📊 CCLDO Key Takeaways
Is CareCloud, Inc. (CCLDO) a Good Investment?
CareCloud demonstrates solid operational efficiency with a 9.4% operating margin and exceptional net income growth of 177.4% YoY, driven by 8.7% revenue growth. Strong free cash flow generation of $23.8M (19.7% FCF margin) and healthy ROE/ROA metrics indicate effective capital deployment, though tight liquidity and minimal cash position present execution risk.
CareCloud shows improving fundamentals with solid revenue growth, sharply higher net income, and strong free cash flow generation relative to revenue. The balance sheet is conservatively levered, which supports financial resilience, but tight liquidity and limited cash on hand keep the outlook from being stronger.
Why Buy CareCloud, Inc. Stock? CCLDO Key Strengths
- Exceptional net income growth of 177.4% YoY with improving profitability trajectory
- Strong free cash flow generation at $23.8M with 19.7% FCF margin, significantly exceeding net income
- Conservative capital structure with minimal leverage (0.02x Debt/Equity) and low long-term debt of $1.2M
- Solid return on equity (18.1%) and return on assets (12.3%) demonstrate efficient capital utilization
- Operating cash flow of $28.6M substantially covers capital expenditures
- Revenue grew 8.7% year over year while diluted EPS increased 135.7%, indicating meaningful operating leverage
- Net margin of 9.0% and operating margin of 9.4% show the business is currently profitable at both operating and bottom-line levels
- Free cash flow of $23.78M and debt-to-equity of 0.02x reflect strong cash generation and very low financial leverage
CCLDO Stock Risks: CareCloud, Inc. Investment Risks
- Tight liquidity position with current ratio of 1.05x and minimal cash balance of $3.1M relative to $28.1M liabilities
- Operating margin of 9.4% remains relatively modest for SaaS/software sector, limiting profitability cushion
- Absence of gross margin data obscures underlying cost structure and pricing power assessment
- Modest revenue growth of 8.7% YoY may not sustain recent profitability improvements
- 8 Form 4 insider filings in 90 days warrant monitoring for potential selling pressure or volatility
- Cash of $3.12M and a current ratio of 1.05x indicate limited liquidity cushion
- Gross margin and interest coverage are unavailable, reducing visibility into underlying earnings quality and fixed-charge protection
- Profit growth materially outpaced revenue growth, which may be difficult to sustain if expense discipline weakens or growth slows
Key Metrics to Watch
- Operating cash flow sustainability and working capital trends
- Operating margin expansion with revenue scale
- Revenue growth acceleration above 8.7% YoY baseline
- Cash position and liquidity improvement
- Customer retention and recurring revenue metrics
- Operating cash flow and free cash flow margin
- Current ratio and cash balance
CareCloud, Inc. (CCLDO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
CareCloud, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
CCLDO Profit Margin, ROE & Profitability Analysis
CCLDO vs Technology Sector: How CareCloud, Inc. Compares
How CareCloud, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is CareCloud, Inc. Stock Overvalued? CCLDO Valuation Analysis 2026
Based on fundamental analysis, CareCloud, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
CareCloud, Inc. Balance Sheet: CCLDO Debt, Cash & Liquidity
CCLDO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: CareCloud, Inc.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $-0.28 indicates the company is currently unprofitable.
CCLDO Revenue Growth, EPS Growth & YoY Performance
CCLDO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $28.5M | -$241.0K | $-0.04 |
| Q2 2025 | $27.4M | -$241.0K | $0.02 |
| Q1 2025 | $26.0M | -$241.0K | $-0.04 |
| Q3 2024 | $28.5M | -$241.0K | $-0.04 |
| Q2 2024 | $28.1M | -$241.0K | $-0.10 |
| Q1 2024 | $26.0M | -$241.0K | $-0.02 |
| Q3 2023 | $29.3M | -$401.0K | $-0.18 |
| Q2 2023 | $29.4M | -$401.0K | $-0.07 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CareCloud, Inc. Dividends, Buybacks & Capital Allocation
CCLDO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for CareCloud, Inc. (CIK: 0001582982)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CCLDO
What is the AI rating for CCLDO?
CareCloud, Inc. (CCLDO) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CCLDO's key strengths?
Claude: Exceptional net income growth of 177.4% YoY with improving profitability trajectory. Strong free cash flow generation at $23.8M with 19.7% FCF margin, significantly exceeding net income. ChatGPT: Revenue grew 8.7% year over year while diluted EPS increased 135.7%, indicating meaningful operating leverage. Net margin of 9.0% and operating margin of 9.4% show the business is currently profitable at both operating and bottom-line levels.
What are the risks of investing in CCLDO?
Claude: Tight liquidity position with current ratio of 1.05x and minimal cash balance of $3.1M relative to $28.1M liabilities. Operating margin of 9.4% remains relatively modest for SaaS/software sector, limiting profitability cushion. ChatGPT: Cash of $3.12M and a current ratio of 1.05x indicate limited liquidity cushion. Gross margin and interest coverage are unavailable, reducing visibility into underlying earnings quality and fixed-charge protection.
What is CCLDO's revenue and growth?
CareCloud, Inc. reported revenue of $120.5M.
Does CCLDO pay dividends?
CareCloud, Inc. pays dividends, with $1.1M distributed to shareholders in the trailing twelve months.
Where can I find CCLDO SEC filings?
Official SEC filings for CareCloud, Inc. (CIK: 0001582982) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CCLDO's EPS?
CareCloud, Inc. has a diluted EPS of $0.10.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CCLDO a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, CareCloud, Inc. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is CCLDO stock overvalued or undervalued?
Valuation metrics for CCLDO: ROE of 18.1% (sector avg: 22%), net margin of 9.0% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy CCLDO stock in 2026?
Our dual AI analysis gives CareCloud, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CCLDO's free cash flow?
CareCloud, Inc.'s operating cash flow is $28.6M, with capital expenditures of $4.8M. FCF margin is 19.7%.
How does CCLDO compare to other Technology stocks?
Vs Technology sector averages: Net margin 9.0% (avg: 18%), ROE 18.1% (avg: 22%), current ratio 1.05 (avg: 2.5).