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Lovesac Co (LOVE) Stock Fundamental Analysis & AI Rating 2026

LOVE Nasdaq Retail-Furniture Stores DE CIK: 0001701758
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2026-02-01
Combined AI Rating
SELL
71% Confidence
AGREEMENT
SELL
78% Conf
HOLD
64% Conf

📊 LOVE Key Takeaways

Revenue: $697.1M
Net Margin: 0.6%
Free Cash Flow: $26.2M
Current Ratio: 1.61x
Debt/Equity: 0.36x
EPS: $0.28
AI Rating: SELL with 78% confidence
Lovesac Co (LOVE) receives a SELL rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $697.1M, net profit margin of 0.6%, and return on equity (ROE) of 1.9%, Lovesac Co demonstrates mixed fundamentals in the Consumer sector. Below is our complete LOVE stock analysis for 2026.

Is Lovesac Co (LOVE) a Good Investment?

Claude

Lovesac faces severe profitability deterioration with net income collapsing 64.8% YoY and EPS down 59.4%, while revenue growth stalls at 0%. Operating expenses consume ~55.6% of revenue despite a healthy 56.4% gross margin, indicating fundamental operational inefficiency that has resulted in returns on equity and assets below 2%.

ChatGPT

Lovesac shows strong gross margins, solid liquidity, and positive free cash flow, indicating a resilient core model and manageable leverage. However, revenue is flat and profitability has compressed sharply with very thin operating and net margins, weakening returns on capital. Hold pending evidence of sustainable margin recovery and re-acceleration in top-line growth.

Why Buy Lovesac Co Stock? LOVE Key Strengths

Claude
  • + Strong gross margin of 56.4% demonstrates product pricing power
  • + Solid balance sheet with $101.9M cash and moderate 0.36x debt-to-equity ratio
  • + Positive free cash flow generation of $26.2M despite earnings decline
ChatGPT
  • + High gross margin profile (56.4%)
  • + Robust liquidity and low leverage (quick 1.60x, D/E 0.36x)
  • + Positive free cash flow with strong interest coverage

LOVE Stock Risks: Lovesac Co Investment Risks

Claude
  • ! Revenue growth entirely stalled at 0% YoY with no top-line momentum
  • ! Net income collapsed 64.8% YoY; company unable to convert gross profits to net earnings
  • ! Operating expense leverage problem: operating margin at 0.8% suggests structural cost issues
ChatGPT
  • ! Thin profitability and margin compression (operating margin 0.8%)
  • ! Flat revenue growth indicating demand or execution headwinds
  • ! High SG&A/operating leverage sensitivity in a promotional retail environment

Key Metrics to Watch

Claude
  • * Operating margin trend and SG&A expense ratio - critical to understand if profitability decline is operational or cyclical
  • * Revenue growth trajectory - any signs of demand recovery in furniture retail sector
  • * Free cash flow sustainability - ensure cash burn doesn't accelerate if losses continue
ChatGPT
  • * Operating margin (and SG&A as % of sales)
  • * YoY revenue/comparable sales growth

Lovesac Co (LOVE) Financial Metrics & Key Ratios

Revenue
$697.1M
Net Income
$4.1M
EPS (Diluted)
$0.28
Free Cash Flow
$26.2M
Total Assets
$534.7M
Cash Position
$101.9M

💡 AI Analyst Insight

The relatively thin 3.8% FCF margin may limit capital allocation flexibility.

