023 $253.9M -$23.5M $-0.07
Q2 2023 $234.5M -$63.5M $-0.20

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cloudflare, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$603.1M
Cash generated from operations
Capital Expenditures
$315.6M
Investment in assets
Dividends
None
No dividend program

NET SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cloudflare, Inc. (CIK: 0001477333)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 4 xslF345X06/wk-form4_1775689739.xml View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775689600.xml View →
Apr 2, 2026 4 xslF345X06/wk-form4_1775163249.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774910274.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774039656.xml View →

Frequently Asked Questions about NET

What is the AI rating for NET?

Cloudflare, Inc. (NET) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NET's key strengths?

Claude: Strong revenue growth of 29.8% YoY at $2.2B scale demonstrates sustained market demand and competitive positioning. Exceptional gross margin of 74.5% typical of high-quality SaaS businesses, indicating strong pricing power and efficient delivery. ChatGPT: High growth with resilient 74.5% gross margin. Positive FCF with 13.3% FCF margin and strong OCF.

What are the risks of investing in NET?

Claude: Unprofitable at operating (-9.6%) and net (-4.7%) income levels with negative ROE (-7.0%) and ROA (-1.7%), indicating poor capital efficiency. Net income declining 29.8% YoY while revenue grows 29.8% signals severe margin compression and potential structural cost issues at scale. ChatGPT: Sustained GAAP losses and -9.6% operating margin indicate execution risk on profitability. Potential growth deceleration or enterprise sales cycle elongation impacting operating leverage.

What is NET's revenue and growth?

Cloudflare, Inc. reported revenue of $2.2B.

Does NET pay dividends?

Cloudflare, Inc. does not currently pay dividends.

Where can I find NET SEC filings?

Official SEC filings for Cloudflare, Inc. (CIK: 0001477333) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NET's EPS?

Cloudflare, Inc. has a diluted EPS of $-0.29.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NET a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cloudflare, Inc. has a BUY rating with 71% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is NET stock overvalued or undervalued?

Valuation metrics for NET: ROE of -7.0% (sector avg: 22%), net margin of -4.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy NET stock in 2026?

Our dual AI analysis gives Cloudflare, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NET's free cash flow?

Cloudflare, Inc.'s operating cash flow is $603.1M, with capital expenditures of $315.6M. FCF margin is 13.3%.

How does NET compare to other Technology stocks?

Vs Technology sector averages: Net margin -4.7% (avg: 18%), ROE -7.0% (avg: 22%), current ratio 1.98 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI