📊 SVV Key Takeaways
Is Savers Value Village, Inc. (SVV) a Good Investment?
Despite solid revenue growth of 9.2%, Savers Value Village faces severe fundamental deterioration: net income declined 22% YoY while margins compressed to just 1.3%, and the current ratio of 0.81x signals acute liquidity stress. High leverage (1.68x D/E) combined with weak profitability leaves minimal financial flexibility for operational or economic challenges.
Why Buy Savers Value Village, Inc. Stock? SVV Key Strengths
- Solid revenue growth of 9.2% YoY demonstrates sustained market demand for discount retail
- Positive operating cash flow of $167.3M provides baseline operational stability
- Decent operating margin of 7.4% shows some operational efficiency in core business
SVV Stock Risks: Savers Value Village, Inc. Investment Risks
- Current ratio of 0.81x indicates acute working capital stress and potential near-term liquidity constraints
- Net income declining 22% despite revenue growth signals structural margin compression and cost control challenges
- High leverage (1.68x D/E ratio) with critically thin 1.3% net margin leaves virtually no buffer for economic downturns or operational setbacks
Key Metrics to Watch
- Net margin trend and profitability stabilization - identify if decline is temporary or structural
- Current ratio and cash position - critical to assess liquidity crisis and working capital management
- Free cash flow adequacy for debt service and refinancing needs given $730M long-term debt
Savers Value Village, Inc. (SVV) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 2.9% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
SVV Profit Margin, ROE & Profitability Analysis
SVV vs Consumer Sector: How Savers Value Village, Inc. Compares
How Savers Value Village, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Savers Value Village, Inc. Stock Overvalued? SVV Valuation Analysis 2026
Based on fundamental analysis, Savers Value Village, Inc. shows some fundamental concerns relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Savers Value Village, Inc. Balance Sheet: SVV Debt, Cash & Liquidity
SVV Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Savers Value Village, Inc.'s revenue has grown significantly by 12% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.34 reflects profitable operations.
SVV Revenue Growth, EPS Growth & YoY Performance
SVV Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $394.8M | $191.0K | $0.00 |
| Q2 2025 | $386.7M | $9.2M | $0.06 |
| Q1 2025 | $354.2M | -$467.0K | $0.00 |
| Q3 2024 | $392.7M | $9.2M | $0.06 |
| Q2 2024 | $379.1M | $9.2M | $0.06 |
| Q1 2024 | $345.7M | -$467.0K | $0.00 |
| Q3 2023 | $378.3M | $9.2M | $0.06 |
| Q2 2023 | $364.7M | $24.9M | $0.17 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Savers Value Village, Inc. Dividends, Buybacks & Capital Allocation
SVV SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Savers Value Village, Inc. (CIK: 0001883313)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Mar 18, 2026 | 4 | xslF345X06/wk-form4_1773869403.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773694112.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773694077.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773694037.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773693982.xml | View → |
❓ Frequently Asked Questions about SVV
What is the AI rating for SVV?
Savers Value Village, Inc. (SVV) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SVV's key strengths?
Claude: Solid revenue growth of 9.2% YoY demonstrates sustained market demand for discount retail. Positive operating cash flow of $167.3M provides baseline operational stability.
What are the risks of investing in SVV?
Claude: Current ratio of 0.81x indicates acute working capital stress and potential near-term liquidity constraints. Net income declining 22% despite revenue growth signals structural margin compression and cost control challenges.
What is SVV's revenue and growth?
Savers Value Village, Inc. reported revenue of $1.7B.
Does SVV pay dividends?
Savers Value Village, Inc. does not currently pay dividends.
Where can I find SVV SEC filings?
Official SEC filings for Savers Value Village, Inc. (CIK: 0001883313) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SVV's EPS?
Savers Value Village, Inc. has a diluted EPS of $0.14.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SVV a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Savers Value Village, Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SVV stock overvalued or undervalued?
Valuation metrics for SVV: ROE of 5.2% (sector avg: 18%), net margin of 1.3% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy SVV stock in 2026?
Our dual AI analysis gives Savers Value Village, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SVV's free cash flow?
Savers Value Village, Inc.'s operating cash flow is $167.3M, with capital expenditures of $118.6M. FCF margin is 2.9%.
How does SVV compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 1.3% (avg: 8%), ROE 5.2% (avg: 18%), current ratio 0.81 (avg: 1.5).
Is Savers Value Village, Inc. carrying too much debt?
SVV has a debt-to-equity ratio of 1.68x, which is above the Consumer sector average of 0.8x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.