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Black Hills Corp. /Sd/ (BKH) Stock Fundamental Analysis & AI Rating 2026

BKH NYSE Electric Services SD CIK: 0001130464
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
75% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
78% Conf

📊 BKH Key Takeaways

Revenue: $2.3B
Net Margin: 12.6%
Free Cash Flow: $-146.4M
Current Ratio: 1.35x
Debt/Equity: 1.23x
EPS: $3.98
AI Rating: HOLD with 72% confidence
Black Hills Corp. /Sd/ (BKH) receives a HOLD rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.3B, net profit margin of 12.6%, and return on equity (ROE) of 7.6%, Black Hills Corp. /Sd/ demonstrates mixed fundamentals in the Utilities sector. Below is our complete BKH stock analysis for 2026.

Is Black Hills Corp. /Sd/ (BKH) a Good Investment?

Claude

Black Hills Corp demonstrates solid profitability with 33.2% gross margins and 23.3% operating margins typical of regulated utilities. However, negative free cash flow of -$146.4M and high leverage (1.23x debt/equity) raise concerns about capital intensity and dividend sustainability. The company requires careful monitoring of capital expenditure productivity and cash generation improvements.

ChatGPT

Black Hills shows the steady earnings profile expected of a regulated utility, with solid operating and net margins, positive operating cash flow, and modest revenue and EPS growth. However, growth quality is constrained by negative free cash flow, heavy capital spending, and only moderate balance-sheet flexibility given leverage and thin interest coverage. The fundamentals support stability more than upside, making this a hold on operating quality but not a high-conviction accumulation.

Why Buy Black Hills Corp. /Sd/ Stock? BKH Key Strengths

Claude
  • + Strong gross margins of 33.2% indicating pricing power in regulated utility environment
  • + Consistent operating margins at 23.3% demonstrating operational efficiency and cost control
  • + Stable revenue base with 1.0% YoY growth in mature utility sector
  • + Adequate liquidity with current ratio of 1.35x covering near-term obligations
ChatGPT
  • + Strong operating profitability with 23.3% operating margin and 12.6% net margin
  • + Stable earnings base supported by positive revenue growth and diluted EPS growth
  • + Adequate near-term liquidity with 1.35x current ratio and 1.11x quick ratio

BKH Stock Risks: Black Hills Corp. /Sd/ Investment Risks

Claude
  • ! Negative free cash flow of -$146.4M with capex significantly exceeding operating cash flow sustainability
  • ! High leverage ratio of 1.23x debt/equity with $4.7B long-term debt limiting financial flexibility
  • ! Net income declining 2.7% YoY despite stable revenue, indicating margin compression pressures
  • ! Weak interest coverage ratio of 2.7x providing limited cushion for debt service with rising rate environment
  • ! Low return on equity of 7.6% and ROA of 2.7% suggesting inefficient asset deployment
ChatGPT
  • ! Negative free cash flow due to capital expenditures exceeding operating cash flow
  • ! Elevated leverage with 1.23x debt-to-equity and $4.70B in long-term debt
  • ! Limited interest coverage at 2.7x reduces cushion if borrowing costs or financing needs rise

Key Metrics to Watch

Claude
  • * Free cash flow trend and capex to operating cash flow ratio sustainability
  • * Debt/equity ratio trajectory and refinancing capacity in capital markets
  • * Operating margin trend and ability to recover costs through rate adjustments
  • * Return on equity improvement through earned rate base growth and efficiency gains
  • * Interest coverage ratio resilience under potential rate increase scenarios
ChatGPT
  • * Free cash flow trend relative to capital expenditures
  • * Interest coverage and debt-to-equity trajectory

Black Hills Corp. /Sd/ (BKH) Financial Metrics & Key Ratios

Revenue
$2.3B
Net Income
$291.6M
EPS (Diluted)
$3.98
Free Cash Flow
$-146.4M
Total Assets
$10.9B
Cash Position
$182.8M

💡 AI Analyst Insight

Black Hills Corp. /Sd/ presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

BKH Profit Margin, ROE & Profitability Analysis

Gross Margin 33.2%
Operating Margin 23.3%
Net Margin 12.6%
ROE 7.6%
ROA 2.7%
FCF Margin -6.3%

