📊 SPRU Key Takeaways
Is Spruce Power Holding Corp. (SPRU) a Good Investment?
SPRU faces a critical financial crisis with a current ratio of 0.49x indicating severe liquidity strain and inability to cover short-term obligations. Negative operating cash flow of $3.5M combined with excessive leverage (5.74x debt/equity) and weak interest coverage (1.6x) creates substantial solvency risk, particularly given the company's persistent net losses despite positive operating income.
Why Buy Spruce Power Holding Corp. Stock? SPRU Key Strengths
- Substantial operating income of $17.9M with 16% operating margin indicates core utility operations generate profit
- Significant asset base of $837.3M reflects established utility infrastructure and market presence
- Maintains $54.8M cash position providing temporary liquidity buffer
SPRU Stock Risks: Spruce Power Holding Corp. Investment Risks
- Critical liquidity crisis: current ratio of 0.49x means only $0.49 in current assets per $1 of current liabilities—imminent default risk on short-term obligations
- Negative operating cash flow of -$3.5M indicates business cannot self-fund operations; unsustainable trajectory with current cash reserves
- Excessive leverage with debt/equity of 5.74x and interest coverage of only 1.6x creates acute vulnerability; any operational decline triggers debt covenant breaches
Key Metrics to Watch
- Operating Cash Flow (must turn positive to assess financial viability)
- Current Ratio (requires urgent improvement to 1.0x+ to avoid insolvency)
- Debt/Equity Ratio and Interest Coverage (critical thresholds for refinancing risk)
Spruce Power Holding Corp. (SPRU) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SPRU Profit Margin, ROE & Profitability Analysis
SPRU vs Utilities Sector: How Spruce Power Holding Corp. Compares
How Spruce Power Holding Corp. compares to Utilities sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Spruce Power Holding Corp. Stock Overvalued? SPRU Valuation Analysis 2026
Based on fundamental analysis, Spruce Power Holding Corp. shows some fundamental concerns relative to the Utilities sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Spruce Power Holding Corp. Balance Sheet: SPRU Debt, Cash & Liquidity
SPRU Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Spruce Power Holding Corp.'s revenue has grown significantly by 382% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.82 indicates the company is currently unprofitable.
SPRU Revenue Growth, EPS Growth & YoY Performance
SPRU Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $21.4M | -$860.0K | $-0.05 |
| Q2 2025 | $22.5M | -$3.0M | $-0.17 |
| Q1 2025 | $18.3M | -$2.5M | $-0.13 |
| Q3 2024 | $21.4M | -$19.3M | $-1.11 |
| Q2 2024 | $22.5M | $3.1M | $0.15 |
| Q1 2024 | $18.1M | -$2.5M | $-0.13 |
| Q3 2023 | $5.1M | -$19.3M | $-1.11 |
| Q2 2023 | N/A | $3.1M | $0.02 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Spruce Power Holding Corp. Dividends, Buybacks & Capital Allocation
SPRU SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Spruce Power Holding Corp. (CIK: 0001772720)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SPRU
What is the AI rating for SPRU?
Spruce Power Holding Corp. (SPRU) has an AI rating of STRONG SELL with 87% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SPRU's key strengths?
Claude: Substantial operating income of $17.9M with 16% operating margin indicates core utility operations generate profit. Significant asset base of $837.3M reflects established utility infrastructure and market presence.
What are the risks of investing in SPRU?
Claude: Critical liquidity crisis: current ratio of 0.49x means only $0.49 in current assets per $1 of current liabilities—imminent default risk on short-term obligations. Negative operating cash flow of -$3.5M indicates business cannot self-fund operations; unsustainable trajectory with current cash reserves.
What is SPRU's revenue and growth?
Spruce Power Holding Corp. reported revenue of $111.8M.
Does SPRU pay dividends?
Spruce Power Holding Corp. does not currently pay dividends.
Where can I find SPRU SEC filings?
Official SEC filings for Spruce Power Holding Corp. (CIK: 0001772720) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SPRU's EPS?
Spruce Power Holding Corp. has a diluted EPS of $-1.44.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SPRU a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Spruce Power Holding Corp. has a STRONG SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SPRU stock overvalued or undervalued?
Valuation metrics for SPRU: ROE of -21.5% (sector avg: 10%), net margin of -23.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy SPRU stock in 2026?
Our dual AI analysis gives Spruce Power Holding Corp. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SPRU's free cash flow?
Spruce Power Holding Corp.'s operating cash flow is $-3.5M, with capital expenditures of $221.0K. FCF margin is -3.4%.
How does SPRU compare to other Utilities stocks?
Vs Utilities sector averages: Net margin -23.3% (avg: 12%), ROE -21.5% (avg: 10%), current ratio 0.49 (avg: 0.8).
Is Spruce Power Holding Corp. carrying too much debt?
SPRU has a debt-to-equity ratio of 5.74x, which is above the Utilities sector average of 1.4x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.