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BigBear.ai Holdings, Inc. (BBAI-WT) Stock Fundamental Analysis & AI Rating 2026

BBAI-WT NYSE Services-Prepackaged Software DE CIK: 0001836981
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
91% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
90% Conf

📊 BBAI-WT Key Takeaways

Revenue: $127.7M
Net Margin: -230.2%
Free Cash Flow: $-42.5M
Current Ratio: 1.78x
Debt/Equity: 0.17x
EPS: $-0.82
AI Rating: STRONG SELL with 92% confidence
BigBear.ai Holdings, Inc. (BBAI-WT) receives a STRONG SELL rating with 91% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $127.7M, net profit margin of -230.2%, and return on equity (ROE) of -48.0%, BigBear.ai Holdings, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete BBAI-WT stock analysis for 2026.

Is BigBear.ai Holdings, Inc. (BBAI-WT) a Good Investment?

Claude

BigBear.ai is operationally insolvent with severe structural profitability challenges, evidenced by a -167.5% operating margin and -$42M negative operating cash flow despite $127.7M in revenue. The company is burning cash at an unsustainable rate with no clear path to profitability, and the deteriorating net income trends (-$293.9M loss) indicate fundamental business model dysfunction rather than temporary headwinds. Without immediate and significant operational restructuring, the company faces critical sustainability issues.

ChatGPT

BigBear.ai’s fundamentals are weak: revenue declined sharply year over year while margins remain deeply negative, producing very large operating and net losses relative to sales. Although the balance sheet still shows meaningful cash, a solid current ratio, and modest debt leverage, the combination of shrinking revenue, poor gross margin, and persistent cash burn points to low-quality growth and significant execution risk.

Why Buy BigBear.ai Holdings, Inc. Stock? BBAI-WT Key Strengths

Claude
  • + Maintains adequate liquidity position with $87.1M cash and 1.78x current ratio
  • + Conservative leverage with 0.17x debt-to-equity ratio providing some financial flexibility
  • + Modest gross margin of 22.3% suggests core product/service has basic unit economics
ChatGPT
  • + Liquidity is still adequate, with $87.13M in cash and a 1.78x current ratio
  • + Leverage is relatively modest, with debt-to-equity of 0.17x
  • + EPS loss improved year over year, indicating some per-share loss moderation

BBAI-WT Stock Risks: BigBear.ai Holdings, Inc. Investment Risks

Claude
  • ! Severe operating losses of -$213.9M with -167.5% operating margin indicating unsustainable cost structure
  • ! Negative free cash flow of -$42.5M annually depleting capital reserves with no profitability timeline visible
  • ! Revenue declining 19.3% YoY combined with massive losses creates death spiral risk if cash runway exhausts
  • ! Negative ROE (-48%) and ROA (-32.9%) demonstrate value destruction and capital inefficiency at enterprise level
  • ! Operating cash flow of -$42M confirms losses are real cash burn, not accounting artifacts
ChatGPT
  • ! Revenue fell 19.3% year over year, signaling demand or contract execution weakness
  • ! Profitability is severely impaired, with -167.5% operating margin and -230.2% net margin
  • ! Free cash flow was negative $42.48M, increasing reliance on existing cash or future financing

Key Metrics to Watch

Claude
  • * Operating cash flow trend and runway estimate based on cash burn rate
  • * Quarterly revenue stabilization or return to growth
  • * Operating margin improvement trajectory toward breakeven
  • * Customer acquisition costs relative to lifetime value
  • * Management progress on cost reduction and restructuring initiatives
ChatGPT
  • * Revenue growth stabilization and improvement in gross margin
  • * Operating cash flow and free cash flow burn versus cash balance

BigBear.ai Holdings, Inc. (BBAI-WT) Financial Metrics & Key Ratios

Revenue
$127.7M
Net Income
$-293.9M
EPS (Diluted)
$-0.82
Free Cash Flow
$-42.5M
Total Assets
$894.5M
Cash Position
$87.1M

💡 AI Analyst Insight

BigBear.ai Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

BBAI-WT Profit Margin, ROE & Profitability Analysis

Gross Margin 22.3%
Operating Margin -167.5%
Net Margin -230.2%
ROE -48.0%
ROA -32.9%
FCF Margin -33.3%

BBAI-WT vs Technology Sector: How BigBear.ai Holdings, Inc. Compares

How BigBear.ai Holdings, Inc. compares to Technology sector averages

Net Margin
BBAI-WT -230.2%
vs
Sector Avg 18.0%
BBAI-WT Sector
ROE
BBAI-WT -48.0%
vs
Sector Avg 22.0%
BBAI-WT Sector
Current Ratio
BBAI-WT 1.8x
vs
Sector Avg 2.5x
BBAI-WT Sector
Debt/Equity
BBAI-WT 0.2x
vs
Sector Avg 0.5x
BBAI-WT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is BigBear.ai Holdings, Inc. Stock Overvalued? BBAI-WT Valuation Analysis 2026

Based on fundamental analysis, BigBear.ai Holdings, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-48.0%
Sector avg: 22%
Net Profit Margin
-230.2%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.17x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

BigBear.ai Holdings, Inc. Balance Sheet: BBAI-WT Debt, Cash & Liquidity

Current Ratio
1.78x
Quick Ratio
1.78x
Debt/Equity
0.17x
Debt/Assets
31.6%
Interest Coverage
-11.81x
Long-term Debt
$107.0M

BBAI-WT Revenue & Earnings Growth: 5-Year Financial Trend

BBAI-WT 5-year financial data: Year 2021: Revenue $145.6M, Net Income $6.2M, EPS $-0.07. Year 2022: Revenue $155.0M, Net Income $5.3M, EPS $-0.07. Year 2023: Revenue $155.2M, Net Income -$123.6M, EPS $-1.15. Year 2024: Revenue $158.2M, Net Income -$111.4M, EPS $-0.87. Year 2025: Revenue $158.2M, Net Income -$70.7M, EPS $-0.47.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BigBear.ai Holdings, Inc.'s revenue has shown modest growth of 9% over the 5-year period. The most recent EPS of $-0.47 indicates the company is currently unprofitable.

BBAI-WT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-33.3%
Free cash flow / Revenue

BBAI-WT Quarterly Earnings & Performance

Quarterly financial performance data for BigBear.ai Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $33.1M $2.5M $-0.03
Q2 2025 $32.5M -$14.4M $-0.06
Q1 2025 $33.1M -$62.0M $-0.25
Q3 2024 $34.0M $4.0M $0.03
Q2 2024 $38.5M -$11.7M $-0.05
Q1 2024 $33.1M -$26.2M $-0.19
Q3 2023 $34.0M $4.0M $0.03
Q2 2023 $37.6M -$16.9M $-0.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BigBear.ai Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$42.0M
Cash generated from operations
Capital Expenditures
$525.0K
Investment in assets
Dividends
None
No dividend program

BBAI-WT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for BigBear.ai Holdings, Inc. (CIK: 0001836981)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 4 xslF345X06/wk-form4_1775075354.xml View →
Apr 1, 2026 4 xslF345X06/wk-form4_1775075305.xml View →
Apr 1, 2026 4 xslF345X06/wk-form4_1775075274.xml View →
Mar 27, 2026 4 xslF345X06/wk-form4_1774643723.xml View →
Mar 27, 2026 4 xslF345X06/wk-form4_1774643666.xml View →

Frequently Asked Questions about BBAI-WT

What is the AI rating for BBAI-WT?

BigBear.ai Holdings, Inc. (BBAI-WT) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 91% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BBAI-WT's key strengths?

Claude: Maintains adequate liquidity position with $87.1M cash and 1.78x current ratio. Conservative leverage with 0.17x debt-to-equity ratio providing some financial flexibility. ChatGPT: Liquidity is still adequate, with $87.13M in cash and a 1.78x current ratio. Leverage is relatively modest, with debt-to-equity of 0.17x.

What are the risks of investing in BBAI-WT?

Claude: Severe operating losses of -$213.9M with -167.5% operating margin indicating unsustainable cost structure. Negative free cash flow of -$42.5M annually depleting capital reserves with no profitability timeline visible. ChatGPT: Revenue fell 19.3% year over year, signaling demand or contract execution weakness. Profitability is severely impaired, with -167.5% operating margin and -230.2% net margin.

What is BBAI-WT's revenue and growth?

BigBear.ai Holdings, Inc. reported revenue of $127.7M.

Does BBAI-WT pay dividends?

BigBear.ai Holdings, Inc. does not currently pay dividends.

Where can I find BBAI-WT SEC filings?

Official SEC filings for BigBear.ai Holdings, Inc. (CIK: 0001836981) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BBAI-WT's EPS?

BigBear.ai Holdings, Inc. has a diluted EPS of $-0.82.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BBAI-WT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, BigBear.ai Holdings, Inc. has a STRONG SELL rating with 91% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BBAI-WT stock overvalued or undervalued?

Valuation metrics for BBAI-WT: ROE of -48.0% (sector avg: 22%), net margin of -230.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy BBAI-WT stock in 2026?

Our dual AI analysis gives BigBear.ai Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BBAI-WT's free cash flow?

BigBear.ai Holdings, Inc.'s operating cash flow is $-42.0M, with capital expenditures of $525.0K. FCF margin is -33.3%.

How does BBAI-WT compare to other Technology stocks?

Vs Technology sector averages: Net margin -230.2% (avg: 18%), ROE -48.0% (avg: 22%), current ratio 1.78 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI