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Fdctech, Inc.. (FDCT) Stock Fundamental Analysis & AI Rating 2026

FDCT OTC Services-Prepackaged Software DE CIK: 0001722731
Updated This Month • Analysis: Mar 24, 2026 • SEC Data: 2025-09-30
Combined AI Rating
SELL
76% Confidence
AGREEMENT
SELL
75% Conf
HOLD
78% Conf

📊 FDCT Key Takeaways

Revenue: $17.3M
Net Margin: 2.5%
Free Cash Flow: $-3.8M
Current Ratio: 1.31x
Debt/Equity: 0.00x
EPS: $0.00
AI Rating: SELL with 75% confidence
Fdctech, Inc.. (FDCT) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $17.3M, net profit margin of 2.5%, and return on equity (ROE) of 2.7%, Fdctech, Inc.. demonstrates mixed fundamentals in the Technology sector. Below is our complete FDCT stock analysis for 2026.

Is Fdctech, Inc.. (FDCT) a Good Investment?

Claude

While FDCTECH demonstrates strong revenue growth of 111.2% YoY and maintains a healthy cash position of $24.8M with no debt, the company is fundamentally unprofitable on a cash basis with negative operating cash flow of -$3.8M despite reporting positive net income. The significant disconnect between accounting profits and cash generation, combined with deteriorating profitability margins and weak returns on assets, suggests the reported net income may not be sustainable.

ChatGPT

FDCTECH shows strong top-line momentum, with revenue more than doubling year over year while remaining profitable at the operating and net income levels. However, the quality of that growth is mixed because margins are still thin, returns on capital are low, and operating cash flow was meaningfully negative despite reported earnings. The balance sheet is helped by a large cash position and no meaningful debt, but fundamentals need to show better cash conversion before the business looks materially stronger.

Why Buy Fdctech, Inc.. Stock? FDCT Key Strengths

Claude
  • + Exceptional revenue growth of 111.2% YoY indicating strong market demand or successful scaling
  • + Strong liquidity position with $24.8M cash and 1.31x current ratio, providing operational flexibility
  • + No debt burden (Debt/Equity of 0.00x) and solid interest coverage of 19.8x, indicating financial stability
  • + Healthy gross margin of 54.6% suggesting reasonable unit economics at the product level
ChatGPT
  • + Revenue grew 111.2% year over year, indicating strong business expansion
  • + Company remains profitable with positive operating income, net income, and solid gross margin of 54.6%
  • + Balance sheet is relatively conservative with $24.78M in cash and no meaningful long-term debt

FDCT Stock Risks: Fdctech, Inc.. Investment Risks

Claude
  • ! Negative operating cash flow of -$3.8M despite positive net income indicates potential accounting distortions or unsustainable business model
  • ! Deteriorating profitability margins with only 5.2% operating margin and 2.5% net margin despite rapid growth
  • ! Very weak return on assets (0.9%) and return on equity (2.7%) suggest inefficient capital deployment despite large asset base
  • ! Operating cash flow declining sharply relative to net income indicates quality of earnings concerns and potential future profitability issues
ChatGPT
  • ! Operating cash flow was negative $3.82M, which raises concerns about earnings quality and cash conversion
  • ! Net margin of 2.5% and operating margin of 5.2% leave limited room for execution mistakes
  • ! ROE of 2.7% and ROA of 0.9% suggest the company is not yet generating strong returns on its asset and equity base

Key Metrics to Watch

Claude
  • * Operating cash flow trend and path to positive cash generation
  • * Operating margin expansion or contraction as company scales
  • * Reconciliation of net income to operating cash flow to understand source of divergence
  • * Cash burn rate sustainability given current cash position and negative FCF
ChatGPT
  • * Operating cash flow relative to net income
  • * Operating margin and net margin trend

Fdctech, Inc.. (FDCT) Financial Metrics & Key Ratios

Revenue
$17.3M
Net Income
$436.2K
EPS (Diluted)
$0.00
Free Cash Flow
$-3.8M
Total Assets
$47.9M
Cash Position
$24.8M

💡 AI Analyst Insight

Fdctech, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

FDCT Profit Margin, ROE & Profitability Analysis

Gross Margin 54.6%
Operating Margin 5.2%
Net Margin 2.5%
ROE 2.7%
ROA 0.9%
FCF Margin -22.0%

