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Dollar Tree, Inc.. (DLTR) Stock Fundamental Analysis & AI Rating 2026

DLTR Nasdaq Retail-Variety Stores VA CIK: 0000935703
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2026-01-31
Combined AI Rating
BUY
76% Confidence
AGREEMENT
BUY
75% Conf
HOLD
78% Conf

📊 DLTR Key Takeaways

Revenue: $19.4B
Net Margin: 6.6%
Free Cash Flow: $654.2M
Current Ratio: 1.07x
Debt/Equity: 0.65x
EPS: $6.22
AI Rating: BUY with 75% confidence
Dollar Tree, Inc.. (DLTR) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $19.4B, net profit margin of 6.6%, and return on equity (ROE) of 34.2%, Dollar Tree, Inc.. demonstrates strong fundamentals in the Consumer sector. Below is our complete DLTR stock analysis for 2026.

Is Dollar Tree, Inc.. (DLTR) a Good Investment?

Claude

Dollar Tree demonstrates exceptional profitability recovery with net income surging 142.3% YoY while maintaining stable revenue growth, indicating significant operational leverage and cost discipline. Strong return metrics (ROE 34.2%, ROA 9.5%) and healthy free cash flow generation ($654M) support fundamentals, though tight liquidity (1.07x current ratio) and moderate leverage require monitoring.

ChatGPT

Dollar Tree shows solid underlying profitability with healthy gross margins, positive free cash flow, and manageable leverage. However, revenue growth is essentially flat and the sharp jump in net income likely reflects an easy comparison or non-recurring prior-year pressure rather than broad-based acceleration. Fundamentally, the business looks stable but not strong enough to support a more aggressive rating without clearer evidence of sustained sales and cash flow improvement.

Why Buy Dollar Tree, Inc.. Stock? DLTR Key Strengths

Claude
  • + Exceptional earnings growth of 142.3% YoY with net margin expansion to 6.6%, demonstrating strong operational leverage
  • + High return on equity of 34.2% and ROA of 9.5% indicate efficient capital deployment
  • + Solid free cash flow generation of $654M with 3.4% FCF margin supports sustainability
  • + Reasonable debt-to-equity ratio of 0.65x provides financial flexibility
ChatGPT
  • + Solid gross and operating margins for a value retailer
  • + Positive operating cash flow and free cash flow generation
  • + Manageable leverage with debt/equity at 0.65x and strong reported ROE

DLTR Stock Risks: Dollar Tree, Inc.. Investment Risks

Claude
  • ! Tight current ratio of 1.07x indicates minimal liquidity cushion for operational disruptions
  • ! Revenue growth nearly flat at 0.1% YoY suggests mature market positioning and limited organic growth
  • ! High operating expense ratio (91.5% of revenue) leaves limited margin for cost inflation or competitive pressure
  • ! Significant capital intensity (CapEx $1.1B annually) consumes 60% of free cash flow
ChatGPT
  • ! Revenue growth is nearly flat, limiting operating leverage upside
  • ! Liquidity is only modest with a current ratio near 1.0 and relatively low cash balance
  • ! Free cash flow margin is thin, leaving less room for execution mistakes or higher capital needs

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and comparable store sales trends
  • * Operating margin sustainability and gross margin resilience amid cost pressures
  • * Free cash flow generation and capital allocation efficiency
  • * Current ratio trend and working capital management
  • * Debt reduction pace relative to operating cash flow generation
ChatGPT
  • * Comparable sales and revenue growth acceleration
  • * Free cash flow margin and operating cash flow consistency

Dollar Tree, Inc.. (DLTR) Financial Metrics & Key Ratios

Revenue
$19.4B
Net Income
$1.3B
EPS (Diluted)
$6.22
Free Cash Flow
$654.2M
Total Assets
$13.5B
Cash Position
$717.8M

💡 AI Analyst Insight

The relatively thin 3.4% FCF margin may limit capital allocation flexibility.

