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Consensus Cloud Solutions, Inc. (CCSI) Stock Fundamental Analysis & AI Rating 2026

CCSI Nasdaq Services-Prepackaged Software DE CIK: 0001866633
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
80% Confidence
NEUTRAL
STRONG BUY
78% Conf
HOLD
81% Conf

📊 CCSI Key Takeaways

Revenue: $349.7M
Net Margin: 24.2%
Free Cash Flow: $105.9M
Current Ratio: 1.79x
Debt/Equity: 40.54x
EPS: $4.35
AI Rating: STRONG BUY with 78% confidence
Consensus Cloud Solutions, Inc. (CCSI) receives a BUY rating with 80% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $349.7M, net profit margin of 24.2%, and return on equity (ROE) of 613.7%, Consensus Cloud Solutions, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete CCSI stock analysis for 2026.

Is Consensus Cloud Solutions, Inc. (CCSI) a Good Investment?

Claude

Consensus Cloud Solutions demonstrates exceptional profitability with 79.8% gross margins, 43.0% operating margins, and 24.2% net margins, generating strong free cash flow of $105.9M (30.3% FCF margin). The company achieved remarkable 13,804% revenue growth YoY, though this appears acquisition-driven rather than organic, supported by robust operational cash generation and solid liquidity metrics.

ChatGPT

Consensus Cloud Solutions shows very strong core profitability, with 79.8% gross margin, 43.0% operating margin, and a 30.3% free cash flow margin, indicating a highly cash-generative software model. However, growth quality looks weak given flat net income and declining diluted EPS, while the balance sheet remains heavily leveraged with minimal equity and substantial long-term debt. The fundamentals support a solid operating business, but balance sheet risk and limited earnings momentum temper the outlook.

Why Buy Consensus Cloud Solutions, Inc. Stock? CCSI Key Strengths

Claude
  • + Exceptional profitability: 79.8% gross margin and 43.0% operating margin indicate pricing power and operational efficiency
  • + Strong free cash flow generation: $105.9M FCF with 30.3% FCF margin demonstrates quality earnings conversion
  • + Solid liquidity position: 1.79x current ratio and $74.7M cash with strong interest coverage of 53.7x
  • + Massive revenue growth: 13,804% YoY increase indicates significant business expansion or transformative acquisition
  • + Robust operating efficiency: ROA of 12.7% shows effective asset utilization despite high leverage
ChatGPT
  • + Exceptional margins and strong operating efficiency
  • + Robust free cash flow generation relative to revenue
  • + Strong interest coverage despite large debt load

CCSI Stock Risks: Consensus Cloud Solutions, Inc. Investment Risks

Claude
  • ! Extremely high financial leverage: Debt-to-Equity of 40.54x is concerning; $558.4M long-term debt versus only $13.8M equity creates significant financial risk
  • ! Minimal equity cushion: Stockholders' equity of only $13.8M on $663.8M total assets leaves little margin for error
  • ! Growth sustainability uncertain: 13,804% YoY growth is likely acquisition-related; organic growth trajectory unclear and cannot be sustained
  • ! Distressed capital structure: Heavy debt load with only equity cushion raises refinancing and covenant risk
  • ! Extreme ROE of 613.7% is not sustainable and driven by minimal equity base rather than superior business economics
ChatGPT
  • ! Extremely high leverage with debt/equity above 40x
  • ! Very small equity base increases financial fragility
  • ! Weak earnings growth quality as net income is flat and diluted EPS declined

Key Metrics to Watch

Claude
  • * Organic revenue growth rate (acquisition-adjusted growth)
  • * Debt reduction trajectory and covenant compliance status
  • * Operating cash flow sustainability and trend
  • * Gross margin preservation through integration periods
  • * Leverage ratio improvement and equity capital growth
ChatGPT
  • * Free cash flow conversion and operating cash flow trend
  • * Debt reduction progress and stockholders' equity improvement

Consensus Cloud Solutions, Inc. (CCSI) Financial Metrics & Key Ratios

Revenue
$349.7M
Net Income
$84.5M
EPS (Diluted)
$4.35
Free Cash Flow
$105.9M
Total Assets
$663.8M
Cash Position
$74.7M

💡 AI Analyst Insight

The 30.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

CCSI Profit Margin, ROE & Profitability Analysis

Gross Margin 79.8%
Operating Margin 43.0%
Net Margin 24.2%
ROE 613.7%
ROA 12.7%
FCF Margin 30.3%

CCSI vs Technology Sector: How Consensus Cloud Solutions, Inc. Compares

How Consensus Cloud Solutions, Inc. compares to Technology sector averages

Net Margin
CCSI 24.2%
vs
Sector Avg 18.0%
CCSI Sector
ROE
CCSI 613.7%
vs
Sector Avg 22.0%
CCSI Sector
Current Ratio
CCSI 1.8x
vs
Sector Avg 2.5x
CCSI Sector
Debt/Equity
CCSI 40.5x
vs
Sector Avg 0.5x
CCSI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Consensus Cloud Solutions, Inc. Stock Overvalued? CCSI Valuation Analysis 2026