FDCT vs Technology Sector: How Fdctech, Inc.. Compares

How Fdctech, Inc.. compares to Technology sector averages

Net Margin
FDCT 2.5%
vs
Sector Avg 18.0%
FDCT Sector
ROE
FDCT 2.7%
vs
Sector Avg 22.0%
FDCT Sector
Current Ratio
FDCT 1.3x
vs
Sector Avg 2.5x
FDCT Sector
Debt/Equity
FDCT 0.0x
vs
Sector Avg 0.5x
FDCT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Fdctech, Inc.. Stock Overvalued? FDCT Valuation Analysis 2026

Based on fundamental analysis, Fdctech, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
2.7%
Sector avg: 22%
Net Profit Margin
2.5%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Fdctech, Inc.. Balance Sheet: FDCT Debt, Cash & Liquidity

Current Ratio
1.31x
Quick Ratio
1.31x
Debt/Equity
0.00x
Debt/Assets
65.6%
Interest Coverage
19.81x
Long-term Debt
N/A

FDCT Revenue & Earnings Growth: 5-Year Financial Trend

FDCT 5-year financial data: Year 2020: Revenue $415.2K, Net Income -$141.1K, EPS N/A. Year 2021: Revenue $457.7K, Net Income N/A, EPS N/A. Year 2022: Revenue $6.5M, Net Income -$1.7M, EPS N/A. Year 2023: Revenue $12.8M, Net Income -$1.1M, EPS $-0.01. Year 2024: Revenue $26.9M, Net Income $1.6M, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Fdctech, Inc..'s revenue has grown significantly by 6,390% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.

FDCT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-22.0%
Free cash flow / Revenue

FDCT Quarterly Earnings & Performance

Quarterly financial performance data for Fdctech, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.7M $436.2K $0.00
Q2 2025 $5.4M -$211.8K $0.00
Q1 2025 $6.4M $301.0K $0.00
Q3 2024 $3.7M $320.8K $0.00
Q2 2024 $1.7M -$144.2K $0.00
Q1 2024 $1.5M -$224.4K $0.00
Q3 2023 $1.5M -$226.1K $0.00
Q2 2023 $1.5M -$330.2K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Fdctech, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$3.8M
Cash generated from operations
Dividends
None
No dividend program

FDCT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Fdctech, Inc.. (CIK: 0001722731)

📋 Recent SEC Filings

Date Form Document Action
Nov 24, 2025 8-K form8-k.htm View →
Nov 13, 2025 10-Q form10-q.htm View →
Nov 10, 2025 8-K form8-k.htm View →
Sep 19, 2025 8-K form8-k.htm View →
Sep 15, 2025 8-K form8-k.htm View →

Frequently Asked Questions about FDCT

What is the AI rating for FDCT?

Fdctech, Inc.. (FDCT) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FDCT's key strengths?

Claude: Exceptional revenue growth of 111.2% YoY indicating strong market demand or successful scaling. Strong liquidity position with $24.8M cash and 1.31x current ratio, providing operational flexibility. ChatGPT: Revenue grew 111.2% year over year, indicating strong business expansion. Company remains profitable with positive operating income, net income, and solid gross margin of 54.6%.

What are the risks of investing in FDCT?

Claude: Negative operating cash flow of -$3.8M despite positive net income indicates potential accounting distortions or unsustainable business model. Deteriorating profitability margins with only 5.2% operating margin and 2.5% net margin despite rapid growth. ChatGPT: Operating cash flow was negative $3.82M, which raises concerns about earnings quality and cash conversion. Net margin of 2.5% and operating margin of 5.2% leave limited room for execution mistakes.

What is FDCT's revenue and growth?

Fdctech, Inc.. reported revenue of $17.3M.

Does FDCT pay dividends?

Fdctech, Inc.. does not currently pay dividends.

Where can I find FDCT SEC filings?

Official SEC filings for Fdctech, Inc.. (CIK: 0001722731) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FDCT's EPS?

Fdctech, Inc.. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FDCT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Fdctech, Inc.. has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FDCT stock overvalued or undervalued?

Valuation metrics for FDCT: ROE of 2.7% (sector avg: 22%), net margin of 2.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy FDCT stock in 2026?

Our dual AI analysis gives Fdctech, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FDCT's free cash flow?

Fdctech, Inc..'s operating cash flow is $-3.8M, with capital expenditures of N/A. FCF margin is -22.0%.

How does FDCT compare to other Technology stocks?

Vs Technology sector averages: Net margin 2.5% (avg: 18%), ROE 2.7% (avg: 22%), current ratio 1.31 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-09-30 | Powered by Claude AI