DLTR Profit Margin, ROE & Profitability Analysis

Gross Margin 36.3%
Operating Margin 8.5%
Net Margin 6.6%
ROE 34.2%
ROA 9.5%
FCF Margin 3.4%

DLTR vs Consumer Sector: How Dollar Tree, Inc.. Compares

How Dollar Tree, Inc.. compares to Consumer sector averages

Net Margin
DLTR 6.6%
vs
Sector Avg 8.0%
DLTR Sector
ROE
DLTR 34.2%
vs
Sector Avg 18.0%
DLTR Sector
Current Ratio
DLTR 1.1x
vs
Sector Avg 1.5x
DLTR Sector
Debt/Equity
DLTR 0.6x
vs
Sector Avg 0.8x
DLTR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Dollar Tree, Inc.. Stock Overvalued? DLTR Valuation Analysis 2026

Based on fundamental analysis, Dollar Tree, Inc.. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
34.2%
Sector avg: 18%
Net Profit Margin
6.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.65x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Dollar Tree, Inc.. Balance Sheet: DLTR Debt, Cash & Liquidity

Current Ratio
1.07x
Quick Ratio
1.07x
Debt/Equity
0.65x
Debt/Assets
72.1%
Interest Coverage
N/A
Long-term Debt
$2.4B

DLTR Revenue & Earnings Growth: 5-Year Financial Trend

DLTR 5-year financial data: Year 2021: Revenue $26.3B, Net Income $827.0M, EPS $3.47. Year 2022: Revenue $28.3B, Net Income $1.3B, EPS $5.65. Year 2023: Revenue $30.6B, Net Income $1.3B, EPS $5.80. Year 2024: Revenue $17.6B, Net Income $1.6B, EPS $7.21. Year 2025: Revenue $19.4B, Net Income -$998.4M, EPS $-4.54.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Dollar Tree, Inc..'s revenue has declined by 26% over the 5-year period, indicating business contraction. The most recent EPS of $-4.54 indicates the company is currently unprofitable.

DLTR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.4%
Free cash flow / Revenue

DLTR Quarterly Earnings & Performance

Quarterly financial performance data for Dollar Tree, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $4.3B $233.3M $1.08
Q2 2025 $4.1B $132.4M $0.62
Q1 2025 $4.2B $300.1M $1.38
Q3 2024 $7.3B $212.0M $0.97
Q2 2024 $7.3B $132.4M $0.62
Q1 2024 $7.3B $299.0M $1.35
Q3 2023 $6.9B $212.0M $0.97
Q2 2023 $6.8B $200.4M $0.91

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Dollar Tree, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.8B
Cash generated from operations
Stock Buybacks
$1.5B
Shares repurchased (TTM)
Capital Expenditures
$1.1B
Investment in assets
Dividends
None
No dividend program

DLTR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Dollar Tree, Inc.. (CIK: 0000935703)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 4 xslF345X06/form4.xml View →
Apr 3, 2026 4 xslF345X06/form4.xml View →
Apr 3, 2026 4 xslF345X06/form4.xml View →
Apr 3, 2026 4 xslF345X06/form4.xml View →
Apr 3, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about DLTR

What is the AI rating for DLTR?

Dollar Tree, Inc.. (DLTR) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are DLTR's key strengths?

Claude: Exceptional earnings growth of 142.3% YoY with net margin expansion to 6.6%, demonstrating strong operational leverage. High return on equity of 34.2% and ROA of 9.5% indicate efficient capital deployment. ChatGPT: Solid gross and operating margins for a value retailer. Positive operating cash flow and free cash flow generation.

What are the risks of investing in DLTR?

Claude: Tight current ratio of 1.07x indicates minimal liquidity cushion for operational disruptions. Revenue growth nearly flat at 0.1% YoY suggests mature market positioning and limited organic growth. ChatGPT: Revenue growth is nearly flat, limiting operating leverage upside. Liquidity is only modest with a current ratio near 1.0 and relatively low cash balance.

What is DLTR's revenue and growth?

Dollar Tree, Inc.. reported revenue of $19.4B.

Does DLTR pay dividends?

Dollar Tree, Inc.. does not currently pay dividends.

Where can I find DLTR SEC filings?

Official SEC filings for Dollar Tree, Inc.. (CIK: 0000935703) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DLTR's EPS?

Dollar Tree, Inc.. has a diluted EPS of $6.22.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DLTR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Dollar Tree, Inc.. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is DLTR stock overvalued or undervalued?

Valuation metrics for DLTR: ROE of 34.2% (sector avg: 18%), net margin of 6.6% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy DLTR stock in 2026?

Our dual AI analysis gives Dollar Tree, Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DLTR's free cash flow?

Dollar Tree, Inc..'s operating cash flow is $1.8B, with capital expenditures of $1.1B. FCF margin is 3.4%.

How does DLTR compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 6.6% (avg: 8%), ROE 34.2% (avg: 18%), current ratio 1.07 (avg: 1.5).

Why is DLTR's return on equity (ROE) so high?

Dollar Tree, Inc.. has a return on equity of 34.2%, significantly above the Consumer sector average of 18%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 6.6% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2026-01-31 | Powered by Claude AI