LOVE Profit Margin, ROE & Profitability Analysis

Gross Margin 56.4%
Operating Margin 0.8%
Net Margin 0.6%
ROE 1.9%
ROA 0.8%
FCF Margin 3.8%

LOVE vs Consumer Sector: How Lovesac Co Compares

How Lovesac Co compares to Consumer sector averages

Net Margin
LOVE 0.6%
vs
Sector Avg 8.0%
LOVE Sector
ROE
LOVE 1.9%
vs
Sector Avg 18.0%
LOVE Sector
Current Ratio
LOVE 1.6x
vs
Sector Avg 1.5x
LOVE Sector
Debt/Equity
LOVE 0.4x
vs
Sector Avg 0.8x
LOVE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Lovesac Co Stock Overvalued? LOVE Valuation Analysis 2026

Based on fundamental analysis, Lovesac Co has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
1.9%
Sector avg: 18%
Net Profit Margin
0.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.36x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Lovesac Co Balance Sheet: LOVE Debt, Cash & Liquidity

Current Ratio
1.61x
Quick Ratio
1.60x
Debt/Equity
0.36x
Debt/Assets
59.1%
Interest Coverage
61.13x
Long-term Debt
$78.0M

LOVE Revenue & Earnings Growth: 5-Year Financial Trend

LOVE 5-year financial data: Year 2022: Revenue $498.2M, Net Income -$15.2M, EPS $-1.07. Year 2023: Revenue $651.5M, Net Income $14.7M, EPS $0.96. Year 2024: Revenue $700.3M, Net Income $47.5M, EPS $2.96. Year 2025: Revenue $700.3M, Net Income $26.5M, EPS $1.66. Year 2026: Revenue $700.3M, Net Income $23.9M, EPS $1.45.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Lovesac Co's revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.45 reflects profitable operations.

LOVE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.8%
Free cash flow / Revenue

LOVE Quarterly Earnings & Performance

Quarterly financial performance data for Lovesac Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $149.9M -$4.9M $-0.32
Q2 2026 $156.6M -$5.9M $-0.38
Q1 2026 $132.6M -$10.8M $-0.73
Q3 2025 $149.9M -$2.3M $-0.15
Q2 2025 $154.5M -$635.0K $-0.04
Q1 2025 $132.6M -$4.1M $-0.27
Q3 2024 $134.8M $273.0K $0.02
Q2 2024 $148.5M -$635.0K $-0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Lovesac Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$49.3M
Cash generated from operations
Stock Buybacks
$6.0M
Shares repurchased (TTM)
Capital Expenditures
$23.1M
Investment in assets
Dividends
None
No dividend program

LOVE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Lovesac Co (CIK: 0001701758)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 10-K love-20260201.htm View →
Mar 26, 2026 8-K love-20260326.htm View →
Mar 26, 2026 8-K love-20260326.htm View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774050030.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774049958.xml View →

Frequently Asked Questions about LOVE

What is the AI rating for LOVE?

Lovesac Co (LOVE) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LOVE's key strengths?

Claude: Strong gross margin of 56.4% demonstrates product pricing power. Solid balance sheet with $101.9M cash and moderate 0.36x debt-to-equity ratio. ChatGPT: High gross margin profile (56.4%). Robust liquidity and low leverage (quick 1.60x, D/E 0.36x).

What are the risks of investing in LOVE?

Claude: Revenue growth entirely stalled at 0% YoY with no top-line momentum. Net income collapsed 64.8% YoY; company unable to convert gross profits to net earnings. ChatGPT: Thin profitability and margin compression (operating margin 0.8%). Flat revenue growth indicating demand or execution headwinds.

What is LOVE's revenue and growth?

Lovesac Co reported revenue of $697.1M.

Does LOVE pay dividends?

Lovesac Co does not currently pay dividends.

Where can I find LOVE SEC filings?

Official SEC filings for Lovesac Co (CIK: 0001701758) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LOVE's EPS?

Lovesac Co has a diluted EPS of $0.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LOVE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Lovesac Co has a SELL rating with 71% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LOVE stock overvalued or undervalued?

Valuation metrics for LOVE: ROE of 1.9% (sector avg: 18%), net margin of 0.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy LOVE stock in 2026?

Our dual AI analysis gives Lovesac Co a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LOVE's free cash flow?

Lovesac Co's operating cash flow is $49.3M, with capital expenditures of $23.1M. FCF margin is 3.8%.

How does LOVE compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 0.6% (avg: 8%), ROE 1.9% (avg: 18%), current ratio 1.61 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2026-02-01 | Powered by Claude AI