📊 COUR Key Takeaways
Is Coursera, Inc. (COUR) a Good Investment?
Coursera demonstrates solid revenue growth (9% YoY) and strong operational cash generation ($107.2M FCF), supported by healthy gross margins (54.6%) and excellent liquidity (2.51x current ratio). However, persistent operating losses (-10.2% margin) and negative profitability (Net margin -6.7%, ROE -8.0%) indicate the company has not achieved sustainable profitability despite scale, requiring continued monitoring of the path to profitability.
Coursera shows a mixed fundamental profile: revenue is still growing at a healthy single-digit rate and free cash flow is solidly positive, but the business remains meaningfully unprofitable at the operating and net income levels. Its very large cash balance, zero long-term debt, and strong liquidity provide substantial financial flexibility, yet sustained margin improvement is still needed for the growth story to look higher quality.
Why Buy Coursera, Inc. Stock? COUR Key Strengths
- Strong free cash flow generation ($107.2M) despite operating losses, indicating efficient working capital management
- Excellent liquidity position with $792.6M cash and 2.51x current ratio provides financial flexibility
- Healthy gross margins (54.6%) demonstrate pricing power and efficient delivery of core educational services
- Conservative capital structure with zero long-term debt and 0.0x debt/equity ratio
- Consistent revenue growth trajectory (9% YoY) in expanding online education market
- Strong balance sheet with $792.6M in cash, no long-term debt, and $635.7M in equity
- Positive operating cash flow and $107.2M of free cash flow, indicating good liquidity support despite accounting losses
- Revenue growth of 9.0% YoY with a solid 54.6% gross margin, showing the core platform retains economic value
COUR Stock Risks: Coursera, Inc. Investment Risks
- Persistent operating losses (-$77.4M) and negative net income despite $757.5M revenue indicates operational model challenges at scale
- Negative return metrics (ROE -8.0%, ROA -5.1%) show capital is not being deployed efficiently for shareholder returns
- Operating margin deterioration remains a concern despite 7 insider Form 4 filings suggesting potential management confidence limits
- Path to profitability unclear; company must demonstrate ability to convert revenue growth into positive operating income
- Competitive pressure in online education with well-capitalized competitors may constrain margin expansion
- Operating margin of -10.2% and net margin of -6.7% show the company has not yet achieved durable profitability
- Return metrics remain weak, with negative ROE and ROA indicating inefficient capital deployment so far
- Growth quality needs monitoring because positive free cash flow alongside net losses may not be sustainable without continued margin improvement
Key Metrics to Watch
- Operating margin progression toward breakeven and positive territory
- Sustainability of free cash flow generation and cash burn rate
- Revenue growth rate maintenance and gross margin stability
- Operating expense ratio trends relative to revenue growth
- Operating margin trend and path to sustained GAAP net profitability
- Free cash flow conversion relative to revenue growth
Coursera, Inc. (COUR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.51x current ratio provides a solid financial cushion.
COUR Profit Margin, ROE & Profitability Analysis
COUR vs Technology Sector: How Coursera, Inc. Compares
How Coursera, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Coursera, Inc. Stock Overvalued? COUR Valuation Analysis 2026
Based on fundamental analysis, Coursera, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Coursera, Inc. Balance Sheet: COUR Debt, Cash & Liquidity
COUR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Coursera, Inc.'s revenue has grown significantly by 82% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.77 indicates the company is currently unprofitable.
COUR Revenue Growth, EPS Growth & YoY Performance
COUR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $176.1M | -$8.6M | $-0.05 |
| Q2 2025 | $170.3M | -$7.8M | $-0.05 |
| Q1 2025 | $169.1M | -$7.8M | $-0.05 |
| Q3 2024 | $165.5M | -$13.7M | $-0.09 |
| Q2 2024 | $153.7M | -$23.0M | $-0.15 |
| Q1 2024 | $147.6M | -$21.3M | $-0.14 |
| Q3 2023 | $136.4M | -$32.1M | $-0.21 |
| Q2 2023 | $124.8M | -$31.7M | $-0.21 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Coursera, Inc. Dividends, Buybacks & Capital Allocation
COUR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Coursera, Inc. (CIK: 0001651562)
📋 Recent SEC Filings
❓ Frequently Asked Questions about COUR
What is the AI rating for COUR?
Coursera, Inc. (COUR) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are COUR's key strengths?
Claude: Strong free cash flow generation ($107.2M) despite operating losses, indicating efficient working capital management. Excellent liquidity position with $792.6M cash and 2.51x current ratio provides financial flexibility. ChatGPT: Strong balance sheet with $792.6M in cash, no long-term debt, and $635.7M in equity. Positive operating cash flow and $107.2M of free cash flow, indicating good liquidity support despite accounting losses.
What are the risks of investing in COUR?
Claude: Persistent operating losses (-$77.4M) and negative net income despite $757.5M revenue indicates operational model challenges at scale. Negative return metrics (ROE -8.0%, ROA -5.1%) show capital is not being deployed efficiently for shareholder returns. ChatGPT: Operating margin of -10.2% and net margin of -6.7% show the company has not yet achieved durable profitability. Return metrics remain weak, with negative ROE and ROA indicating inefficient capital deployment so far.
What is COUR's revenue and growth?
Coursera, Inc. reported revenue of $757.5M.
Does COUR pay dividends?
Coursera, Inc. does not currently pay dividends.
Where can I find COUR SEC filings?
Official SEC filings for Coursera, Inc. (CIK: 0001651562) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is COUR's EPS?
Coursera, Inc. has a diluted EPS of $-0.31.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is COUR a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Coursera, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is COUR stock overvalued or undervalued?
Valuation metrics for COUR: ROE of -8.0% (sector avg: 22%), net margin of -6.7% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy COUR stock in 2026?
Our dual AI analysis gives Coursera, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is COUR's free cash flow?
Coursera, Inc.'s operating cash flow is $108.7M, with capital expenditures of $1.5M. FCF margin is 14.2%.
How does COUR compare to other Technology stocks?
Vs Technology sector averages: Net margin -6.7% (avg: 18%), ROE -8.0% (avg: 22%), current ratio 2.51 (avg: 2.5).