📊 CCC Key Takeaways
Is CCC Intelligent Solutions Holdings Inc. (CCC) a Good Investment?
CCC demonstrates solid operational cash generation with strong FCF margin (24.1%) and healthy gross margins (73.5%), indicating efficient core operations. However, flat revenue growth (0.0% YoY), razor-thin net margin (0.2%), and minimal profitability (ROE 0.1%, ROA 0.0%) suggest the company is struggling to convert operational efficiency into bottom-line earnings, with recent net income growth appearing non-recurring.
CCC Intelligent Solutions shows a high-quality software revenue model with strong gross margins and solid free cash flow generation, which supports underlying business resilience. However, flat revenue growth, very thin net profitability, and weak interest coverage limit the strength of the fundamental outlook. The company appears fundamentally stable, but it needs clearer evidence of durable earnings expansion and stronger operating leverage.
Why Buy CCC Intelligent Solutions Holdings Inc. Stock? CCC Key Strengths
- Exceptional free cash flow generation at $254.5M with 24.1% FCF margin demonstrates strong cash conversion ability
- High gross margin of 73.5% reflects strong pricing power and efficient cost of goods sold in software business
- Moderate leverage with 0.72x debt-to-equity ratio and adequate liquidity at 1.43x current ratio provides financial stability
- High gross margin of 73.5% indicates strong software economics
- Free cash flow of $254.51M and 24.1% FCF margin show healthy cash generation
- Current and quick ratios of 1.43x suggest adequate near-term liquidity
CCC Stock Risks: CCC Intelligent Solutions Holdings Inc. Investment Risks
- Zero revenue growth (0.0% YoY) indicates stalled top-line expansion and potential market saturation in core business segments
- Extremely low net margin (0.2%) and minimal returns on equity (0.1%) and assets (0.0%) show profitability crisis despite operational cash flow strength
- Weak interest coverage ratio of 1.3x combined with $1.3B long-term debt creates vulnerability if operational performance deteriorates
- Revenue growth was flat year over year, raising questions about expansion momentum
- Net margin of 0.2% and diluted EPS near zero show weak bottom-line conversion
- Interest coverage of 1.3x indicates limited cushion relative to debt servicing needs
Key Metrics to Watch
- Revenue growth trajectory - critical inflection point needed to validate business viability
- Operating margin expansion - gap between 8.9% operating margin and 0.2% net margin suggests elevated non-operating expenses or tax burden
- Debt service sustainability - monitor if FCF continues to support debt obligations given low interest coverage cushion
- Revenue growth reacceleration
- Interest coverage improvement
CCC Intelligent Solutions Holdings Inc. (CCC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 24.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
CCC Profit Margin, ROE & Profitability Analysis
CCC vs Technology Sector: How CCC Intelligent Solutions Holdings Inc. Compares
How CCC Intelligent Solutions Holdings Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is CCC Intelligent Solutions Holdings Inc. Stock Overvalued? CCC Valuation Analysis 2026
Based on fundamental analysis, CCC Intelligent Solutions Holdings Inc. shows some fundamental concerns relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
CCC Intelligent Solutions Holdings Inc. Balance Sheet: CCC Debt, Cash & Liquidity
CCC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: CCC Intelligent Solutions Holdings Inc.'s revenue has grown significantly by 54% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.15 indicates the company is currently unprofitable.
CCC Revenue Growth, EPS Growth & YoY Performance
CCC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $238.5M | -$2.0M | $0.00 |
| Q2 2025 | $232.6M | -$4.5M | $-0.01 |
| Q1 2025 | $227.2M | -$597.0K | $0.00 |
| Q3 2024 | $221.1M | $4.1M | $0.00 |
| Q2 2024 | $211.7M | $20.8M | $0.03 |
| Q1 2024 | $204.9M | -$597.0K | $0.00 |
| Q3 2023 | $198.7M | $9.8M | $0.02 |
| Q2 2023 | $192.8M | $15.6M | $0.02 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
CCC Intelligent Solutions Holdings Inc. Dividends, Buybacks & Capital Allocation
CCC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for CCC Intelligent Solutions Holdings Inc. (CIK: 0001818201)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CCC
What is the AI rating for CCC?
CCC Intelligent Solutions Holdings Inc. (CCC) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CCC's key strengths?
Claude: Exceptional free cash flow generation at $254.5M with 24.1% FCF margin demonstrates strong cash conversion ability. High gross margin of 73.5% reflects strong pricing power and efficient cost of goods sold in software business. ChatGPT: High gross margin of 73.5% indicates strong software economics. Free cash flow of $254.51M and 24.1% FCF margin show healthy cash generation.
What are the risks of investing in CCC?
Claude: Zero revenue growth (0.0% YoY) indicates stalled top-line expansion and potential market saturation in core business segments. Extremely low net margin (0.2%) and minimal returns on equity (0.1%) and assets (0.0%) show profitability crisis despite operational cash flow strength. ChatGPT: Revenue growth was flat year over year, raising questions about expansion momentum. Net margin of 0.2% and diluted EPS near zero show weak bottom-line conversion.
What is CCC's revenue and growth?
CCC Intelligent Solutions Holdings Inc. reported revenue of $1.1B.
Does CCC pay dividends?
CCC Intelligent Solutions Holdings Inc. does not currently pay dividends.
Where can I find CCC SEC filings?
Official SEC filings for CCC Intelligent Solutions Holdings Inc. (CIK: 0001818201) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CCC's EPS?
CCC Intelligent Solutions Holdings Inc. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CCC a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, CCC Intelligent Solutions Holdings Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CCC stock overvalued or undervalued?
Valuation metrics for CCC: ROE of 0.1% (sector avg: 22%), net margin of 0.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy CCC stock in 2026?
Our dual AI analysis gives CCC Intelligent Solutions Holdings Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CCC's free cash flow?
CCC Intelligent Solutions Holdings Inc.'s operating cash flow is $315.5M, with capital expenditures of $61.0M. FCF margin is 24.1%.
How does CCC compare to other Technology stocks?
Vs Technology sector averages: Net margin 0.2% (avg: 18%), ROE 0.1% (avg: 22%), current ratio 1.43 (avg: 2.5).