Based on fundamental analysis, Consensus Cloud Solutions, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
613.7%
Sector avg: 22%
Net Profit Margin
24.2%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
40.54x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Consensus Cloud Solutions, Inc. Balance Sheet: CCSI Debt, Cash & Liquidity

Current Ratio
1.79x
Quick Ratio
1.79x
Debt/Equity
40.54x
Debt/Assets
97.9%
Interest Coverage
53.66x
Long-term Debt
$558.4M

CCSI Revenue & Earnings Growth: 5-Year Financial Trend

CCSI 5-year financial data: Year 2021: Revenue $352.7M, Net Income $213.0M, EPS $10.70. Year 2022: Revenue $362.4M, Net Income $152.9M, EPS $7.68. Year 2023: Revenue $362.6M, Net Income $109.0M, EPS $5.44. Year 2024: Revenue $362.6M, Net Income $72.7M, EPS $3.64. Year 2025: Revenue $362.6M, Net Income $77.3M, EPS $3.94.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Consensus Cloud Solutions, Inc.'s revenue has shown modest growth of 3% over the 5-year period. The most recent EPS of $3.94 reflects profitable operations.

CCSI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
30.3%
Free cash flow / Revenue

CCSI Quarterly Earnings & Performance

Quarterly financial performance data for Consensus Cloud Solutions, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $87.8M $21.1M $1.09
Q2 2025 $87.5M $20.8M $1.07
Q1 2025 $87.1M $21.2M $1.07
Q3 2024 $87.8M $21.1M $1.09
Q2 2024 $87.5M $21.1M $1.07
Q1 2024 $88.1M $15.5M $0.78
Q3 2023 $90.6M $15.4M $0.77
Q2 2023 $91.1M $21.1M $1.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Consensus Cloud Solutions, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$136.1M
Cash generated from operations
Stock Buybacks
$23.2M
Shares repurchased (TTM)
Capital Expenditures
$30.2M
Investment in assets
Dividends
None
No dividend program

CCSI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Consensus Cloud Solutions, Inc. (CIK: 0001866633)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 8-K ccs-20260401.htm View →
Mar 17, 2026 4 xslF345X05/marketforms-72553.xml View →
Mar 17, 2026 4 xslF345X05/marketforms-72552.xml View →
Mar 17, 2026 4 xslF345X05/marketforms-72554.xml View →
Mar 17, 2026 4 xslF345X05/marketforms-72555.xml View →

Frequently Asked Questions about CCSI

What is the AI rating for CCSI?

Consensus Cloud Solutions, Inc. (CCSI) has a Combined AI Rating of BUY from Claude (STRONG BUY) and ChatGPT (HOLD) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CCSI's key strengths?

Claude: Exceptional profitability: 79.8% gross margin and 43.0% operating margin indicate pricing power and operational efficiency. Strong free cash flow generation: $105.9M FCF with 30.3% FCF margin demonstrates quality earnings conversion. ChatGPT: Exceptional margins and strong operating efficiency. Robust free cash flow generation relative to revenue.

What are the risks of investing in CCSI?

Claude: Extremely high financial leverage: Debt-to-Equity of 40.54x is concerning; $558.4M long-term debt versus only $13.8M equity creates significant financial risk. Minimal equity cushion: Stockholders' equity of only $13.8M on $663.8M total assets leaves little margin for error. ChatGPT: Extremely high leverage with debt/equity above 40x. Very small equity base increases financial fragility.

What is CCSI's revenue and growth?

Consensus Cloud Solutions, Inc. reported revenue of $349.7M.

Does CCSI pay dividends?

Consensus Cloud Solutions, Inc. does not currently pay dividends.

Where can I find CCSI SEC filings?

Official SEC filings for Consensus Cloud Solutions, Inc. (CIK: 0001866633) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CCSI's EPS?

Consensus Cloud Solutions, Inc. has a diluted EPS of $4.35.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CCSI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Consensus Cloud Solutions, Inc. has a BUY rating with 80% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CCSI stock overvalued or undervalued?

Valuation metrics for CCSI: ROE of 613.7% (sector avg: 22%), net margin of 24.2% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy CCSI stock in 2026?

Our dual AI analysis gives Consensus Cloud Solutions, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CCSI's free cash flow?

Consensus Cloud Solutions, Inc.'s operating cash flow is $136.1M, with capital expenditures of $30.2M. FCF margin is 30.3%.

How does CCSI compare to other Technology stocks?

Vs Technology sector averages: Net margin 24.2% (avg: 18%), ROE 613.7% (avg: 22%), current ratio 1.79 (avg: 2.5).

Is Consensus Cloud Solutions, Inc. carrying too much debt?

CCSI has a debt-to-equity ratio of 40.54x, which is above the Technology sector average of 0.5x. However, the current ratio of 1.79 suggests adequate short-term liquidity.

Why is CCSI's return on equity (ROE) so high?

Consensus Cloud Solutions, Inc. has a return on equity of 613.7%, significantly above the Technology sector average of 22%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 24.2% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI