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Blum Holdings, Inc.. (BLMH) Stock Fundamental Analysis & AI Rating 2026

BLMH OTC Retail-Miscellaneous Retail CIK: 0001996210
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
95% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
95% Conf

📊 BLMH Key Takeaways

Revenue: $4.8M
Net Margin: -103.4%
Free Cash Flow: $-1.5M
Current Ratio: 0.07x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence
Blum Holdings, Inc.. (BLMH) receives a STRONG SELL rating with 95% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $4.8M, net profit margin of -103.4%, Blum Holdings, Inc.. demonstrates mixed fundamentals in the Consumer sector. Below is our complete BLMH stock analysis for 2026.

Is Blum Holdings, Inc.. (BLMH) a Good Investment?

Claude

Blum Holdings exhibits severe financial distress with negative stockholders' equity of -$11.9M, liabilities exceeding assets by $7.2M, and persistent unprofitability despite $4.8M in revenue. The company's liquidity crisis (0.07x current ratio) combined with negative free cash flow of -$1.5M and minimal cash reserves of $388K indicates imminent solvency risk.

ChatGPT

BLUM HOLDINGS, INC. shows deeply impaired fundamentals, with flat revenue, severe operating and net losses, negative operating and free cash flow, and a balance sheet with negative equity. Liquidity is critically weak, as cash is minimal and current obligations vastly exceed near-term assets, which raises substantial going-concern and financing risk. While the business appears relatively low-capex, the current earnings quality and financial health profile are too weak to support a constructive fundamental view.

Why Buy Blum Holdings, Inc.. Stock? BLMH Key Strengths

Claude
  • + Gross margin of 107.3% suggests product or service pricing exceeds cost of goods sold
  • + Total assets of $45.1M provide some liquidation value base
  • + Recent insider activity with 6 Form 4 filings may indicate management confidence or restructuring efforts
ChatGPT
  • + Revenue was roughly stable year over year, indicating the business has not fully collapsed at the top line
  • + Gross profit remained positive, suggesting some underlying contribution before operating costs
  • + Capital expenditure requirements are low, which may limit additional cash drain from investment spending

BLMH Stock Risks: Blum Holdings, Inc.. Investment Risks

Claude
  • ! Negative stockholders equity of -$11.9M indicates technical insolvency and shareholder value destruction
  • ! Critical liquidity crisis with current ratio of 0.07x and only $388K cash against substantial liabilities
  • ! Sustained operating losses with -$1.5M operating cash flow and -$103.4% net margin demonstrates non-viable business model
  • ! Liabilities exceed total assets by $7.2M creating material bankruptcy risk
  • ! Negative free cash flow of -$1.5M indicates inability to sustain operations without external capital injection
ChatGPT
  • ! Current ratio of 0.07x and cash of $388K indicate acute liquidity stress and high short-term solvency risk
  • ! Negative stockholders' equity and liabilities above assets reflect a highly distressed balance sheet
  • ! Operating margin of -74.4% and net margin of -103.4% show the company is far from sustainable profitability

Key Metrics to Watch

Claude
  • * Quarterly cash balance and cash burn rate
  • * Debt covenant compliance and refinancing status
  • * Revenue stabilization and path to operating profitability
  • * Stockholders equity trajectory and debt restructuring outcomes
ChatGPT
  • * Operating cash flow trend and quarterly cash balance
  • * Current liabilities relative to current assets and any improvement in stockholders' equity

Blum Holdings, Inc.. (BLMH) Financial Metrics & Key Ratios

Revenue
$4.8M
Net Income
$-5.0M
EPS (Diluted)
$0.00
Free Cash Flow
$-1.5M
Total Assets
$45.1M
Cash Position
$388.0K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BLMH Profit Margin, ROE & Profitability Analysis

Gross Margin 107.3%
Operating Margin -74.4%
Net Margin -103.4%
ROE N/A
ROA -11.1%
FCF Margin -31.8%

