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Zumiez Inc (ZUMZ) Fundamental Analysis & AI Grade 2026

ZUMZ Nasdaq Retail-Apparel & Accessory Stores WA CIK: 0001318008
Recently Updated • Analysis: Jun 6, 2026 • SEC Data: 2026-05-02
Combined AI Grade
D
82% Confidence
N/A
D
82% Conf
Pending
Analysis scheduled

📊 ZUMZ Key Takeaways

Revenue: $193.3M
Net Margin: -6.9%
Free Cash Flow: $-29.8M
Current Ratio: 1.95x
Debt/Equity: 0.01x
EPS: $-0.82
AI Grade: D with 82% confidence
Zumiez Inc (ZUMZ) receives a D fundamental grade with 82% confidence from our AI analysis based on SEC 10-K filings. With revenue of $193.3M, net profit margin of -6.9%, and return on equity (ROE) of -4.3%, Zumiez Inc demonstrates mixed fundamentals in the Consumer sector. Below is our complete ZUMZ stock analysis for 2026.

Is Zumiez Inc (ZUMZ) a Good Investment?

Claude

Zumiez is operationally unprofitable with persistent losses (-7.9% operating margin) and critically, is burning cash with negative operating cash flow of -28.1M despite modest 4.5% revenue growth. The company's sustainability is at risk as current cash reserves will deplete at the current burn rate unless profitability improves materially.

Zumiez Inc Key Strengths (ZUMZ)

Claude
  • + Modest revenue growth of 4.5% YoY despite retail sector headwinds
  • + Reasonable gross margin of 31.7% indicates adequate product pricing power
  • + Low leverage with debt/equity of 0.01x and only 1.9M long-term debt

ZUMZ Stock Risks: Zumiez Inc Investment Risks

Claude
  • ! Negative operating cash flow of -28.1M is unsustainable and indicates structural profitability issues
  • ! Persistent operating losses (-15.2M) and negative net income (-13.3M) with negative margins across ROE and ROA
  • ! Free cash flow of -29.8M with 66.9M cash reserves means only ~2-3 years of runway at current burn rate
  • ! Quick ratio of 0.97x suggests working capital stress despite adequate current ratio

Key Metrics to Watch

Claude
  • * Operating cash flow trend and path to positive OCF
  • * Operating margin improvement and expense ratio management
  • * Cash runway depletion rate relative to balance sheet reserves
  • * Same-store sales growth and gross margin sustainability

Zumiez Inc (ZUMZ) Financial Metrics & Key Ratios

Revenue
$193.3M
Net Income
$-13.3M
EPS (Diluted)
$-0.82
Free Cash Flow
$-29.8M
Total Assets
$618.7M
Cash Position
$66.9M

💡 AI Analyst Insight

Zumiez Inc presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ZUMZ Profit Margin, ROE & Profitability Analysis

Gross Margin 31.7%
Operating Margin -7.9%
Net Margin -6.9%
ROE -4.3%
ROA -2.1%
FCF Margin -15.4%

ZUMZ vs Consumer Sector: How Zumiez Inc Compares

How Zumiez Inc compares to Consumer sector averages

Net Margin
ZUMZ -6.9%
vs
Sector Avg 8.0%
ZUMZ Sector
ROE
ZUMZ -4.3%
vs
Sector Avg 18.0%
ZUMZ Sector
Current Ratio
ZUMZ 1.9x
vs
Sector Avg 1.5x
ZUMZ Sector
Debt/Equity
ZUMZ 0.0x
vs
Sector Avg 0.8x
ZUMZ Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Zumiez Inc Stock Overvalued? ZUMZ Valuation Analysis 2026

Based on fundamental analysis, Zumiez Inc has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-4.3%
Sector avg: 18%
Net Profit Margin
-6.9%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Zumiez Inc Balance Sheet: ZUMZ Debt, Cash & Liquidity

Current Ratio
1.95x
Quick Ratio
0.97x
Debt/Equity
0.01x
Debt/Assets
50.6%
Interest Coverage
N/A
Long-term Debt
$1.9M

ZUMZ Revenue & Earnings Growth: 5-Year Financial Trend

ZUMZ 5-year financial data: Year 2021: Revenue $1.2B, Net Income $66.9M, EPS $2.62. Year 2022: Revenue $1.2B, Net Income $76.2M, EPS $3.00. Year 2023: Revenue $1.2B, Net Income $119.3M, EPS $4.85. Year 2024: Revenue $958.4M, Net Income $21.0M, EPS $1.08. Year 2026: Revenue $929.1M, Net Income -$62.6M, EPS $-3.25.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Zumiez Inc's revenue has declined by 22% over the 5-year period, indicating business contraction. The most recent EPS of $-3.25 indicates the company is currently unprofitable.

ZUMZ Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-15.4%
Free cash flow / Revenue

ZUMZ Quarterly Earnings & Performance

Quarterly financial performance data for Zumiez Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $184.3M -$13.3M $-0.79
Q3 2025 $222.5M $1.2M $0.06
Q2 2025 $210.2M -$847.0K $-0.04
Q1 2025 $177.4M -$14.3M $-0.79
Q3 2024 $216.3M $1.2M $0.06
Q2 2024 $194.4M -$847.0K $-0.04
Q1 2024 $177.4M -$16.8M $-0.86
Q3 2023 $216.3M -$2.2M $-0.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Zumiez Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$28.1M
Cash generated from operations
Stock Buybacks
$6.0M
Shares repurchased (TTM)
Capital Expenditures
$1.7M
Investment in assets
Dividends
None
No dividend program

ZUMZ SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Zumiez Inc (CIK: 0001318008)

📋 Recent SEC Filings

Date Form Document Action
Jun 5, 2026 8-K d14604d8k.htm View →
Jun 4, 2026 4 xslF345X06/primarydocument.xml View →
Jun 4, 2026 4 xslF345X06/primarydocument.xml View →
Jun 4, 2026 4 xslF345X06/primarydocument.xml View →
Jun 4, 2026 4 xslF345X06/primarydocument.xml View →

Frequently Asked Questions about ZUMZ

What is the AI rating for ZUMZ?

Zumiez Inc (ZUMZ) has an AI grade of D with 82% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ZUMZ's key strengths?

Claude: Modest revenue growth of 4.5% YoY despite retail sector headwinds. Reasonable gross margin of 31.7% indicates adequate product pricing power.

What are the risks of investing in ZUMZ?

Claude: Negative operating cash flow of -28.1M is unsustainable and indicates structural profitability issues. Persistent operating losses (-15.2M) and negative net income (-13.3M) with negative margins across ROE and ROA.

What is ZUMZ's revenue and growth?

Zumiez Inc reported revenue of $193.3M.

Does ZUMZ pay dividends?

Zumiez Inc does not currently pay dividends.

Where can I find ZUMZ SEC filings?

Official SEC filings for Zumiez Inc (CIK: 0001318008) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ZUMZ's EPS?

Zumiez Inc has a diluted EPS of $-0.82.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is ZUMZ's fundamental grade?

Based on our AI fundamental analysis in June 2026, Zumiez Inc has a D grade with 82% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is ZUMZ stock overvalued or undervalued?

Valuation metrics for ZUMZ: ROE of -4.3% (sector avg: 18%), net margin of -6.9% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

What is ZUMZ's AI grade for 2026?

Our dual AI analysis gives Zumiez Inc a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ZUMZ's free cash flow?

Zumiez Inc's operating cash flow is $-28.1M, with capital expenditures of $1.7M. FCF margin is -15.4%.

How does ZUMZ compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -6.9% (avg: 8%), ROE -4.3% (avg: 18%), current ratio 1.95 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 6, 2026 | Data as of: 2026-05-02 | Powered by Claude AI