📊 TNL Key Takeaways
Is Travel & Leisure Co. (TNL) a Good Investment?
Travel & Leisure Co. exhibits severe structural balance sheet deterioration with negative stockholders' equity of -$981M, indicating liabilities exceed assets. Combined with a 44% YoY decline in net income, flat revenue growth, and weak 2.4x interest coverage, the company faces elevated financial distress risk despite positive operating cash flow of $640M providing near-term liquidity.
Why Buy Travel & Leisure Co. Stock? TNL Key Strengths
- Positive free cash flow of $523M provides liquidity buffer
- Operating margin of 13.8% demonstrates core business unit profitability
- Operating cash flow of $640M remains positive despite earnings decline
TNL Stock Risks: Travel & Leisure Co. Investment Risks
- Negative stockholders' equity of -$981M indicates technical insolvency on book basis
- Net income collapsed 44% YoY while revenue stagnated at 0% growth
- High leverage with $5.6B long-term debt against $6.8B total assets and weak 2.4x interest coverage ratio
- Debt obligations exceed asset base, constraining financial flexibility and refinancing capacity
Key Metrics to Watch
- Quarterly revenue growth trajectory and margin sustainability
- Debt refinancing needs and long-term debt maturity schedule
- Operating cash flow trend relative to debt service obligations
- Stockholders equity recovery path and asset/liability rebalancing
Travel & Leisure Co. (TNL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Travel & Leisure Co. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
TNL Profit Margin, ROE & Profitability Analysis
TNL vs Real Estate Sector: How Travel & Leisure Co. Compares
How Travel & Leisure Co. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Travel & Leisure Co. Stock Overvalued? TNL Valuation Analysis 2026
Based on fundamental analysis, Travel & Leisure Co. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Travel & Leisure Co. Balance Sheet: TNL Debt, Cash & Liquidity
TNL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Travel & Leisure Co.'s revenue has remained relatively flat over the 5-year period, with a 1% decline. The most recent EPS of $5.28 reflects profitable operations.
TNL Revenue Growth, EPS Growth & YoY Performance
TNL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $993.0M | $97.0M | $1.39 |
| Q2 2025 | $985.0M | $108.0M | $1.62 |
| Q1 2025 | $916.0M | $66.0M | $0.92 |
| Q3 2024 | $986.0M | $97.0M | $1.39 |
| Q2 2024 | $949.0M | $64.0M | $1.25 |
| Q1 2024 | $879.0M | $64.0M | $0.81 |
| Q3 2023 | $937.0M | $110.0M | $1.38 |
| Q2 2023 | $922.0M | $94.0M | $1.16 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Travel & Leisure Co. Dividends, Buybacks & Capital Allocation
TNL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Travel & Leisure Co. (CIK: 0001361658)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TNL
What is the AI rating for TNL?
Travel & Leisure Co. (TNL) has an AI rating of STRONG SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TNL's key strengths?
Claude: Positive free cash flow of $523M provides liquidity buffer. Operating margin of 13.8% demonstrates core business unit profitability.
What are the risks of investing in TNL?
Claude: Negative stockholders' equity of -$981M indicates technical insolvency on book basis. Net income collapsed 44% YoY while revenue stagnated at 0% growth.
What is TNL's revenue and growth?
Travel & Leisure Co. reported revenue of $4.0B.
Does TNL pay dividends?
Travel & Leisure Co. pays dividends, with $149.0M distributed to shareholders in the trailing twelve months.
Where can I find TNL SEC filings?
Official SEC filings for Travel & Leisure Co. (CIK: 0001361658) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TNL's EPS?
Travel & Leisure Co. has a diluted EPS of $3.44.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TNL a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Travel & Leisure Co. has a STRONG SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TNL stock overvalued or undervalued?
Valuation metrics for TNL: ROE of N/A (sector avg: 8%), net margin of 5.7% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy TNL stock in 2026?
Our dual AI analysis gives Travel & Leisure Co. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TNL's free cash flow?
Travel & Leisure Co.'s operating cash flow is $640.0M, with capital expenditures of $117.0M. FCF margin is 13.0%.
How does TNL compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 5.7% (avg: 20%), ROE N/A (avg: 8%), current ratio 1.19 (avg: 1.5).