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Creatd, Inc. (CRTDD) Stock Fundamental Analysis & AI Rating 2026

CRTDD OTC Services-Allied To Motion Picture Production NV CIK: 0001357671
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2023-09-30
Combined AI Rating
STRONG SELL
96% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
96% Conf

📊 CRTDD Key Takeaways

Revenue: $2.1M
Net Margin: -1,096.2%
Free Cash Flow: $-3.6M
Current Ratio: 0.02x
Debt/Equity: N/A
EPS: $-0.48
AI Rating: STRONG SELL with 95% confidence
Creatd, Inc. (CRTDD) receives a STRONG SELL rating with 96% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.1M, net profit margin of -1,096.2%, Creatd, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete CRTDD stock analysis for 2026.

Is Creatd, Inc. (CRTDD) a Good Investment?

Claude

Creatd faces severe fundamental deterioration with negative stockholders' equity of -21.6M, indicating liabilities exceed assets by a substantial margin. Despite 484% revenue growth, the company is burning cash at an alarming rate (-3.6M FCF) with operating losses of -18.3M and a net margin of -1096%, demonstrating the revenue growth is entirely unprofitable. The company's liquidity crisis (0.02x current ratio, 6.8K cash) combined with negative cash flows makes near-term solvency a critical concern.

ChatGPT

Creatd’s latest fundamentals indicate severe financial distress despite a sharp revenue rebound. Growth quality is weak because margins remain deeply negative, cash burn is substantial, liquidity is critically impaired, and the balance sheet shows large negative equity, leaving little evidence that higher revenue is translating into a sustainable operating model.

Why Buy Creatd, Inc. Stock? CRTDD Key Strengths

Claude
  • + Significant year-over-year revenue growth of 484% indicates potential market traction in core business
  • + Positive EPS improvement of 53.5% YoY suggests losses are moderating in magnitude
  • + Gross margin of 14.8% indicates some ability to generate positive contribution from core operations
ChatGPT
  • + Revenue grew 484.2% year over year, showing some demand recovery or business activity improvement
  • + Gross profit was positive, indicating the company is generating contribution above direct costs
  • + Net loss and diluted EPS improved year over year, suggesting losses narrowed from an extremely weak prior period

CRTDD Stock Risks: Creatd, Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -21.6M indicates technical insolvency and existential viability concerns
  • ! Severely stressed liquidity with current ratio of 0.02x and only 6.8K in cash against 23.6M liabilities
  • ! Massive negative free cash flow of -3.6M with operating losses suggesting unprofitable revenue model
  • ! Operating margin of -864% demonstrates inability to convert revenue to profitability at scale
  • ! Zero insider buying activity in last 90 days suggests management lacks confidence in recovery
ChatGPT
  • ! Liquidity is near crisis levels, with only $6.76K of cash and a 0.02x current ratio
  • ! Profitability is structurally weak, with -864.1% operating margin and -1096.2% net margin
  • ! Balance sheet is heavily impaired, with $-21.61M stockholders equity and liabilities far exceeding assets

Key Metrics to Watch

Claude
  • * Stockholders' equity trend and path to positive net worth
  • * Operating cash flow inflection point and timeline to cash flow breakeven
  • * Cash balance depletion rate and runway to potential capital requirement
  • * Operating margin improvement trajectory and cost structure reduction
  • * Revenue sustainability and gross margin stability amid growth
ChatGPT
  • * Quarterly operating cash flow and ending cash balance
  • * Operating margin trend relative to revenue growth

Creatd, Inc. (CRTDD) Financial Metrics & Key Ratios

Revenue
$2.1M
Net Income
$-23.3M
EPS (Diluted)
$-0.48
Free Cash Flow
$-3.6M
Total Assets
$2.9M
Cash Position
$6.8K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CRTDD Profit Margin, ROE & Profitability Analysis

Gross Margin 14.8%
Operating Margin -864.1%
Net Margin -1,096.2%
ROE N/A
ROA -804.8%
FCF Margin -169.4%

CRTDD vs Services Sector: How Creatd, Inc. Compares

How Creatd, Inc. compares to Services sector averages

Net Margin
CRTDD -1,096.2%
vs
Sector Avg 10.0%
CRTDD Sector
ROE
CRTDD 0.0%
vs
Sector Avg 16.0%
CRTDD Sector
Current Ratio
CRTDD 0.0x
vs
Sector Avg 1.5x
CRTDD Sector
Debt/Equity
CRTDD 0.0x
vs
Sector Avg 0.7x
CRTDD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Creatd, Inc. Stock Overvalued? CRTDD Valuation Analysis 2026

