📊 THO Key Takeaways
Is Thor Industries Inc. (THO) a Good Investment?
THOR Industries faces severe fundamental deterioration with negative operating cash flow of -$157.1M and declining revenue (-4.6% YoY), creating an unsustainable cash burn situation. Profitability has collapsed to near-breakeven levels with a 0.9% net margin and abysmal returns (0.9% ROE, 0.6% ROA), indicating the company is struggling to generate value from its $7B asset base.
Why Buy Thor Industries Inc. Stock? THO Key Strengths
- Moderate leverage with Debt/Equity ratio of 0.20x provides financial flexibility
- Adequate working capital with Current Ratio of 1.76x
- Market leader in motor homes sector with strong brand positioning
THO Stock Risks: Thor Industries Inc. Investment Risks
- Negative operating cash flow of -$157.1M and negative free cash flow of -$220.0M indicates unsustainable business operations
- Revenue declining 4.6% YoY combined with razor-thin 0.9% net margin offers minimal margin of safety
- Critically low returns metrics (0.9% ROE, 0.6% ROA) signal severe capital inefficiency and poor competitive positioning
- Interest coverage of 2.3x leaves minimal buffer for debt servicing if cash flow worsens
Key Metrics to Watch
- Operating cash flow return to positive territory and sustainability
- Revenue stabilization and growth trajectory in discretionary RV market
- Gross margin expansion and operating leverage improvements
- Debt servicing capability given negative free cash flow
Thor Industries Inc. (THO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Thor Industries Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
THO Profit Margin, ROE & Profitability Analysis
THO vs Market Sector: How Thor Industries Inc. Compares
How Thor Industries Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Thor Industries Inc. Stock Overvalued? THO Valuation Analysis 2026
Based on fundamental analysis, Thor Industries Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Thor Industries Inc. Balance Sheet: THO Debt, Cash & Liquidity
THO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Thor Industries Inc.'s revenue has remained relatively flat over the 5-year period, with a 10% decline. The most recent EPS of $6.95 reflects profitable operations.
THO Revenue Growth, EPS Growth & YoY Performance
THO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $2.0B | -$551.0K | $-0.01 |
| Q1 2026 | $2.1B | -$1.8M | $-0.03 |
| Q3 2025 | $2.8B | $114.5M | $2.13 |
| Q2 2025 | $2.0B | -$551.0K | $-0.01 |
| Q1 2025 | $2.1B | -$1.8M | $-0.03 |
| Q3 2024 | $2.8B | $114.5M | $2.13 |
| Q2 2024 | $2.2B | $7.2M | $0.13 |
| Q1 2024 | $2.5B | $53.6M | $0.99 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Thor Industries Inc. Dividends, Buybacks & Capital Allocation
THO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Thor Industries Inc. (CIK: 0000730263)
📋 Recent SEC Filings
❓ Frequently Asked Questions about THO
What is the AI rating for THO?
Thor Industries Inc. (THO) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are THO's key strengths?
Claude: Moderate leverage with Debt/Equity ratio of 0.20x provides financial flexibility. Adequate working capital with Current Ratio of 1.76x.
What are the risks of investing in THO?
Claude: Negative operating cash flow of -$157.1M and negative free cash flow of -$220.0M indicates unsustainable business operations. Revenue declining 4.6% YoY combined with razor-thin 0.9% net margin offers minimal margin of safety.
What is THO's revenue and growth?
Thor Industries Inc. reported revenue of $4.5B.
Does THO pay dividends?
Thor Industries Inc. pays dividends, with $76.7M distributed to shareholders in the trailing twelve months.
Where can I find THO SEC filings?
Official SEC filings for Thor Industries Inc. (CIK: 0000730263) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is THO's EPS?
Thor Industries Inc. has a diluted EPS of $0.75.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is THO a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Thor Industries Inc. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is THO stock overvalued or undervalued?
Valuation metrics for THO: ROE of 0.9% (sector avg: 15%), net margin of 0.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy THO stock in 2026?
Our dual AI analysis gives Thor Industries Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is THO's free cash flow?
Thor Industries Inc.'s operating cash flow is $-157.1M, with capital expenditures of $62.9M. FCF margin is -4.9%.
How does THO compare to other Market stocks?
Vs Default sector averages: Net margin 0.9% (avg: 12%), ROE 0.9% (avg: 15%), current ratio 1.76 (avg: 1.8).