📊 INTU Key Takeaways
Is Intuit Inc.. (INTU) a Good Investment?
Intuit demonstrates solid financial fundamentals with strong profitability (13.3% net margin, 16.3% operating margin) and exceptional cash generation (2.1B free cash flow, 24.9% FCF margin). The company maintains a conservative balance sheet with modest leverage (0.32x debt/equity) and strong interest coverage (12.0x), though modest returns on equity (6.0%) and assets (3.3%) suggest capital efficiency challenges.
Intuit shows strong fundamental quality through high free cash flow generation, double-digit operating profitability, and a conservative balance sheet with manageable leverage and solid interest coverage. The business converts revenue into cash efficiently, which supports resilience and reinvestment capacity, though the relatively modest ROE/ROA and lack of visible year-over-year growth data keep the outlook below the highest conviction tier.
Why Buy Intuit Inc.. Stock? INTU Key Strengths
- Exceptional free cash flow generation at $2.1B with 24.9% FCF margin demonstrates high-quality earnings and strong cash conversion
- Conservative capital structure with 0.32x debt/equity ratio and 12.0x interest coverage provides financial stability and flexibility
- Solid profitability with 13.3% net margin and 16.3% operating margin in software services sector, indicating strong pricing power
- Adequate liquidity with 1.32x current ratio and $2.9B cash position supports operational needs and strategic optionality
- Strong cash generation with approximately $2.12B of free cash flow and a 24.9% FCF margin
- Healthy profitability with 16.3% operating margin and 13.3% net margin
- Sound financial position with 1.32x liquidity, 0.32x debt-to-equity, and 12.0x interest coverage
INTU Stock Risks: Intuit Inc.. Investment Risks
- Low return on equity (6.0%) and return on assets (3.3%) indicate suboptimal capital deployment despite strong cash generation
- Gross margin data unavailable limits visibility into cost structure and pricing sustainability
- Revenue growth trajectory unknown (YoY figure not provided) creates uncertainty about top-line momentum in competitive software market
- High insider activity (26 Form 4 filings in 90 days) warrants monitoring for potential signaling of concerns or liquidity events
- ROE of 6.0% and ROA of 3.3% suggest capital efficiency is only moderate relative to the asset and equity base
- Growth quality is harder to judge because year-over-year revenue, earnings, and margin trends are not provided
- Margins could face pressure if operating expenses rise faster than revenue, especially in software competition and customer acquisition
Key Metrics to Watch
- Year-over-year revenue growth rate and organic growth trends
- Gross margin trajectory and cost of revenue management
- Return on equity improvement and capital allocation efficiency
- Free cash flow sustainability and conversion ratio trends
- Operating margin maintenance amid competitive pressures
- Year-over-year revenue growth and operating margin trend
- Free cash flow conversion and return on equity improvement
Intuit Inc.. (INTU) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 24.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
INTU Profit Margin, ROE & Profitability Analysis
INTU vs Technology Sector: How Intuit Inc.. Compares
How Intuit Inc.. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Intuit Inc.. Stock Overvalued? INTU Valuation Analysis 2026
Based on fundamental analysis, Intuit Inc.. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Intuit Inc.. Balance Sheet: INTU Debt, Cash & Liquidity
INTU Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Intuit Inc..'s revenue has grown significantly by 95% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.42 reflects profitable operations.
INTU Revenue Growth, EPS Growth & YoY Performance
INTU Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $4.0B | $471.0M | $1.67 |
| Q1 2026 | $3.3B | $197.0M | $0.70 |
| Q3 2025 | $6.7B | $2.4B | $8.42 |
| Q2 2025 | $3.4B | $353.0M | $1.25 |
| Q1 2025 | $3.0B | $197.0M | $0.70 |
| Q3 2024 | $6.0B | $2.1B | $7.38 |
| Q2 2024 | $3.0B | $168.0M | $0.60 |
| Q1 2024 | $2.6B | $40.0M | $0.14 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Intuit Inc.. Dividends, Buybacks & Capital Allocation
INTU SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Intuit Inc.. (CIK: 0000896878)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 3, 2026 | 4 | xslF345X06/wk-form4_1775249487.xml | View → |
| Apr 3, 2026 | 4 | xslF345X06/wk-form4_1775249417.xml | View → |
| Apr 3, 2026 | 4 | xslF345X06/wk-form4_1775249278.xml | View → |
| Apr 3, 2026 | 4 | xslF345X06/wk-form4_1775249186.xml | View → |
| Apr 3, 2026 | 4 | xslF345X06/wk-form4_1775249122.xml | View → |
❓ Frequently Asked Questions about INTU
What is the AI rating for INTU?
Intuit Inc.. (INTU) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are INTU's key strengths?
Claude: Exceptional free cash flow generation at $2.1B with 24.9% FCF margin demonstrates high-quality earnings and strong cash conversion. Conservative capital structure with 0.32x debt/equity ratio and 12.0x interest coverage provides financial stability and flexibility. ChatGPT: Strong cash generation with approximately $2.12B of free cash flow and a 24.9% FCF margin. Healthy profitability with 16.3% operating margin and 13.3% net margin.
What are the risks of investing in INTU?
Claude: Low return on equity (6.0%) and return on assets (3.3%) indicate suboptimal capital deployment despite strong cash generation. Gross margin data unavailable limits visibility into cost structure and pricing sustainability. ChatGPT: ROE of 6.0% and ROA of 3.3% suggest capital efficiency is only moderate relative to the asset and equity base. Growth quality is harder to judge because year-over-year revenue, earnings, and margin trends are not provided.
What is INTU's revenue and growth?
Intuit Inc.. reported revenue of $8.5B.
Does INTU pay dividends?
Intuit Inc.. pays dividends, with $682.0M distributed to shareholders in the trailing twelve months.
Where can I find INTU SEC filings?
Official SEC filings for Intuit Inc.. (CIK: 0000896878) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is INTU's EPS?
Intuit Inc.. has a diluted EPS of $4.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is INTU a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Intuit Inc.. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is INTU stock overvalued or undervalued?
Valuation metrics for INTU: ROE of 6.0% (sector avg: 22%), net margin of 13.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy INTU stock in 2026?
Our dual AI analysis gives Intuit Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is INTU's free cash flow?
Intuit Inc..'s operating cash flow is $2.2B, with capital expenditures of $84.0M. FCF margin is 24.9%.
How does INTU compare to other Technology stocks?
Vs Technology sector averages: Net margin 13.3% (avg: 18%), ROE 6.0% (avg: 22%), current ratio 1.32 (avg: 2.5).