Based on fundamental analysis, Creatd, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
N/A
Sector avg: 16%
Net Profit Margin
-1,096.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Creatd, Inc. Balance Sheet: CRTDD Debt, Cash & Liquidity

Current Ratio
0.02x
Quick Ratio
0.01x
Debt/Equity
N/A
Debt/Assets
816.5%
Interest Coverage
-28.99x
Long-term Debt
$38.0K

CRTDD Revenue & Earnings Growth: 5-Year Financial Trend

CRTDD 5-year financial data: Year 2018: Revenue $95.7K, Net Income -$8.8M, EPS N/A. Year 2019: Revenue $453.0K, Net Income -$12.0M, EPS N/A. Year 2020: Revenue $1.2M, Net Income -$8.0M, EPS N/A. Year 2021: Revenue $4.3M, Net Income -$24.2M, EPS N/A. Year 2022: Revenue $4.8M, Net Income -$37.3M, EPS $-3.44.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Creatd, Inc.'s revenue has grown significantly by 4,914% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3.44 indicates the company is currently unprofitable.

CRTDD Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-169.4%
Free cash flow / Revenue

CRTDD Quarterly Earnings & Performance

Quarterly financial performance data for Creatd, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2023 $437.9K -$2.8M $-0.09
Q2 2023 $699.4K -$4.4M $-0.12
Q1 2023 $986.1K -$6.3M $-0.35
Q3 2022 $1.0M -$9.2M $-0.45
Q2 2022 $970.9K -$8.3M $-0.41
Q1 2022 $743.9K -$6.3M $-0.36
Q3 2021 $424.8K -$9.7M N/A
Q2 2021 $322.5K -$4.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Creatd, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$3.4M
Cash generated from operations
Stock Buybacks
$16.1K
Shares repurchased (TTM)
Capital Expenditures
$212.2K
Investment in assets
Dividends Paid
$1.6M
Returned to shareholders

CRTDD SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Creatd, Inc. (CIK: 0001357671)

📋 Recent SEC Filings

Date Form Document Action
Aug 15, 2025 S-1 ea0252610-s1_creatd.htm View →
Jun 27, 2024 8-K ea0208601-8k_creatd.htm View →
Apr 11, 2024 8-K ea020372401-8k_creatd.htm View →
Mar 19, 2024 SC 13G ea0202152-13gjoseph_creatd.htm View →
Mar 18, 2024 SC 13G ea0201918-13garno_creatd.htm View →

Frequently Asked Questions about CRTDD

What is the AI rating for CRTDD?

Creatd, Inc. (CRTDD) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 96% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRTDD's key strengths?

Claude: Significant year-over-year revenue growth of 484% indicates potential market traction in core business. Positive EPS improvement of 53.5% YoY suggests losses are moderating in magnitude. ChatGPT: Revenue grew 484.2% year over year, showing some demand recovery or business activity improvement. Gross profit was positive, indicating the company is generating contribution above direct costs.

What are the risks of investing in CRTDD?

Claude: Negative stockholders' equity of -21.6M indicates technical insolvency and existential viability concerns. Severely stressed liquidity with current ratio of 0.02x and only 6.8K in cash against 23.6M liabilities. ChatGPT: Liquidity is near crisis levels, with only $6.76K of cash and a 0.02x current ratio. Profitability is structurally weak, with -864.1% operating margin and -1096.2% net margin.

What is CRTDD's revenue and growth?

Creatd, Inc. reported revenue of $2.1M.

Does CRTDD pay dividends?

Creatd, Inc. pays dividends, with $1.6M distributed to shareholders in the trailing twelve months.

Where can I find CRTDD SEC filings?

Official SEC filings for Creatd, Inc. (CIK: 0001357671) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRTDD's EPS?

Creatd, Inc. has a diluted EPS of $-0.48.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CRTDD a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Creatd, Inc. has a STRONG SELL rating with 96% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CRTDD stock overvalued or undervalued?

Valuation metrics for CRTDD: ROE of N/A (sector avg: 16%), net margin of -1,096.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CRTDD stock in 2026?

Our dual AI analysis gives Creatd, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CRTDD's free cash flow?

Creatd, Inc.'s operating cash flow is $-3.4M, with capital expenditures of $212.2K. FCF margin is -169.4%.

How does CRTDD compare to other Services stocks?

Vs Services sector averages: Net margin -1,096.2% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.02 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2023-09-30 | Powered by Claude AI