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BBX Capital, Inc. (BBXIA) Stock Fundamental Analysis & AI Rating 2026

BBXIA OTC Retail-Food Stores CIK: 0001814974
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2024-12-31
Combined AI Rating
STRONG SELL
90% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
88% Conf

📊 BBXIA Key Takeaways

Revenue: $307.3M
Net Margin: -20.8%
Free Cash Flow: $-41.2M
Current Ratio: N/A
Debt/Equity: 0.36x
EPS: $-4.67
AI Rating: STRONG SELL with 92% confidence
BBX Capital, Inc. (BBXIA) receives a STRONG SELL rating with 90% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $307.3M, net profit margin of -20.8%, and return on equity (ROE) of -26.0%, BBX Capital, Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete BBXIA stock analysis for 2026.

Is BBX Capital, Inc. (BBXIA) a Good Investment?

Claude

BBX Capital is operationally unprofitable with a -20.8% net margin and burning cash at an alarming rate (-$41.2M FCF). The company is sustaining losses despite modest revenue growth, indicating fundamental operational challenges in the retail food sector. Deteriorating profitability metrics and negative cash generation pose severe solvency risks.

ChatGPT

BBX Capital's fundamentals appear weak: the business is generating modest revenue growth, but that growth is not translating into profitability, with deeply negative operating and net margins and sharply deteriorated diluted EPS. Financial health is supported somewhat by cash on hand and moderate balance-sheet leverage, but persistent operating cash burn, negative free cash flow, and negative interest coverage point to poor earnings quality and elevated execution risk.

Why Buy BBX Capital, Inc. Stock? BBXIA Key Strengths

Claude
  • + Modest revenue growth of 3.1% YoY demonstrates some customer demand retention
  • + Moderate leverage with 0.36x Debt/Equity ratio provides some balance sheet flexibility
  • + Cash reserves of $87.7M provide short-term liquidity buffer to cover operating losses
ChatGPT
  • + Revenue is still growing modestly year over year, indicating the business has not stalled completely
  • + Balance-sheet leverage is not extreme, with debt-to-equity of 0.36x and long-term debt that appears manageable relative to total assets
  • + Cash and equivalents of $87.70M provide some near-term liquidity support despite losses

BBXIA Stock Risks: BBX Capital, Inc. Investment Risks

Claude
  • ! Severe cash burn with -$41.2M free cash flow demonstrates unsustainable operations and inability to self-fund
  • ! Deeply negative profitability with -20.8% net margin and -$62.4M operating loss indicates structural operational problems
  • ! Negative interest coverage ratio of -19.9x means operating income cannot service debt obligations, threatening financial stability
  • ! Negative ROE of -26.0% and ROA of -10.6% show value destruction for shareholders and inefficient asset utilization
  • ! No insider buying activity in last 90 days suggests management lacks confidence in business turnaround prospects
ChatGPT
  • ! Profitability is severely weak, with operating margin of -20.3% and net margin of -20.8%
  • ! Cash generation is poor, with negative operating cash flow of $-33.97M and free cash flow of $-41.19M
  • ! Negative interest coverage of -19.9x suggests earnings are insufficient to support financing costs

Key Metrics to Watch

Claude
  • * Operating cash flow trend - critical for assessing if cash burn stabilizes or accelerates
  • * Operating margin improvement - must turn positive to indicate operational viability
  • * Cash runway - given burn rate, months of remaining liquidity before potential default risk
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Operating margin improvement toward breakeven

BBX Capital, Inc. (BBXIA) Financial Metrics & Key Ratios

Revenue
$307.3M
Net Income
$-63.9M
EPS (Diluted)
$-4.67
Free Cash Flow
$-41.2M
Total Assets
$603.0M
Cash Position
$87.7M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BBXIA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -20.3%
Net Margin -20.8%
ROE -26.0%
ROA -10.6%
FCF Margin -13.4%

BBXIA vs Consumer Sector: How BBX Capital, Inc. Compares

How BBX Capital, Inc. compares to Consumer sector averages

Net Margin
BBXIA -20.8%
vs
Sector Avg 8.0%
BBXIA Sector
ROE
BBXIA -26.0%
vs
Sector Avg 18.0%
BBXIA Sector
Current Ratio
BBXIA 0.0x
vs
Sector Avg 1.5x
BBXIA Sector
Debt/Equity
BBXIA 0.4x
vs
Sector Avg 0.8x
BBXIA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is BBX Capital, Inc. Stock Overvalued? BBXIA Valuation Analysis 2026

Based on fundamental analysis, BBX Capital, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-26.0%
Sector avg: 18%
Net Profit Margin
-20.8%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.36x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

BBX Capital, Inc. Balance Sheet: BBXIA Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.36x
Debt/Assets
48.8%
Interest Coverage
-19.89x
Long-term Debt
$88.8M

BBXIA Revenue & Earnings Growth: 5-Year Financial Trend

BBXIA 5-year financial data: Year 2020: Revenue $197.3M, Net Income -$9.2M, EPS N/A. Year 2021: Revenue $303.6M, Net Income $13.7M, EPS N/A. Year 2022: Revenue $307.9M, Net Income -$42.3M, EPS $-2.19. Year 2023: Revenue $388.7M, Net Income $46.9M, EPS $2.63. Year 2024: Revenue $388.9M, Net Income $28.0M, EPS $1.81.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BBX Capital, Inc.'s revenue has grown significantly by 97% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.81 reflects profitable operations.

BBXIA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-13.4%
Free cash flow / Revenue

BBXIA Quarterly Earnings & Performance

Quarterly financial performance data for BBX Capital, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2024 $75.0M -$7.8M $-0.55
Q2 2024 $73.3M -$98.0K $-0.01
Q1 2024 $78.5M $7.9M $0.55
Q3 2023 $72.7M $4.0M $0.26
Q2 2023 $81.3M -$98.0K $-0.01
Q1 2023 $72.2M -$1.8M $-0.12
Q3 2022 $72.7M $4.0M $0.26
Q2 2022 $58.9M $8.6M $0.56

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BBX Capital, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$34.0M
Cash generated from operations
Stock Buybacks
$4.4M
Shares repurchased (TTM)
Capital Expenditures
$7.2M
Investment in assets
Dividends
None
No dividend program

BBXIA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for BBX Capital, Inc. (CIK: 0001814974)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2025 8-K bbxi20250407_8k.htm View →
Mar 25, 2025 10-K/A bbxi20241231_10ka.htm View →
Mar 24, 2025 10-K bbxi20241231_10k.htm View →
Nov 12, 2024 8-K bbxi20240821_8k.htm View →
Nov 12, 2024 10-Q bbxi20240930_10q.htm View →

Frequently Asked Questions about BBXIA

What is the AI rating for BBXIA?

BBX Capital, Inc. (BBXIA) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BBXIA's key strengths?

Claude: Modest revenue growth of 3.1% YoY demonstrates some customer demand retention. Moderate leverage with 0.36x Debt/Equity ratio provides some balance sheet flexibility. ChatGPT: Revenue is still growing modestly year over year, indicating the business has not stalled completely. Balance-sheet leverage is not extreme, with debt-to-equity of 0.36x and long-term debt that appears manageable relative to total assets.

What are the risks of investing in BBXIA?

Claude: Severe cash burn with -$41.2M free cash flow demonstrates unsustainable operations and inability to self-fund. Deeply negative profitability with -20.8% net margin and -$62.4M operating loss indicates structural operational problems. ChatGPT: Profitability is severely weak, with operating margin of -20.3% and net margin of -20.8%. Cash generation is poor, with negative operating cash flow of $-33.97M and free cash flow of $-41.19M.

What is BBXIA's revenue and growth?

BBX Capital, Inc. reported revenue of $307.3M.

Does BBXIA pay dividends?

BBX Capital, Inc. does not currently pay dividends.

Where can I find BBXIA SEC filings?

Official SEC filings for BBX Capital, Inc. (CIK: 0001814974) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BBXIA's EPS?

BBX Capital, Inc. has a diluted EPS of $-4.67.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BBXIA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, BBX Capital, Inc. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BBXIA stock overvalued or undervalued?

Valuation metrics for BBXIA: ROE of -26.0% (sector avg: 18%), net margin of -20.8% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy BBXIA stock in 2026?

Our dual AI analysis gives BBX Capital, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BBXIA's free cash flow?

BBX Capital, Inc.'s operating cash flow is $-34.0M, with capital expenditures of $7.2M. FCF margin is -13.4%.

How does BBXIA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -20.8% (avg: 8%), ROE -26.0% (avg: 18%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2024-12-31 | Powered by Claude AI