📊 UTI Key Takeaways
Is Universal Technical Institute Inc. (UTI) a Good Investment?
UTI demonstrates solid revenue growth (+14% YoY) but faces critical operational challenges: net income growth is flat despite topline expansion, signaling margin compression and deteriorating profitability. Most concerning is the deeply negative free cash flow (-$19.2M) with operating cash flow of only $3.1M relative to $12.8M net income, indicating severe earnings quality issues and unsustainable capital structure at current reinvestment levels.
Why Buy Universal Technical Institute Inc. Stock? UTI Key Strengths
- 14% YoY revenue growth showing market demand in educational services sector
- Positive net income of $12.8M and 5.8% net margin demonstrates profitability
- Conservative debt-to-equity ratio of 0.30x with manageable leverage and $93.6M cash position
UTI Stock Risks: Universal Technical Institute Inc. Investment Risks
- Free cash flow deeply negative at -$19.2M while burning more capital than operating cash generation supports
- Net income growth flat (0% YoY) despite 14% revenue growth indicates severe margin compression and deteriorating unit economics
- Extremely poor capital returns (ROE 3.8%, ROA 1.5%) with operating cash flow only 24% of reported net income suggesting earnings quality and potential working capital stress
Key Metrics to Watch
- Free cash flow and operating cash flow trends - critical to monitor if company can achieve FCF positivity
- Net income growth rate - must accelerate with revenue to justify current operational model
- Capital expenditure efficiency - whether $22.2M CapEx outlay generates sufficient incremental revenue and cash return
Universal Technical Institute Inc. (UTI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Universal Technical Institute Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
UTI Profit Margin, ROE & Profitability Analysis
UTI vs Services Sector: How Universal Technical Institute Inc. Compares
How Universal Technical Institute Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Universal Technical Institute Inc. Stock Overvalued? UTI Valuation Analysis 2026
Based on fundamental analysis, Universal Technical Institute Inc. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Universal Technical Institute Inc. Balance Sheet: UTI Debt, Cash & Liquidity
UTI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Universal Technical Institute Inc.'s revenue has grown significantly by 149% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.13 reflects profitable operations.
UTI Revenue Growth, EPS Growth & YoY Performance
UTI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $201.4M | $12.8M | $0.23 |
| Q3 2025 | $177.5M | $5.0M | $0.09 |
| Q2 2025 | $184.2M | $7.8M | $0.14 |
| Q1 2025 | $174.7M | $10.4M | $0.17 |
| Q3 2024 | $153.3M | -$509.0K | $0.03 |
| Q2 2024 | $163.8M | $2.6M | $0.04 |
| Q1 2024 | $120.0M | $2.6M | $0.02 |
| Q3 2023 | $101.0M | -$509.0K | $-0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Universal Technical Institute Inc. Dividends, Buybacks & Capital Allocation
UTI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Universal Technical Institute Inc. (CIK: 0001261654)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UTI
What is the AI rating for UTI?
Universal Technical Institute Inc. (UTI) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UTI's key strengths?
Claude: 14% YoY revenue growth showing market demand in educational services sector. Positive net income of $12.8M and 5.8% net margin demonstrates profitability.
What are the risks of investing in UTI?
Claude: Free cash flow deeply negative at -$19.2M while burning more capital than operating cash generation supports. Net income growth flat (0% YoY) despite 14% revenue growth indicates severe margin compression and deteriorating unit economics.
What is UTI's revenue and growth?
Universal Technical Institute Inc. reported revenue of $220.8M.
Does UTI pay dividends?
Universal Technical Institute Inc. does not currently pay dividends.
Where can I find UTI SEC filings?
Official SEC filings for Universal Technical Institute Inc. (CIK: 0001261654) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UTI's EPS?
Universal Technical Institute Inc. has a diluted EPS of $0.23.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UTI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Universal Technical Institute Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UTI stock overvalued or undervalued?
Valuation metrics for UTI: ROE of 3.8% (sector avg: 16%), net margin of 5.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy UTI stock in 2026?
Our dual AI analysis gives Universal Technical Institute Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UTI's free cash flow?
Universal Technical Institute Inc.'s operating cash flow is $3.1M, with capital expenditures of $22.2M. FCF margin is -8.7%.
How does UTI compare to other Services stocks?
Vs Services sector averages: Net margin 5.8% (avg: 10%), ROE 3.8% (avg: 16%), current ratio 1.14 (avg: 1.5).