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Intellinetics, Inc.. (INLX) Stock Fundamental Analysis & AI Rating 2026

INLX NYSE Services-Prepackaged Software NV CIK: 0001081745
Updated This Month • Analysis: Mar 29, 2026 • SEC Data: 2025-09-30
Combined AI Rating
SELL
78% Confidence
STRONG AGREEMENT
SELL
75% Conf
SELL
82% Conf

📊 INLX Key Takeaways

Revenue: $12.3M
Net Margin: -13.6%
Free Cash Flow: $1.1M
Current Ratio: 0.99x
Debt/Equity: 0.29x
EPS: $-0.39
AI Rating: SELL with 75% confidence
Intellinetics, Inc.. (INLX) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $12.3M, net profit margin of -13.6%, and return on equity (ROE) of -14.6%, Intellinetics, Inc.. demonstrates mixed fundamentals in the Technology sector. Below is our complete INLX stock analysis for 2026.

Is Intellinetics, Inc.. (INLX) a Good Investment?

Claude

Intellinetics demonstrates operational distress with negative net income of -$1.7M despite modest 6.7% revenue growth, indicating deteriorating unit economics and cost control issues. While the company maintains positive free cash flow of $1.1M and a manageable debt-to-equity ratio of 0.29x, the severe operating margin compression to -12.8% and negative returns on equity (-14.6%) suggest fundamental profitability challenges that are not being addressed by revenue growth alone.

ChatGPT

Intellinetics shows decent top-line growth and healthy gross margins, but its latest period reflects materially weaker profitability, with operating and net losses deteriorating sharply year over year. Positive operating cash flow and low balance-sheet leverage help, but sub-1.0 liquidity and negative interest coverage indicate that growth quality is not yet strong enough to offset execution and financial risk.

Why Buy Intellinetics, Inc.. Stock? INLX Key Strengths

Claude
  • + Positive free cash flow of $1.1M provides operational flexibility despite net losses
  • + Strong gross margin of 65.8% indicates healthy unit economics at the product level
  • + Conservative leverage with debt-to-equity ratio of 0.29x and $3.2M cash balance provides financial cushion
  • + Modest revenue growth of 6.7% demonstrates ongoing business activity and customer retention
ChatGPT
  • + Healthy gross margin of 65.8% indicates solid software economics
  • + Positive operating cash flow of $1.46M and free cash flow of $1.13M despite net losses
  • + Moderate leverage with debt/equity of 0.29x and equity of $11.44M

INLX Stock Risks: Intellinetics, Inc.. Investment Risks

Claude
  • ! Severe operating losses of -$1.6M with negative operating margin of -12.8% indicate unsustainable cost structure relative to revenue base
  • ! Net income declining 205% year-over-year shows rapidly deteriorating profitability trajectory
  • ! Current ratio of 0.99x signals liquidity stress and inability to cover short-term obligations from current assets
  • ! Negative interest coverage of -17.0x indicates company cannot service debt obligations from operating income
  • ! Zero insider purchases in last 90 days may suggest management lacks confidence in near-term performance
ChatGPT
  • ! Net income and EPS deteriorated sharply year over year, signaling worsening profitability
  • ! Operating margin of -12.8% and net margin of -13.6% show the business is not currently scaling profitably
  • ! Current ratio of 0.99x and negative interest coverage suggest limited liquidity cushion and weak debt-servicing capacity

Key Metrics to Watch

Claude
  • * Operating margin trajectory and path to profitability
  • * Current ratio and working capital management to assess liquidity sustainability
  • * Operating cash flow sustainability as company burns through cash operationally despite positive FCF
  • * Cost structure and SG&A expense reduction initiatives relative to revenue base
ChatGPT
  • * Operating margin trend and path back to positive operating income
  • * Operating cash flow and current ratio sustainability

Intellinetics, Inc.. (INLX) Financial Metrics & Key Ratios

Revenue
$12.3M
Net Income
$-1.7M
EPS (Diluted)
$-0.39
Free Cash Flow
$1.1M
Total Assets
$18.0M
Cash Position
$3.2M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

INLX Profit Margin, ROE & Profitability Analysis

Gross Margin 65.8%
Operating Margin -12.8%
Net Margin -13.6%
ROE -14.6%
ROA -9.3%
FCF Margin 9.2%

INLX vs Technology Sector: How Intellinetics, Inc.. Compares

How Intellinetics, Inc.. compares to Technology sector averages

Net Margin
INLX -13.6%
vs
Sector Avg 18.0%
INLX Sector
ROE
INLX -14.6%
vs
Sector Avg 22.0%
INLX Sector
Current Ratio
INLX 1.0x
vs
Sector Avg 2.5x
INLX Sector
Debt/Equity
INLX 0.3x
vs
Sector Avg 0.5x
INLX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Intellinetics, Inc.. Stock Overvalued? INLX Valuation Analysis 2026

Based on fundamental analysis, Intellinetics, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-14.6%
Sector avg: 22%
Net Profit Margin
-13.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.29x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Intellinetics, Inc.. Balance Sheet: INLX Debt, Cash & Liquidity

Current Ratio
0.99x
Quick Ratio
0.97x
Debt/Equity
0.29x
Debt/Assets
36.4%
Interest Coverage
-16.97x
Long-term Debt
$3.3M

INLX Revenue & Earnings Growth: 5-Year Financial Trend

INLX 5-year financial data: Year 2021: Revenue $11.5M, Net Income -$2.2M, EPS $-0.91. Year 2022: Revenue $14.0M, Net Income $1.4M, EPS $0.44. Year 2023: Revenue $16.9M, Net Income $24.0K, EPS $0.01. Year 2024: Revenue $18.0M, Net Income $519.3K, EPS $0.11. Year 2025: Revenue $18.0M, Net Income -$546.2K, EPS $-0.13.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Intellinetics, Inc..'s revenue has grown significantly by 57% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.13 indicates the company is currently unprofitable.

INLX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.2%
Free cash flow / Revenue

INLX Quarterly Earnings & Performance

Quarterly financial performance data for Intellinetics, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $4.0M -$369.8K $-0.08
Q2 2025 $4.0M $75.1K $-0.02
Q1 2025 $4.2M -$174.7K $-0.04
Q3 2024 $4.2M $209.3K $0.05
Q2 2024 $4.3M $75.1K $-0.02
Q1 2024 $4.2M $112.6K $0.03
Q3 2023 $3.9M -$176.8K $-0.05
Q2 2023 $3.4M $135.7K $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Intellinetics, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.5M
Cash generated from operations
Capital Expenditures
$333.8K
Investment in assets
Dividends
None
No dividend program

INLX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Intellinetics, Inc.. (CIK: 0001081745)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 10, 2026 4 xslF345X06/ownership.xml View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Mar 30, 2026 10-K form10-k.htm View →
Mar 30, 2026 8-K form8-k.htm View →

Frequently Asked Questions about INLX

What is the AI rating for INLX?

Intellinetics, Inc.. (INLX) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are INLX's key strengths?

Claude: Positive free cash flow of $1.1M provides operational flexibility despite net losses. Strong gross margin of 65.8% indicates healthy unit economics at the product level. ChatGPT: Healthy gross margin of 65.8% indicates solid software economics. Positive operating cash flow of $1.46M and free cash flow of $1.13M despite net losses.

What are the risks of investing in INLX?

Claude: Severe operating losses of -$1.6M with negative operating margin of -12.8% indicate unsustainable cost structure relative to revenue base. Net income declining 205% year-over-year shows rapidly deteriorating profitability trajectory. ChatGPT: Net income and EPS deteriorated sharply year over year, signaling worsening profitability. Operating margin of -12.8% and net margin of -13.6% show the business is not currently scaling profitably.

What is INLX's revenue and growth?

Intellinetics, Inc.. reported revenue of $12.3M.

Does INLX pay dividends?

Intellinetics, Inc.. does not currently pay dividends.

Where can I find INLX SEC filings?

Official SEC filings for Intellinetics, Inc.. (CIK: 0001081745) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is INLX's EPS?

Intellinetics, Inc.. has a diluted EPS of $-0.39.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is INLX a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Intellinetics, Inc.. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is INLX stock overvalued or undervalued?

Valuation metrics for INLX: ROE of -14.6% (sector avg: 22%), net margin of -13.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy INLX stock in 2026?

Our dual AI analysis gives Intellinetics, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is INLX's free cash flow?

Intellinetics, Inc..'s operating cash flow is $1.5M, with capital expenditures of $333.8K. FCF margin is 9.2%.

How does INLX compare to other Technology stocks?

Vs Technology sector averages: Net margin -13.6% (avg: 18%), ROE -14.6% (avg: 22%), current ratio 0.99 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-09-30 | Powered by Claude AI