BKH vs Utilities Sector: How Black Hills Corp. /Sd/ Compares

How Black Hills Corp. /Sd/ compares to Utilities sector averages

Net Margin
BKH 12.6%
vs
Sector Avg 12.0%
BKH Sector
ROE
BKH 7.6%
vs
Sector Avg 10.0%
BKH Sector
Current Ratio
BKH 1.3x
vs
Sector Avg 0.8x
BKH Sector
Debt/Equity
BKH 1.2x
vs
Sector Avg 1.4x
BKH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Black Hills Corp. /Sd/ Stock Overvalued? BKH Valuation Analysis 2026

Based on fundamental analysis, Black Hills Corp. /Sd/ has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
7.6%
Sector avg: 10%
Net Profit Margin
12.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.23x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Black Hills Corp. /Sd/ Balance Sheet: BKH Debt, Cash & Liquidity

Current Ratio
1.35x
Quick Ratio
1.11x
Debt/Equity
1.23x
Debt/Assets
0.0%
Interest Coverage
2.69x
Long-term Debt
$4.7B

BKH Revenue & Earnings Growth: 5-Year Financial Trend

BKH 5-year financial data: Year 2021: Revenue $1.9B, Net Income $199.3M, EPS $3.28. Year 2022: Revenue $2.5B, Net Income $227.6M, EPS $3.65. Year 2023: Revenue $2.5B, Net Income $236.7M, EPS $3.74. Year 2024: Revenue $2.5B, Net Income $258.4M, EPS $3.97. Year 2025: Revenue $2.3B, Net Income $262.2M, EPS $3.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Black Hills Corp. /Sd/'s revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.91 reflects profitable operations.

BKH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.3%
Free cash flow / Revenue

BKH Quarterly Earnings & Performance

Quarterly financial performance data for Black Hills Corp. /Sd/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $398.6M $24.4M $0.34
Q2 2025 $397.1M $22.8M $0.33
Q1 2025 $717.2M $127.9M $1.87
Q3 2024 $398.6M $24.4M $0.35
Q2 2024 $397.1M $22.8M $0.33
Q1 2024 $717.2M $114.1M $1.73
Q3 2023 $400.2M $35.0M $0.54
Q2 2023 $405.1M $23.1M $0.35

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Black Hills Corp. /Sd/ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$673.4M
Cash generated from operations
Capital Expenditures
$819.8M
Investment in assets
Dividends Paid
$197.9M
Returned to shareholders

BKH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Black Hills Corp. /Sd/ (CIK: 0001130464)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 8-K bkh-20260402.htm View →
Mar 18, 2026 DEF 14A bkh-20260317.htm View →
Feb 19, 2026 8-K bkh-20260219.htm View →
Feb 18, 2026 4 xslF345X05/primary_01.xml View →
Feb 13, 2026 4 xslF345X05/primary_01.xml View →

Frequently Asked Questions about BKH

What is the AI rating for BKH?

Black Hills Corp. /Sd/ (BKH) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BKH's key strengths?

Claude: Strong gross margins of 33.2% indicating pricing power in regulated utility environment. Consistent operating margins at 23.3% demonstrating operational efficiency and cost control. ChatGPT: Strong operating profitability with 23.3% operating margin and 12.6% net margin. Stable earnings base supported by positive revenue growth and diluted EPS growth.

What are the risks of investing in BKH?

Claude: Negative free cash flow of -$146.4M with capex significantly exceeding operating cash flow sustainability. High leverage ratio of 1.23x debt/equity with $4.7B long-term debt limiting financial flexibility. ChatGPT: Negative free cash flow due to capital expenditures exceeding operating cash flow. Elevated leverage with 1.23x debt-to-equity and $4.70B in long-term debt.

What is BKH's revenue and growth?

Black Hills Corp. /Sd/ reported revenue of $2.3B.

Does BKH pay dividends?

Black Hills Corp. /Sd/ pays dividends, with $197.9M distributed to shareholders in the trailing twelve months.

Where can I find BKH SEC filings?

Official SEC filings for Black Hills Corp. /Sd/ (CIK: 0001130464) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BKH's EPS?

Black Hills Corp. /Sd/ has a diluted EPS of $3.98.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BKH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Black Hills Corp. /Sd/ has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BKH stock overvalued or undervalued?

Valuation metrics for BKH: ROE of 7.6% (sector avg: 10%), net margin of 12.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy BKH stock in 2026?

Our dual AI analysis gives Black Hills Corp. /Sd/ a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is BKH's free cash flow?

Black Hills Corp. /Sd/'s operating cash flow is $673.4M, with capital expenditures of $819.8M. FCF margin is -6.3%.

How does BKH compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 12.6% (avg: 12%), ROE 7.6% (avg: 10%), current ratio 1.35 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI