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Walmart Inc. (WMT) Stock Fundamental Analysis & AI Rating 2026

WMT Nasdaq Retail-Variety Stores DE CIK: 0000104169
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2026-01-31
Combined AI Rating
BUY
76% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
73% Conf

📊 WMT Key Takeaways

Revenue: $713.2B
Net Margin: 3.1%
Free Cash Flow: $14.9B
Current Ratio: 0.79x
Debt/Equity: 0.38x
EPS: $2.73
AI Rating: BUY with 78% confidence
Walmart Inc. (WMT) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $713.2B, net profit margin of 3.1%, and return on equity (ROE) of 22.0%, Walmart Inc. demonstrates strong fundamentals in the Consumer sector. Below is our complete WMT stock analysis for 2026.

Is Walmart Inc. (WMT) a Good Investment?

Claude

Walmart demonstrates solid operational fundamentals with strong profitability metrics (ROE of 22%, ROA of 7.7%) and robust cash generation ($14.9B free cash flow). However, revenue growth is sluggish at 1.0% YoY and net income declined 1.7% YoY, indicating margin compression despite operational leverage in a mature retail environment.

ChatGPT

Walmart shows durable core fundamentals with very large-scale revenue, strong cash generation, solid returns on equity and assets, and manageable leverage. Profitability remains thin as expected for mass retail, but operating income, interest coverage, and free cash flow support a fundamentally resilient business despite modest top-line growth and slight net income pressure.

Why Buy Walmart Inc. Stock? WMT Key Strengths

Claude
  • + Exceptional return on equity (22.0%) and return on assets (7.7%) demonstrate efficient capital deployment
  • + Strong interest coverage ratio (12.9x) and moderate debt/equity (0.38x) indicate conservative leverage and financial stability
  • + Substantial free cash flow generation ($14.9B) provides flexibility for capital allocation, shareholder returns, and strategic investments
  • + High insider activity (68 Form 4 filings in 90 days) suggests management confidence in business fundamentals
ChatGPT
  • + Strong operating cash flow and positive free cash flow generation
  • + Healthy balance between leverage and earnings capacity with 12.9x interest coverage and 0.38x debt/equity
  • + High return metrics for a defensive retailer, including 22.0% ROE and 7.7% ROA

WMT Stock Risks: Walmart Inc. Investment Risks

Claude
  • ! Anemic revenue growth (1.0% YoY) in a large mature business limits expansion opportunities and suggests saturated domestic market
  • ! Net income declined 1.7% YoY despite revenue growth, indicating margin pressure from input costs or competitive pricing dynamics
  • ! Weak liquidity position (current ratio 0.79x, quick ratio 0.24x) is concerning for a retail business and could constrain operational flexibility during disruptions
  • ! Low FCF margin (2.1%) relative to revenue suggests capital intensity and limited cash conversion efficiency
ChatGPT
  • ! Revenue growth is slow at 1.0% YoY, limiting fundamental upside without margin expansion
  • ! Thin operating and net margins leave limited room for execution errors or cost inflation
  • ! Weak liquidity ratios with a 0.79x current ratio and 0.24x quick ratio increase reliance on efficient working capital management

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and same-store sales trends to assess market share and demand conditions
  • * Operating margin expansion/compression as indicator of cost management and pricing power
  • * Free cash flow generation and conversion ratio to track capital efficiency and sustainability of returns
  • * Current ratio and working capital management to ensure adequate liquidity for operations
ChatGPT
  • * Operating margin trend
  • * Free cash flow after capital expenditures

Walmart Inc. (WMT) Financial Metrics & Key Ratios

Revenue
$713.2B
Net Income
$21.9B
EPS (Diluted)
$2.73
Free Cash Flow
$14.9B
Total Assets
$284.7B
Cash Position
$10.7B

💡 AI Analyst Insight

The relatively thin 2.1% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

WMT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 4.2%
Net Margin 3.1%
ROE 22.0%
ROA 7.7%
FCF Margin 2.1%

WMT vs Consumer Sector: How Walmart Inc. Compares

How Walmart Inc. compares to Consumer sector averages

Net Margin
WMT 3.1%
vs
Sector Avg 8.0%
WMT Sector
ROE
WMT 22.0%
vs
Sector Avg 18.0%
WMT Sector
Current Ratio
WMT 0.8x
vs
Sector Avg 1.5x
WMT Sector
Debt/Equity
WMT 0.4x
vs
Sector Avg 0.8x
WMT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Walmart Inc. Stock Overvalued? WMT Valuation Analysis 2026

Based on fundamental analysis, Walmart Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
22.0%
Sector avg: 18%
Net Profit Margin
3.1%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.38x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Walmart Inc. Balance Sheet: WMT Debt, Cash & Liquidity

Current Ratio
0.79x
Quick Ratio
0.24x
Debt/Equity
0.38x
Debt/Assets
0.0%
Interest Coverage
12.87x
Long-term Debt
$38.2B

WMT Revenue & Earnings Growth: 5-Year Financial Trend

WMT 5-year financial data: Year 2022: Revenue $567.8B, Net Income $14.9B, EPS $5.19. Year 2023: Revenue $605.9B, Net Income $13.5B, EPS $4.75. Year 2024: Revenue $642.6B, Net Income $13.7B, EPS $1.62. Year 2025: Revenue $674.5B, Net Income $11.7B, EPS $1.42. Year 2026: Revenue $706.4B, Net Income $15.5B, EPS $1.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Walmart Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.91 reflects profitable operations.

WMT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.1%
Free cash flow / Revenue

WMT Quarterly Earnings & Performance

Quarterly financial performance data for Walmart Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $168.0B $4.6B $0.57
Q2 2026 $167.8B $4.5B $0.56
Q1 2026 $159.9B $4.5B $0.56
Q3 2025 $159.4B $453.0M $0.06
Q2 2025 $160.3B $4.5B $0.56
Q1 2025 $151.0B $1.7B $0.21
Q3 2024 $151.5B $453.0M $0.17
Q2 2024 $151.4B $5.1B $1.88

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Walmart Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$41.6B
Cash generated from operations
Stock Buybacks
$8.1B
Shares repurchased (TTM)
Capital Expenditures
$26.6B
Investment in assets
Dividends Paid
$7.5B
Returned to shareholders

WMT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Walmart Inc. (CIK: 0000104169)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 4 xslF345X06/wk-form4_1775775323.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775775215.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775775164.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775775045.xml View →
Apr 9, 2026 4 xslF345X06/wk-form4_1775774922.xml View →

Frequently Asked Questions about WMT

What is the AI rating for WMT?

Walmart Inc. (WMT) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are WMT's key strengths?

Claude: Exceptional return on equity (22.0%) and return on assets (7.7%) demonstrate efficient capital deployment. Strong interest coverage ratio (12.9x) and moderate debt/equity (0.38x) indicate conservative leverage and financial stability. ChatGPT: Strong operating cash flow and positive free cash flow generation. Healthy balance between leverage and earnings capacity with 12.9x interest coverage and 0.38x debt/equity.

What are the risks of investing in WMT?

Claude: Anemic revenue growth (1.0% YoY) in a large mature business limits expansion opportunities and suggests saturated domestic market. Net income declined 1.7% YoY despite revenue growth, indicating margin pressure from input costs or competitive pricing dynamics. ChatGPT: Revenue growth is slow at 1.0% YoY, limiting fundamental upside without margin expansion. Thin operating and net margins leave limited room for execution errors or cost inflation.

What is WMT's revenue and growth?

Walmart Inc. reported revenue of $713.2B.

Does WMT pay dividends?

Walmart Inc. pays dividends, with $7,507.0M distributed to shareholders in the trailing twelve months.

Where can I find WMT SEC filings?

Official SEC filings for Walmart Inc. (CIK: 0000104169) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WMT's EPS?

Walmart Inc. has a diluted EPS of $2.73.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is WMT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Walmart Inc. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is WMT stock overvalued or undervalued?

Valuation metrics for WMT: ROE of 22.0% (sector avg: 18%), net margin of 3.1% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy WMT stock in 2026?

Our dual AI analysis gives Walmart Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is WMT's free cash flow?

Walmart Inc.'s operating cash flow is $41.6B, with capital expenditures of $26.6B. FCF margin is 2.1%.

How does WMT compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 3.1% (avg: 8%), ROE 22.0% (avg: 18%), current ratio 0.79 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2026-01-31 | Powered by Claude AI