BLMH vs Consumer Sector: How Blum Holdings, Inc.. Compares

How Blum Holdings, Inc.. compares to Consumer sector averages

Net Margin
BLMH -103.4%
vs
Sector Avg 8.0%
BLMH Sector
ROE
BLMH 0.0%
vs
Sector Avg 18.0%
BLMH Sector
Current Ratio
BLMH 0.1x
vs
Sector Avg 1.5x
BLMH Sector
Debt/Equity
BLMH 0.0x
vs
Sector Avg 0.8x
BLMH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Blum Holdings, Inc.. Stock Overvalued? BLMH Valuation Analysis 2026

Based on fundamental analysis, Blum Holdings, Inc.. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
-103.4%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Blum Holdings, Inc.. Balance Sheet: BLMH Debt, Cash & Liquidity

Current Ratio
0.07x
Quick Ratio
0.04x
Debt/Equity
N/A
Debt/Assets
116.1%
Interest Coverage
N/A
Long-term Debt
$4.0M

BLMH Revenue & Earnings Growth: 5-Year Financial Trend

BLMH 5-year financial data: Year 2023: Revenue $52.0M, Net Income -$188.9M, EPS $-32.04. Year 2024: Revenue $13.0M, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Blum Holdings, Inc..'s revenue has declined by 75% over the 5-year period, indicating business contraction. The most recent EPS of $-32.04 indicates the company is currently unprofitable.

BLMH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-31.8%
Free cash flow / Revenue

BLMH Quarterly Earnings & Performance

Quarterly financial performance data for Blum Holdings, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $4.4M -$2.6M N/A
Q2 2025 $3.5M -$1.9M $-0.19
Q1 2025 $1.8M -$564.0K $-0.08
Q3 2024 $1.5M -$3.3M $-0.02
Q2 2024 $2.3M -$2.8M $0.35
Q1 2024 $6.8M $410.0K $0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Blum Holdings, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$1.5M
Cash generated from operations
Capital Expenditures
$35.0K
Investment in assets
Dividends
None
No dividend program

BLMH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Blum Holdings, Inc.. (CIK: 0001996210)

📋 Recent SEC Filings

Date Form Document Action
Jan 27, 2026 4 xslF345X05/rdgdoc.xml View →
Jan 27, 2026 4 xslF345X05/rdgdoc.xml View →
Jan 27, 2026 4 xslF345X05/rdgdoc.xml View →
Jan 27, 2026 4 xslF345X05/rdgdoc.xml View →
Jan 27, 2026 4 xslF345X05/rdgdoc.xml View →

Frequently Asked Questions about BLMH

What is the AI rating for BLMH?

Blum Holdings, Inc.. (BLMH) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 95% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BLMH's key strengths?

Claude: Gross margin of 107.3% suggests product or service pricing exceeds cost of goods sold. Total assets of $45.1M provide some liquidation value base. ChatGPT: Revenue was roughly stable year over year, indicating the business has not fully collapsed at the top line. Gross profit remained positive, suggesting some underlying contribution before operating costs.

What are the risks of investing in BLMH?

Claude: Negative stockholders equity of -$11.9M indicates technical insolvency and shareholder value destruction. Critical liquidity crisis with current ratio of 0.07x and only $388K cash against substantial liabilities. ChatGPT: Current ratio of 0.07x and cash of $388K indicate acute liquidity stress and high short-term solvency risk. Negative stockholders' equity and liabilities above assets reflect a highly distressed balance sheet.

What is BLMH's revenue and growth?

Blum Holdings, Inc.. reported revenue of $4.8M.

Does BLMH pay dividends?

Blum Holdings, Inc.. does not currently pay dividends.

Where can I find BLMH SEC filings?

Official SEC filings for Blum Holdings, Inc.. (CIK: 0001996210) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BLMH's EPS?

Blum Holdings, Inc.. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BLMH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Blum Holdings, Inc.. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BLMH stock overvalued or undervalued?

Valuation metrics for BLMH: ROE of N/A (sector avg: 18%), net margin of -103.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy BLMH stock in 2026?

Our dual AI analysis gives Blum Holdings, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BLMH's free cash flow?

Blum Holdings, Inc..'s operating cash flow is $-1.5M, with capital expenditures of $35.0K. FCF margin is -31.8%.

How does BLMH compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -103.4% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.07 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-09-30 | Powered by Claude AI