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Idacorp Inc. (IDA) Stock Fundamental Analysis & AI Rating 2026

IDA NYSE Electric Services ID CIK: 0001057877
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
65% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
68% Conf

📊 IDA Key Takeaways

Revenue: $1.7B
Net Margin: 18.5%
Free Cash Flow: $-577.5M
Current Ratio: 0.93x
Debt/Equity: 0.93x
EPS: $5.90
AI Rating: HOLD with 62% confidence
Idacorp Inc. (IDA) receives a HOLD rating with 65% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.7B, net profit margin of 18.5%, and return on equity (ROE) of 9.1%, Idacorp Inc. demonstrates mixed fundamentals in the Utilities sector. Below is our complete IDA stock analysis for 2026.

Is Idacorp Inc. (IDA) a Good Investment?

Claude

IDACORP demonstrates strong operational profitability (20.3% operating margin) with solid cash generation from operations ($602M), but faces significant headwinds from negative free cash flow (-$578M) driven by substantial capital expenditures that exceed operating cash flow. The combination of stagnant revenue/earnings growth, below-1.0 current ratio, weak ROE (9.1%), and tight interest coverage (2.1x) suggests the utility is over-leveraging infrastructure investment without adequate earnings growth to support shareholder returns.

ChatGPT

IDACORP’s fundamentals are stable with solid operating and net margins and steady earnings, typical of a regulated utility. However, heavy capital spending drives deeply negative free cash flow and, combined with low interest coverage and sub-1.0 liquidity, increases funding and regulatory recovery risk. Overall, resilience is balanced by leverage and cash flow pressures, warranting a neutral stance.

Why Buy Idacorp Inc. Stock? IDA Key Strengths

Claude
  • + Strong operating margin of 20.3% and net margin of 18.5% indicating excellent cost control for regulated utility
  • + Operating cash flow of $602M provides stable foundation for debt service and dividend sustainability
  • + Moderate debt-to-equity ratio of 0.93x demonstrates reasonable leverage profile within utility norms
ChatGPT
  • + Consistent profitability with ~20.3% operating and 18.5% net margins
  • + Robust operating cash flow (~$602M) supporting investment needs
  • + Leverage manageable for a utility (Debt/Equity ~0.93x)

IDA Stock Risks: Idacorp Inc. Investment Risks

Claude
  • ! Negative free cash flow of -$578M driven by $1.2B capex exceeding operating cash generation signals unsustainable capital structure requiring external financing
  • ! Current ratio of 0.93x indicates emerging liquidity stress and working capital constraints
  • ! Stagnant fundamentals with revenue declining 1.2% YoY and net income flat YoY coupled with weak ROE of 9.1% suggests limited shareholder value creation
ChatGPT
  • ! Low interest coverage (~2.1x) limits cushion against rate pressure
  • ! Sustained negative FCF (-$577M; -33.1%) requiring external funding
  • ! Sub-1.0 liquidity (current/quick 0.93x) and regulatory recovery timing risk

Key Metrics to Watch

Claude
  • * Free cash flow trend - critical to assess if capex intensity moderates and cash generation improves
  • * Revenue growth rate - currently negative, needs to stabilize for earnings expansion
  • * Current ratio and working capital position - must return above 1.0x for adequate liquidity buffer
ChatGPT
  • * Interest coverage
  • * OCF-to-CapEx coverage ratio

Idacorp Inc. (IDA) Financial Metrics & Key Ratios

Revenue
$1.7B
Net Income
$323.5M
EPS (Diluted)
$5.90
Free Cash Flow
$-577.5M
Total Assets
$10.2B
Cash Position
$215.7M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

IDA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 20.3%
Net Margin 18.5%
ROE 9.1%
ROA 3.2%
FCF Margin -33.1%

IDA vs Utilities Sector: How Idacorp Inc. Compares

How Idacorp Inc. compares to Utilities sector averages

Net Margin
IDA 18.5%
vs
Sector Avg 12.0%
IDA Sector
ROE
IDA 9.1%
vs
Sector Avg 10.0%
IDA Sector
Current Ratio
IDA 0.9x
vs
Sector Avg 0.8x
IDA Sector
Debt/Equity
IDA 0.9x
vs
Sector Avg 1.4x
IDA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Idacorp Inc. Stock Overvalued? IDA Valuation Analysis 2026

Based on fundamental analysis, Idacorp Inc. appears fundamentally strong relative to the Utilities sector in 2026.

Return on Equity
9.1%
Sector avg: 10%
Net Profit Margin
18.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.93x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Idacorp Inc. Balance Sheet: IDA Debt, Cash & Liquidity

Current Ratio
0.93x
Quick Ratio
0.93x
Debt/Equity
0.93x
Debt/Assets
0.0%
Interest Coverage
2.10x
Long-term Debt
$3.3B

IDA Revenue & Earnings Growth: 5-Year Financial Trend

IDA 5-year financial data: Year 2021: Revenue $1.4B, Net Income $232.9M, EPS $4.61. Year 2022: Revenue $1.6B, Net Income $237.4M, EPS $4.69. Year 2023: Revenue $1.6B, Net Income $245.6M, EPS $4.85. Year 2024: Revenue $1.8B, Net Income $259.0M, EPS $5.11. Year 2025: Revenue $1.8B, Net Income $261.2M, EPS $5.14.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Idacorp Inc.'s revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.14 reflects profitable operations.

IDA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-33.1%
Free cash flow / Revenue

IDA Quarterly Earnings & Performance

Quarterly financial performance data for Idacorp Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $526.4M $113.6M $2.12
Q2 2025 $442.6M $89.5M $1.71
Q1 2025 $411.1M $48.2M $0.95
Q3 2024 $496.6M $105.3M $2.07
Q2 2024 $385.2M $68.6M $1.35
Q1 2024 $385.7M $48.2M $0.95
Q3 2023 $496.6M $105.3M $2.07
Q2 2023 $345.5M $64.3M $1.27

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Idacorp Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$601.8M
Cash generated from operations
Stock Buybacks
$3.3M
Shares repurchased (TTM)
Capital Expenditures
$1.2B
Investment in assets
Dividends Paid
$188.5M
Returned to shareholders

IDA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Idacorp Inc. (CIK: 0001057877)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A ida-20260402.htm View →
Mar 4, 2026 4 xslF345X05/form4.xml View →
Mar 3, 2026 4 xslF345X05/form4.xml View →
Mar 3, 2026 4 xslF345X05/form4.xml View →
Mar 3, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about IDA

What is the AI rating for IDA?

Idacorp Inc. (IDA) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 65% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IDA's key strengths?

Claude: Strong operating margin of 20.3% and net margin of 18.5% indicating excellent cost control for regulated utility. Operating cash flow of $602M provides stable foundation for debt service and dividend sustainability. ChatGPT: Consistent profitability with ~20.3% operating and 18.5% net margins. Robust operating cash flow (~$602M) supporting investment needs.

What are the risks of investing in IDA?

Claude: Negative free cash flow of -$578M driven by $1.2B capex exceeding operating cash generation signals unsustainable capital structure requiring external financing. Current ratio of 0.93x indicates emerging liquidity stress and working capital constraints. ChatGPT: Low interest coverage (~2.1x) limits cushion against rate pressure. Sustained negative FCF (-$577M; -33.1%) requiring external funding.

What is IDA's revenue and growth?

Idacorp Inc. reported revenue of $1.7B.

Does IDA pay dividends?

Idacorp Inc. pays dividends, with $188.5M distributed to shareholders in the trailing twelve months.

Where can I find IDA SEC filings?

Official SEC filings for Idacorp Inc. (CIK: 0001057877) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IDA's EPS?

Idacorp Inc. has a diluted EPS of $5.90.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IDA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Idacorp Inc. has a HOLD rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is IDA stock overvalued or undervalued?

Valuation metrics for IDA: ROE of 9.1% (sector avg: 10%), net margin of 18.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy IDA stock in 2026?

Our dual AI analysis gives Idacorp Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is IDA's free cash flow?

Idacorp Inc.'s operating cash flow is $601.8M, with capital expenditures of $1.2B. FCF margin is -33.1%.

How does IDA compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 18.5% (avg: 12%), ROE 9.1% (avg: 10%), current ratio 0.93 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2025-12-31 | Powered by Claude AI